中華民國113年9月
單位:新臺幣元，%
| 列號 | 險別 | 項目 | 112年度 | 111年度 | 110年度 |
|
1
| 一年期住宅火災保險 (1) | 保費收入 (含再保) |
40,431,065
|
39,313,215
|
37,424,457
|
|
2
| 自留保費 |
40,431,065
|
39,313,215
|
37,424,457
|
|
3
| 自留比率 |
0.67
|
0.88
|
0.95
|
|
4
| 保險賠款 (含再保) |
2,509,038
|
4,935,371
|
1,884,739
|
|
5
| 自留賠款 |
2,917,849
|
4,634,070
|
3,814,607
|
|
6
| 長期住宅火災保險 (2) | 保費收入 (含再保) |
-103,234
|
-284,384
|
-358,298
|
|
7
| 自留保費 |
-94,288
|
-257,274
|
-323,458
|
|
8
| 自留比率 |
0.00
|
-0.01
|
-0.01
|
|
9
| 保險賠款 (含再保) |
2,590,310
|
1,678,434
|
819,980
|
|
10
| 自留賠款 |
1,409,388
|
2,475,604
|
1,471,923
|
|
11
| 一年期商業火災保險 (3) | 保費收入 (含再保) |
314,594,501
|
273,793,863
|
222,002,904
|
|
12
| 自留保費 |
54,858,205
|
72,538,378
|
57,699,600
|
|
13
| 自留比率 |
0.91
|
1.62
|
1.47
|
|
14
| 保險賠款 (含再保) |
161,187,935
|
142,692,040
|
73,019,293
|
|
15
| 自留賠款 |
115,546,902
|
50,231,488
|
15,020,485
|
|
16
| 長期商業火災保險 (4) | 保費收入 (含再保) |
0
|
0
|
0
|
|
17
| 自留保費 |
0
|
0
|
0
|
|
18
| 自留比率 |
0.00
|
0.00
|
0.00
|
|
19
| 保險賠款 (含再保) |
0
|
0
|
0
|
|
20
| 自留賠款 |
0
|
0
|
0
|
|
21
| 內陸運輸保險 (5) | 保費收入 (含再保) |
19,099,395
|
13,262,196
|
12,554,049
|
|
22
| 自留保費 |
10,025,452
|
8,056,397
|
6,916,940
|
|
23
| 自留比率 |
0.17
|
0.18
|
0.18
|
|
24
| 保險賠款 (含再保) |
561,828
|
1,434,501
|
1,430,591
|
|
25
| 自留賠款 |
2,647,811
|
1,745
|
3,096,283
|
|
26
| 貨物運輸保險 (6) | 保費收入 (含再保) |
174,835,204
|
161,049,429
|
144,188,278
|
|
27
| 自留保費 |
103,605,125
|
98,549,280
|
91,519,334
|
|
28
| 自留比率 |
1.71
|
2.20
|
2.33
|
|
29
| 保險賠款 (含再保) |
103,825,680
|
39,029,918
|
34,402,924
|
|
30
| 自留賠款 |
38,093,367
|
39,538,508
|
38,358,182
|
|
31
| 船體保險 (7) | 保費收入 (含再保) |
0
|
0
|
0
|
|
32
| 自留保費 |
0
|
0
|
0
|
|
33
| 自留比率 |
0.00
|
0.00
|
0.00
|
|
34
| 保險賠款 (含再保) |
0
|
0
|
0
|
|
35
| 自留賠款 |
0
|
0
|
0
|
|
36
| 漁船保險 (8) | 保費收入 (含再保) |
0
|
0
|
0
|
|
37
| 自留保費 |
0
|
0
|
0
|
|
38
| 自留比率 |
0.00
|
0.00
|
0.00
|
|
39
| 保險賠款 (含再保) |
0
|
0
|
0
|
|
40
| 自留賠款 |
0
|
0
|
0
|
|
41
| 航空保險 (9) | 保費收入 (含再保) |
0
|
0
|
0
|
|
42
| 自留保費 |
0
|
0
|
0
|
|
43
| 自留比率 |
0.00
|
0.00
|
0.00
|
|
44
| 保險賠款 (含再保) |
0
|
0
|
0
|
|
45
| 自留賠款 |
0
|
0
|
0
|
|
46
| 一般自用汽車財產損失保險 (10) | 保費收入 (含再保) |
1,702,451,501
|
1,526,063,394
|
1,358,203,672
|
|
47
| 自留保費 |
1,368,790,733
|
1,002,823,275
|
713,016,728
|
|
48
| 自留比率 |
22.63
|
22.36
|
18.14
|
|
49
| 保險賠款 (含再保) |
1,078,425,083
|
814,094,833
|
697,226,724
|
|
50
| 自留賠款 |
805,626,443
|
527,890,567
|
344,914,751
|
|
51
| 一般商業汽車財產損失保險 (11) | 保費收入 (含再保) |
93,528
|
93,530
|
331,706
|
|
52
| 自留保費 |
75,478
|
81,795
|
75,000
|
|
53
| 自留比率 |
0.00
|
0.00
|
0.00
|
|
54
| 保險賠款 (含再保) |
-13,300
|
24,346
|
137,943
|
|
55
| 自留賠款 |
233,295
|
-88,569
|
108,483
|
|
56
| 一般自用汽車責任保險 (12) | 保費收入 (含再保) |
2,570,276,976
|
2,324,996,985
|
2,075,176,775
|
|
57
| 自留保費 |
2,081,077,718
|
1,529,048,063
|
1,090,722,275
|
|
58
| 自留比率 |
34.41
|
34.10
|
27.73
|
|
59
| 保險賠款 (含再保) |
1,484,306,289
|
1,187,143,468
|
1,143,106,927
|
|
60
| 自留賠款 |
1,169,582,307
|
799,027,014
|
686,108,078
|
|
61
| 一般商業汽車責任保險 (13) | 保費收入 (含再保) |
14,665,111
|
14,416,887
|
12,832,551
|
|
62
| 自留保費 |
489,435
|
638,589
|
491,628
|
|
63
| 自留比率 |
0.01
|
0.01
|
0.01
|
|
64
| 保險賠款 (含再保) |
5,582,339
|
4,148,162
|
5,453,185
|
|
65
| 自留賠款 |
-290,380
|
448,218
|
302,450
|
|
66
| 強制自用汽車責任保險 (14) | 保費收入 (含再保) |
478,106,197
|
464,082,574
|
451,998,975
|
|
67
| 自留保費 |
336,198,907
|
326,556,785
|
317,352,507
|
|
68
| 自留比率 |
5.56
|
7.28
|
8.07
|
|
69
| 保險賠款 (含再保) |
333,253,032
|
281,607,471
|
320,810,008
|
|
70
| 自留賠款 |
209,492,759
|
165,480,621
|
179,372,128
|
|
71
| 強制商業汽車責任保險 (15) | 保費收入 (含再保) |
22,723,044
|
22,827,065
|
21,897,695
|
|
72
| 自留保費 |
21,380,666
|
21,376,025
|
20,372,534
|
|
73
| 自留比率 |
0.35
|
0.48
|
0.52
|
|
74
| 保險賠款 (含再保) |
17,769,658
|
16,939,500
|
15,491,187
|
|
75
| 自留賠款 |
17,555,767
|
15,747,366
|
16,066,177
|
|
76
| 強制機車責任保險 (16) | 保費收入 (含再保) |
509,231,366
|
480,044,956
|
456,890,908
|
|
77
| 自留保費 |
338,820,886
|
321,159,244
|
302,382,444
|
|
78
| 自留比率 |
5.60
|
7.16
|
7.69
|
|
79
| 保險賠款 (含再保) |
367,582,972
|
311,324,439
|
332,753,003
|
|
80
| 自留賠款 |
228,915,139
|
219,377,797
|
221,610,003
|
|
81
| 一般責任保險 (17) | 保費收入 (含再保) |
906,691,861
|
763,545,525
|
612,314,315
|
|
82
| 自留保費 |
586,378,446
|
505,753,441
|
406,505,351
|
|
83
| 自留比率 |
9.70
|
11.28
|
10.34
|
|
84
| 保險賠款 (含再保) |
371,071,943
|
360,577,221
|
278,882,317
|
|
85
| 自留賠款 |
319,777,514
|
313,639,059
|
217,217,545
|
|
86
| 專業責任保險 (18) | 保費收入 (含再保) |
67,740,529
|
30,010,197
|
23,947,156
|
|
87
| 自留保費 |
27,337,490
|
15,340,742
|
11,661,297
|
|
88
| 自留比率 |
0.45
|
0.34
|
0.30
|
|
89
| 保險賠款 (含再保) |
2,374,096
|
4,240,735
|
7,029,280
|
|
90
| 自留賠款 |
801,955
|
3,934,605
|
10,719,964
|
|
91
| 工程保險 (19) | 保費收入 (含再保) |
145,684,684
|
95,210,976
|
58,411,297
|
|
92
| 自留保費 |
53,999,246
|
22,493,720
|
13,704,043
|
|
93
| 自留比率 |
0.89
|
0.50
|
0.35
|
|
94
| 保險賠款 (含再保) |
28,994,250
|
25,495,970
|
33,669,554
|
|
95
| 自留賠款 |
5,320,365
|
24,095,493
|
16,667,845
|
|
96
| 核能保險 (20) | 保費收入 (含再保) |
0
|
0
|
0
|
|
97
| 自留保費 |
0
|
0
|
0
|
|
98
| 自留比率 |
0.00
|
0.00
|
0.00
|
|
99
| 保險賠款 (含再保) |
0
|
0
|
0
|
|
100
| 自留賠款 |
0
|
0
|
0
|
|
101
| 保證保險 (21) | 保費收入 (含再保) |
14,158,709
|
13,456,581
|
8,649,014
|
|
102
| 自留保費 |
6,284,567
|
6,186,205
|
3,747,863
|
|
103
| 自留比率 |
0.10
|
0.14
|
0.10
|
|
104
| 保險賠款 (含再保) |
26,056
|
3,287,678
|
7,685,717
|
|
105
| 自留賠款 |
1,367,185
|
-846,469
|
2,808,605
|
|
106
| 信用保險 (22) | 保費收入 (含再保) |
0
|
0
|
0
|
|
107
| 自留保費 |
0
|
0
|
0
|
|
108
| 自留比率 |
0.00
|
0.00
|
0.00
|
|
109
| 保險賠款 (含再保) |
0
|
0
|
0
|
|
110
| 自留賠款 |
0
|
0
|
0
|
|
111
| 其他財產保險 (23) | 保費收入 (含再保) |
123,259,122
|
129,313,842
|
866,005,498
|
|
112
| 自留保費 |
121,956,128
|
101,009,491
|
469,984,233
|
|
113
| 自留比率 |
2.02
|
2.25
|
11.95
|
|
114
| 保險賠款 (含再保) |
60,732,319
|
443,566,170
|
51,020,670
|
|
115
| 自留賠款 |
-24,689,136
|
390,899,000
|
48,390,988
|
|
116
| 傷害保險 (24) | 保費收入 (含再保) |
548,201,891
|
261,726,272
|
207,898,373
|
|
117
| 自留保費 |
489,830,149
|
184,057,077
|
119,721,979
|
|
118
| 自留比率 |
8.10
|
4.10
|
3.05
|
|
119
| 保險賠款 (含再保) |
103,696,459
|
57,432,933
|
63,515,178
|
|
120
| 自留賠款 |
93,217,141
|
48,230,450
|
48,782,317
|
|
121
| 商業性地震保險 (25) | 保費收入 (含再保) |
148,158,428
|
114,546,040
|
93,774,666
|
|
122
| 自留保費 |
42,539,198
|
59,949,411
|
42,578,918
|
|
123
| 自留比率 |
0.70
|
1.34
|
1.08
|
|
124
| 保險賠款 (含再保) |
1,993,206
|
2,841,171
|
1,848,926
|
|
125
| 自留賠款 |
1,738,256
|
7,475,381
|
3,084,882
|
|
126
| 個人綜合保險 (26) | 保費收入 (含再保) |
203,736,368
|
47,387,359
|
30,804,006
|
|
127
| 自留保費 |
194,036,368
|
39,722,359
|
23,804,006
|
|
128
| 自留比率 |
3.21
|
0.89
|
0.61
|
|
129
| 保險賠款 (含再保) |
57,131,879
|
4,198,273
|
18,374,709
|
|
130
| 自留賠款 |
65,650,547
|
5,294,455
|
6,247,557
|
|
131
| 商業綜合保險 (27) | 保費收入 (含再保) |
39,373,290
|
40,006,607
|
39,034,453
|
|
132
| 自留保費 |
38,158,944
|
39,038,044
|
38,111,336
|
|
133
| 自留比率 |
0.63
|
0.87
|
0.97
|
|
134
| 保險賠款 (含再保) |
6,032,931
|
6,786,297
|
12,844,741
|
|
135
| 自留賠款 |
10,421,517
|
4,925,899
|
17,271,381
|
|
136
| 颱風洪水保險 (28) | 保費收入 (含再保) |
70,344,486
|
55,720,525
|
44,085,069
|
|
137
| 自留保費 |
17,514,071
|
31,382,772
|
22,371,333
|
|
138
| 自留比率 |
0.29
|
0.70
|
0.57
|
|
139
| 保險賠款 (含再保) |
137,047
|
1,237,379
|
783,824
|
|
140
| 自留賠款 |
4,493,646
|
1,626,000
|
2,009,387
|
|
141
| 政策性地震保險 (29) | 保費收入 (含再保) |
99,957,462
|
97,856,998
|
91,549,395
|
|
142
| 自留保費 |
15,197,660
|
14,775,076
|
13,670,526
|
|
143
| 自留比率 |
0.25
|
0.33
|
0.35
|
|
144
| 保險賠款 (含再保) |
0
|
76,211
|
0
|
|
145
| 自留賠款 |
0
|
76,211
|
0
|
|
146
| 健康保險 (30) | 保費收入 (含再保) |
97,292,451
|
44,857,018
|
128,128,620
|
|
147
| 自留保費 |
96,924,358
|
44,427,039
|
127,822,204
|
|
148
| 自留比率 |
1.60
|
0.99
|
3.25
|
|
149
| 保險賠款 (含再保) |
162,699,550
|
1,489,706,932
|
27,868,038
|
|
150
| 自留賠款 |
56,184,971
|
1,621,072,177
|
31,245,979
|
|
151
| 國外再保分進業務 (31) | 保費收入 (含再保) |
0
|
0
|
0
|
|
152
| 自留保費 |
0
|
0
|
0
|
|
153
| 自留比率 |
0.00
|
0.00
|
0.00
|
|
154
| 保險賠款 (含再保) |
0
|
0
|
0
|
|
155
| 自留賠款 |
0
|
0
|
0
|
|
156
| 強制微型電動二輪車責任保險 (43) | 保費收入 (含再保) |
2,196,725
|
686,325
|
|
|
157
| 自留保費 |
1,817,798
|
606,970
|
|
|
158
| 自留比率 |
0.03
|
0.01
|
|
|
159
| 保險賠款 (含再保) |
41,785
|
0
|
|
|
160
| 自留賠款 |
343,520
|
81,491
|
|
|
161
| 總計 (99) | 保費收入 (含再保) |
8,313,200,660
|
7,013,983,975
|
6,997,745,534
|
|
162
| 自留保費 |
6,047,633,805
|
4,484,626,119
|
3,931,333,078
|
|
163
| 自留比率 |
99.99
|
100.00
|
100.00
|
|
164
| 保險賠款 (含再保) |
4,352,512,385
|
5,204,499,453
|
3,130,059,458
|
|
165
| 自留賠款 |
3,126,358,128
|
4,245,268,181
|
1,914,690,000
|
|