中華民國113年3月
單位:新臺幣元,%
列號 | 險別 | 項目 | 112年度 | 111年度 | 110年度 |
1
| 一年期住宅火災保險 (1) | 保費收入 (含再保) |
188,815,991
|
189,753,942
|
184,300,724
|
2
| 自留保費 |
188,814,454
|
189,749,236
|
184,300,386
|
3
| 自留比率 |
0.99
|
1.02
|
1.05
|
4
| 保險賠款 (含再保) |
22,453,084
|
27,616,910
|
31,751,405
|
5
| 自留賠款 |
31,843,386
|
29,466,965
|
29,755,815
|
6
| 長期住宅火災保險 (2) | 保費收入 (含再保) |
-32,606
|
-118,703
|
-177,088
|
7
| 自留保費 |
-17,288
|
-101,033
|
-168,680
|
8
| 自留比率 |
0.00
|
0.00
|
0.00
|
9
| 保險賠款 (含再保) |
1,312,324
|
861,238
|
22,020
|
10
| 自留賠款 |
365,413
|
1,808,144
|
11,771
|
11
| 一年期商業火災保險 (3) | 保費收入 (含再保) |
2,715,126,952
|
2,092,870,841
|
1,849,355,312
|
12
| 自留保費 |
960,021,634
|
996,434,306
|
761,605,262
|
13
| 自留比率 |
5.01
|
5.36
|
4.34
|
14
| 保險賠款 (含再保) |
2,426,261,825
|
844,082,532
|
1,103,486,265
|
15
| 自留賠款 |
572,645,196
|
490,444,384
|
392,815,625
|
16
| 長期商業火災保險 (4) | 保費收入 (含再保) |
0
|
0
|
0
|
17
| 自留保費 |
0
|
0
|
0
|
18
| 自留比率 |
0.00
|
0.00
|
0.00
|
19
| 保險賠款 (含再保) |
0
|
0
|
0
|
20
| 自留賠款 |
0
|
0
|
0
|
21
| 內陸運輸保險 (5) | 保費收入 (含再保) |
79,336,673
|
92,419,555
|
99,827,892
|
22
| 自留保費 |
43,294,458
|
51,203,099
|
48,459,208
|
23
| 自留比率 |
0.23
|
0.28
|
0.28
|
24
| 保險賠款 (含再保) |
36,683,897
|
17,324,379
|
22,967,965
|
25
| 自留賠款 |
-214,164
|
18,685,358
|
14,636,407
|
26
| 貨物運輸保險 (6) | 保費收入 (含再保) |
504,307,827
|
447,656,650
|
457,403,328
|
27
| 自留保費 |
284,770,580
|
273,932,039
|
257,840,136
|
28
| 自留比率 |
1.49
|
1.47
|
1.47
|
29
| 保險賠款 (含再保) |
124,037,493
|
304,673,459
|
158,412,265
|
30
| 自留賠款 |
85,772,322
|
154,328,637
|
148,688,724
|
31
| 船體保險 (7) | 保費收入 (含再保) |
253,822,308
|
181,324,559
|
320,605,152
|
32
| 自留保費 |
102,732,949
|
74,362,083
|
70,151,534
|
33
| 自留比率 |
0.54
|
0.40
|
0.40
|
34
| 保險賠款 (含再保) |
39,087,626
|
68,003,892
|
64,343,186
|
35
| 自留賠款 |
61,842,579
|
38,555,123
|
50,896,185
|
36
| 漁船保險 (8) | 保費收入 (含再保) |
276,054,912
|
272,290,496
|
269,030,701
|
37
| 自留保費 |
92,223,612
|
125,262,930
|
142,163,627
|
38
| 自留比率 |
0.48
|
0.67
|
0.81
|
39
| 保險賠款 (含再保) |
22,762,293
|
91,241,441
|
134,347,960
|
40
| 自留賠款 |
52,933,083
|
27,764,931
|
62,565,511
|
41
| 航空保險 (9) | 保費收入 (含再保) |
4,230,000
|
5,001,427
|
43,173,142
|
42
| 自留保費 |
4,230,000
|
0
|
-1,516
|
43
| 自留比率 |
0.02
|
0.00
|
0.00
|
44
| 保險賠款 (含再保) |
50,244
|
38,688,483
|
7,268,600
|
45
| 自留賠款 |
-1,994,943
|
9,495,632
|
5,393,889
|
46
| 一般自用汽車財產損失保險 (10) | 保費收入 (含再保) |
5,045,257,586
|
4,806,687,524
|
4,596,388,154
|
47
| 自留保費 |
4,800,426,366
|
4,573,032,141
|
4,298,488,753
|
48
| 自留比率 |
25.07
|
24.61
|
24.48
|
49
| 保險賠款 (含再保) |
2,678,491,970
|
2,393,355,371
|
2,283,800,654
|
50
| 自留賠款 |
2,459,887,055
|
2,399,553,429
|
2,183,258,854
|
51
| 一般商業汽車財產損失保險 (11) | 保費收入 (含再保) |
42,725,899
|
49,392,037
|
45,706,640
|
52
| 自留保費 |
42,643,397
|
49,338,008
|
45,604,569
|
53
| 自留比率 |
0.22
|
0.27
|
0.26
|
54
| 保險賠款 (含再保) |
41,158,815
|
30,836,403
|
20,144,972
|
55
| 自留賠款 |
34,826,934
|
40,363,978
|
23,766,695
|
56
| 一般自用汽車責任保險 (12) | 保費收入 (含再保) |
4,983,418,588
|
4,656,105,795
|
4,415,052,027
|
57
| 自留保費 |
4,910,585,718
|
4,593,350,775
|
4,317,245,984
|
58
| 自留比率 |
25.64
|
24.72
|
24.59
|
59
| 保險賠款 (含再保) |
2,808,500,971
|
2,552,571,596
|
2,455,628,692
|
60
| 自留賠款 |
2,945,461,082
|
2,721,700,610
|
2,640,325,992
|
61
| 一般商業汽車責任保險 (13) | 保費收入 (含再保) |
182,845,526
|
203,696,613
|
195,284,745
|
62
| 自留保費 |
182,581,586
|
203,504,578
|
194,938,654
|
63
| 自留比率 |
0.95
|
1.10
|
1.11
|
64
| 保險賠款 (含再保) |
123,847,750
|
104,293,404
|
93,493,562
|
65
| 自留賠款 |
111,935,344
|
112,704,641
|
118,327,629
|
66
| 強制自用汽車責任保險 (14) | 保費收入 (含再保) |
1,456,667,457
|
1,608,033,027
|
1,633,906,113
|
67
| 自留保費 |
997,988,147
|
1,091,332,244
|
1,105,051,062
|
68
| 自留比率 |
5.21
|
5.87
|
6.29
|
69
| 保險賠款 (含再保) |
1,099,132,950
|
1,230,204,470
|
1,201,163,679
|
70
| 自留賠款 |
624,878,719
|
589,964,018
|
574,685,251
|
71
| 強制商業汽車責任保險 (15) | 保費收入 (含再保) |
90,771,974
|
109,234,605
|
113,287,563
|
72
| 自留保費 |
71,236,527
|
81,259,762
|
81,637,592
|
73
| 自留比率 |
0.37
|
0.44
|
0.46
|
74
| 保險賠款 (含再保) |
85,872,098
|
92,781,853
|
86,775,171
|
75
| 自留賠款 |
64,258,053
|
56,608,613
|
65,056,895
|
76
| 強制機車責任保險 (16) | 保費收入 (含再保) |
979,694,697
|
1,053,090,847
|
1,082,032,640
|
77
| 自留保費 |
648,330,309
|
695,747,576
|
709,608,572
|
78
| 自留比率 |
3.39
|
3.74
|
4.04
|
79
| 保險賠款 (含再保) |
743,113,818
|
835,123,538
|
861,402,983
|
80
| 自留賠款 |
442,824,793
|
457,721,453
|
535,988,552
|
81
| 一般責任保險 (17) | 保費收入 (含再保) |
1,378,083,211
|
1,288,100,034
|
1,226,553,552
|
82
| 自留保費 |
1,225,835,939
|
1,180,525,897
|
1,119,364,694
|
83
| 自留比率 |
6.40
|
6.35
|
6.38
|
84
| 保險賠款 (含再保) |
507,569,938
|
450,872,419
|
456,316,516
|
85
| 自留賠款 |
543,085,979
|
406,595,363
|
472,293,818
|
86
| 專業責任保險 (18) | 保費收入 (含再保) |
185,933,929
|
170,518,907
|
172,494,170
|
87
| 自留保費 |
132,448,218
|
137,842,112
|
132,216,289
|
88
| 自留比率 |
0.69
|
0.74
|
0.75
|
89
| 保險賠款 (含再保) |
12,199,596
|
17,113,903
|
22,116,686
|
90
| 自留賠款 |
22,179,150
|
9,349,302
|
36,387,459
|
91
| 工程保險 (19) | 保費收入 (含再保) |
1,725,429,899
|
1,228,563,400
|
1,113,412,196
|
92
| 自留保費 |
1,159,272,544
|
737,160,938
|
585,690,476
|
93
| 自留比率 |
6.05
|
3.97
|
3.34
|
94
| 保險賠款 (含再保) |
1,011,299,767
|
222,203,306
|
331,495,877
|
95
| 自留賠款 |
513,993,579
|
294,393,296
|
297,009,833
|
96
| 核能保險 (20) | 保費收入 (含再保) |
9,729,741
|
10,051,085
|
11,323,142
|
97
| 自留保費 |
9,729,741
|
10,051,085
|
11,323,142
|
98
| 自留比率 |
0.05
|
0.05
|
0.06
|
99
| 保險賠款 (含再保) |
18,834
|
8,019
|
4,078
|
100
| 自留賠款 |
1,007,139
|
29,340
|
418,772
|
101
| 保證保險 (21) | 保費收入 (含再保) |
26,862,783
|
28,675,307
|
33,105,563
|
102
| 自留保費 |
25,423,840
|
26,625,426
|
29,958,591
|
103
| 自留比率 |
0.13
|
0.14
|
0.17
|
104
| 保險賠款 (含再保) |
2,683,940
|
3,197,259
|
4,115,039
|
105
| 自留賠款 |
3,713,483
|
589,395
|
11,549,732
|
106
| 信用保險 (22) | 保費收入 (含再保) |
1,742,623
|
3,781,883
|
5,061,693
|
107
| 自留保費 |
859,418
|
2,075,179
|
974,288
|
108
| 自留比率 |
0.00
|
0.01
|
0.01
|
109
| 保險賠款 (含再保) |
-2,346,382
|
-2,026,096
|
-1,784,998
|
110
| 自留賠款 |
-2,357,862
|
-2,021,395
|
-1,751,191
|
111
| 其他財產保險 (23) | 保費收入 (含再保) |
290,916,612
|
278,171,387
|
284,098,091
|
112
| 自留保費 |
271,579,691
|
268,233,957
|
271,333,104
|
113
| 自留比率 |
1.42
|
1.44
|
1.55
|
114
| 保險賠款 (含再保) |
95,801,456
|
642,190,451
|
44,425,446
|
115
| 自留賠款 |
14,387,481
|
701,378,509
|
71,794,163
|
116
| 傷害保險 (24) | 保費收入 (含再保) |
1,882,273,372
|
2,235,076,423
|
2,295,494,405
|
117
| 自留保費 |
1,776,481,651
|
2,092,701,578
|
2,113,091,112
|
118
| 自留比率 |
9.28
|
11.26
|
12.04
|
119
| 保險賠款 (含再保) |
1,060,868,535
|
1,328,468,554
|
1,293,176,662
|
120
| 自留賠款 |
1,042,439,610
|
1,268,339,939
|
1,100,915,636
|
121
| 商業性地震保險 (25) | 保費收入 (含再保) |
1,000,318,306
|
862,744,990
|
819,800,401
|
122
| 自留保費 |
553,128,526
|
535,385,137
|
513,981,661
|
123
| 自留比率 |
2.89
|
2.88
|
2.93
|
124
| 保險賠款 (含再保) |
10,297,334
|
20,113,587
|
10,251,760
|
125
| 自留賠款 |
-2,747,288
|
46,094,698
|
12,755,217
|
126
| 個人綜合保險 (26) | 保費收入 (含再保) |
153,125,443
|
87,192,455
|
74,724,855
|
127
| 自留保費 |
141,841,896
|
75,257,122
|
53,656,957
|
128
| 自留比率 |
0.74
|
0.40
|
0.31
|
129
| 保險賠款 (含再保) |
24,157,521
|
13,569,326
|
13,072,467
|
130
| 自留賠款 |
20,176,986
|
13,154,540
|
9,631,160
|
131
| 商業綜合保險 (27) | 保費收入 (含再保) |
1,267,201
|
813,325
|
779,008
|
132
| 自留保費 |
1,267,201
|
813,325
|
779,008
|
133
| 自留比率 |
0.01
|
0.00
|
0.00
|
134
| 保險賠款 (含再保) |
8,378
|
7,500
|
138,702
|
135
| 自留賠款 |
10,924
|
-9,281
|
133,285
|
136
| 颱風洪水保險 (28) | 保費收入 (含再保) |
839,783,915
|
642,413,562
|
579,014,570
|
137
| 自留保費 |
444,490,815
|
404,239,791
|
331,774,781
|
138
| 自留比率 |
2.32
|
2.18
|
1.89
|
139
| 保險賠款 (含再保) |
912,363
|
1,226,205
|
4,064,901
|
140
| 自留賠款 |
178,449,083
|
414,032
|
15,776
|
141
| 政策性地震保險 (29) | 保費收入 (含再保) |
443,200,653
|
445,977,682
|
429,784,738
|
142
| 自留保費 |
50,274,373
|
50,061,181
|
48,218,848
|
143
| 自留比率 |
0.26
|
0.27
|
0.27
|
144
| 保險賠款 (含再保) |
0
|
261,438
|
0
|
145
| 自留賠款 |
0
|
261,438
|
0
|
146
| 健康保險 (30) | 保費收入 (含再保) |
14,110,385
|
32,354,647
|
41,989,433
|
147
| 自留保費 |
14,110,385
|
31,745,632
|
41,921,873
|
148
| 自留比率 |
0.07
|
0.17
|
0.24
|
149
| 保險賠款 (含再保) |
14,553,559
|
57,403,438
|
19,559,748
|
150
| 自留賠款 |
4,965,178
|
59,670,489
|
23,098,396
|
151
| 國外再保分進業務 (31) | 保費收入 (含再保) |
10,190,447
|
31,025,792
|
86,625,475
|
152
| 自留保費 |
10,190,447
|
31,025,792
|
86,625,475
|
153
| 自留比率 |
0.05
|
0.17
|
0.49
|
154
| 保險賠款 (含再保) |
21,156,884
|
4,075,737
|
25,906,100
|
155
| 自留賠款 |
-11,638,710
|
13,884,685
|
154,715,787
|
156
| 強制微型電動二輪車責任保險 (43) | 保費收入 (含再保) |
3,915,617
|
249,427
|
|
157
| 自留保費 |
3,701,939
|
170,179
|
|
158
| 自留比率 |
0.02
|
0.00
|
|
159
| 保險賠款 (含再保) |
143,611
|
0
|
|
160
| 自留賠款 |
678,293
|
14,764
|
|
161
| 總計 (99) | 保費收入 (含再保) |
24,769,927,921
|
23,113,149,521
|
22,479,438,337
|
162
| 自留保費 |
19,150,499,073
|
18,582,322,075
|
17,557,835,442
|
163
| 自留比率 |
100.00
|
100.00
|
100.00
|
164
| 保險賠款 (含再保) |
13,012,092,492
|
11,390,344,015
|
10,747,868,363
|
165
| 自留賠款 |
9,815,607,877
|
9,961,305,030
|
9,035,141,638
|
|