中華民國113年4月
單位:新臺幣元，%
| 列號 | 險別 | 項目 | 112年度 | 111年度 | 110年度 |
|
1
| 一年期住宅火災保險 (1) | 保費收入 (含再保) |
55,514,227
|
57,087,850
|
59,655,967
|
|
2
| 自留保費 |
47,439,361
|
56,173,910
|
58,891,376
|
|
3
| 自留比率 |
0.53
|
0.57
|
0.64
|
|
4
| 保險賠款 (含再保) |
2,732,402
|
7,936,281
|
4,763,515
|
|
5
| 自留賠款 |
11,793,527
|
11,319,978
|
10,507,287
|
|
6
| 長期住宅火災保險 (2) | 保費收入 (含再保) |
-124,199
|
-101,374
|
-126,175
|
|
7
| 自留保費 |
-113,660
|
-92,801
|
-113,958
|
|
8
| 自留比率 |
0.00
|
0.00
|
0.00
|
|
9
| 保險賠款 (含再保) |
15,959
|
1,377,229
|
3,877,245
|
|
10
| 自留賠款 |
-831,166
|
520,947
|
4,689,277
|
|
11
| 一年期商業火災保險 (3) | 保費收入 (含再保) |
833,820,310
|
827,218,691
|
729,971,368
|
|
12
| 自留保費 |
199,583,047
|
203,200,554
|
220,940,886
|
|
13
| 自留比率 |
2.24
|
2.06
|
2.42
|
|
14
| 保險賠款 (含再保) |
319,284,501
|
336,687,192
|
73,368,578
|
|
15
| 自留賠款 |
122,924,154
|
152,243,541
|
183,600,267
|
|
16
| 長期商業火災保險 (4) | 保費收入 (含再保) |
0
|
0
|
-8,161
|
|
17
| 自留保費 |
0
|
0
|
-8,161
|
|
18
| 自留比率 |
0.00
|
0.00
|
0.00
|
|
19
| 保險賠款 (含再保) |
0
|
0
|
0
|
|
20
| 自留賠款 |
-49,653
|
-54,263
|
-280,817
|
|
21
| 內陸運輸保險 (5) | 保費收入 (含再保) |
71,377,827
|
55,893,054
|
48,840,337
|
|
22
| 自留保費 |
35,821,388
|
30,385,542
|
27,586,278
|
|
23
| 自留比率 |
0.40
|
0.31
|
0.30
|
|
24
| 保險賠款 (含再保) |
21,917,151
|
5,782,197
|
8,549,857
|
|
25
| 自留賠款 |
17,427,332
|
5,334,546
|
22,843,441
|
|
26
| 貨物運輸保險 (6) | 保費收入 (含再保) |
171,751,334
|
200,945,701
|
188,150,185
|
|
27
| 自留保費 |
122,976,851
|
152,155,870
|
151,009,260
|
|
28
| 自留比率 |
1.38
|
1.55
|
1.65
|
|
29
| 保險賠款 (含再保) |
146,326,131
|
70,160,641
|
34,062,785
|
|
30
| 自留賠款 |
44,015,275
|
106,036,029
|
46,644,098
|
|
31
| 船體保險 (7) | 保費收入 (含再保) |
4,684,826
|
18,939,570
|
15,998,407
|
|
32
| 自留保費 |
318,688
|
2,018,117
|
4,084,320
|
|
33
| 自留比率 |
0.00
|
0.02
|
0.04
|
|
34
| 保險賠款 (含再保) |
246,115
|
351,260
|
13,963,409
|
|
35
| 自留賠款 |
1,194,631
|
-801,719
|
3,174,899
|
|
36
| 漁船保險 (8) | 保費收入 (含再保) |
390,789
|
9,373,326
|
13,029,110
|
|
37
| 自留保費 |
25,030
|
2,812,445
|
3,997,517
|
|
38
| 自留比率 |
0.00
|
0.03
|
0.04
|
|
39
| 保險賠款 (含再保) |
0
|
77,587,298
|
16,871,528
|
|
40
| 自留賠款 |
772,845
|
16,768,504
|
5,329,774
|
|
41
| 航空保險 (9) | 保費收入 (含再保) |
38,816,001
|
34,703,230
|
27,985,065
|
|
42
| 自留保費 |
1,070,793
|
3,311,920
|
2,610,666
|
|
43
| 自留比率 |
0.01
|
0.03
|
0.03
|
|
44
| 保險賠款 (含再保) |
2,472,161
|
27,958,144
|
1,945,994
|
|
45
| 自留賠款 |
1,932,170
|
4,369,314
|
6,577,411
|
|
46
| 一般自用汽車財產損失保險 (10) | 保費收入 (含再保) |
5,279,877,065
|
4,374,911,993
|
4,246,219,597
|
|
47
| 自留保費 |
3,718,809,939
|
3,760,059,218
|
3,656,542,611
|
|
48
| 自留比率 |
41.68
|
38.19
|
40.00
|
|
49
| 保險賠款 (含再保) |
2,692,673,290
|
2,515,130,474
|
2,043,830,480
|
|
50
| 自留賠款 |
2,171,702,512
|
2,155,034,130
|
2,086,796,193
|
|
51
| 一般商業汽車財產損失保險 (11) | 保費收入 (含再保) |
64,944,594
|
67,951,252
|
31,442,236
|
|
52
| 自留保費 |
35,710,631
|
48,714,745
|
29,381,233
|
|
53
| 自留比率 |
0.40
|
0.49
|
0.32
|
|
54
| 保險賠款 (含再保) |
61,831,062
|
40,213,847
|
20,419,487
|
|
55
| 自留賠款 |
53,306,515
|
39,857,575
|
25,604,090
|
|
56
| 一般自用汽車責任保險 (12) | 保費收入 (含再保) |
2,760,779,693
|
2,245,723,964
|
2,061,782,119
|
|
57
| 自留保費 |
2,099,173,332
|
1,996,727,771
|
1,842,036,087
|
|
58
| 自留比率 |
23.53
|
20.28
|
20.15
|
|
59
| 保險賠款 (含再保) |
1,187,051,000
|
946,610,494
|
887,039,288
|
|
60
| 自留賠款 |
1,246,232,849
|
1,015,147,090
|
923,641,168
|
|
61
| 一般商業汽車責任保險 (13) | 保費收入 (含再保) |
345,118,397
|
236,445,740
|
120,660,452
|
|
62
| 自留保費 |
130,679,273
|
171,380,834
|
97,065,342
|
|
63
| 自留比率 |
1.46
|
1.74
|
1.06
|
|
64
| 保險賠款 (含再保) |
179,804,489
|
101,865,351
|
51,407,079
|
|
65
| 自留賠款 |
142,222,229
|
133,194,396
|
61,800,600
|
|
66
| 強制自用汽車責任保險 (14) | 保費收入 (含再保) |
570,442,566
|
511,524,191
|
466,647,714
|
|
67
| 自留保費 |
398,502,081
|
358,682,627
|
328,412,203
|
|
68
| 自留比率 |
4.47
|
3.64
|
3.59
|
|
69
| 保險賠款 (含再保) |
348,785,546
|
286,493,364
|
316,284,603
|
|
70
| 自留賠款 |
229,671,327
|
164,626,403
|
201,819,532
|
|
71
| 強制商業汽車責任保險 (15) | 保費收入 (含再保) |
90,470,302
|
82,020,246
|
47,271,235
|
|
72
| 自留保費 |
55,765,577
|
49,821,801
|
32,093,825
|
|
73
| 自留比率 |
0.63
|
0.51
|
0.35
|
|
74
| 保險賠款 (含再保) |
62,315,207
|
41,873,472
|
22,298,914
|
|
75
| 自留賠款 |
39,772,368
|
32,287,274
|
18,854,005
|
|
76
| 強制機車責任保險 (16) | 保費收入 (含再保) |
97,740,556
|
94,574,218
|
91,445,844
|
|
77
| 自留保費 |
75,439,242
|
73,169,273
|
70,842,686
|
|
78
| 自留比率 |
0.85
|
0.74
|
0.77
|
|
79
| 保險賠款 (含再保) |
61,276,331
|
72,678,406
|
70,859,402
|
|
80
| 自留賠款 |
51,522,197
|
58,265,722
|
60,663,895
|
|
81
| 一般責任保險 (17) | 保費收入 (含再保) |
599,253,575
|
571,831,621
|
558,351,754
|
|
82
| 自留保費 |
401,000,831
|
406,762,541
|
424,367,315
|
|
83
| 自留比率 |
4.49
|
4.13
|
4.64
|
|
84
| 保險賠款 (含再保) |
162,144,361
|
194,628,384
|
153,862,417
|
|
85
| 自留賠款 |
192,841,819
|
175,315,807
|
155,703,306
|
|
86
| 專業責任保險 (18) | 保費收入 (含再保) |
93,430,187
|
61,920,903
|
86,229,616
|
|
87
| 自留保費 |
10,208,918
|
12,447,009
|
11,995,390
|
|
88
| 自留比率 |
0.11
|
0.13
|
0.13
|
|
89
| 保險賠款 (含再保) |
6,010,966
|
4,956,224
|
1,680,172
|
|
90
| 自留賠款 |
5,196,745
|
11,980,858
|
12,562,557
|
|
91
| 工程保險 (19) | 保費收入 (含再保) |
324,942,095
|
191,816,429
|
145,602,225
|
|
92
| 自留保費 |
88,657,042
|
46,377,109
|
46,499,136
|
|
93
| 自留比率 |
0.99
|
0.47
|
0.51
|
|
94
| 保險賠款 (含再保) |
275,326,729
|
42,747,132
|
37,217,766
|
|
95
| 自留賠款 |
30,159,051
|
114,339,596
|
89,744,805
|
|
96
| 核能保險 (20) | 保費收入 (含再保) |
4,081,848
|
5,271,958
|
5,266,367
|
|
97
| 自留保費 |
4,081,848
|
5,271,958
|
5,266,367
|
|
98
| 自留比率 |
0.05
|
0.05
|
0.06
|
|
99
| 保險賠款 (含再保) |
9,467
|
3,126
|
1,398
|
|
100
| 自留賠款 |
567,890
|
96,140
|
156,460
|
|
101
| 保證保險 (21) | 保費收入 (含再保) |
9,266,068
|
11,205,263
|
11,054,813
|
|
102
| 自留保費 |
2,651,828
|
3,633,133
|
3,909,325
|
|
103
| 自留比率 |
0.03
|
0.04
|
0.04
|
|
104
| 保險賠款 (含再保) |
4,930,830
|
2,496,690
|
30,557,754
|
|
105
| 自留賠款 |
1,583,750
|
1,303,198
|
10,742,662
|
|
106
| 信用保險 (22) | 保費收入 (含再保) |
335,000
|
292,000
|
0
|
|
107
| 自留保費 |
335,000
|
292,000
|
0
|
|
108
| 自留比率 |
0.00
|
0.00
|
0.00
|
|
109
| 保險賠款 (含再保) |
-194,118
|
-306,936
|
-206,702
|
|
110
| 自留賠款 |
-36,869
|
-306,935
|
-283,533
|
|
111
| 其他財產保險 (23) | 保費收入 (含再保) |
343,115,210
|
669,176,319
|
538,846,581
|
|
112
| 自留保費 |
302,028,456
|
589,963,600
|
484,187,607
|
|
113
| 自留比率 |
3.39
|
5.99
|
5.30
|
|
114
| 保險賠款 (含再保) |
1,138,283,912
|
10,412,347,373
|
158,089,103
|
|
115
| 自留賠款 |
449,782,817
|
11,250,231,283
|
188,507,310
|
|
116
| 傷害保險 (24) | 保費收入 (含再保) |
775,723,137
|
942,083,916
|
1,075,565,558
|
|
117
| 自留保費 |
705,148,843
|
907,784,854
|
1,042,205,895
|
|
118
| 自留比率 |
7.90
|
9.22
|
11.40
|
|
119
| 保險賠款 (含再保) |
458,808,166
|
536,207,998
|
523,772,981
|
|
120
| 自留賠款 |
502,857,947
|
528,260,289
|
589,818,116
|
|
121
| 商業性地震保險 (25) | 保費收入 (含再保) |
426,012,468
|
443,628,693
|
367,616,797
|
|
122
| 自留保費 |
142,067,186
|
211,801,931
|
189,336,576
|
|
123
| 自留比率 |
1.59
|
2.15
|
2.07
|
|
124
| 保險賠款 (含再保) |
3,034,647
|
2,018,576
|
714,276
|
|
125
| 自留賠款 |
39,742,809
|
34,586,887
|
34,780,023
|
|
126
| 個人綜合保險 (26) | 保費收入 (含再保) |
3,972,698
|
3,535,571
|
3,328,390
|
|
127
| 自留保費 |
3,972,698
|
3,531,029
|
3,321,449
|
|
128
| 自留比率 |
0.04
|
0.04
|
0.04
|
|
129
| 保險賠款 (含再保) |
454,064
|
840,591
|
175,855
|
|
130
| 自留賠款 |
1,153,568
|
1,131,454
|
182,340
|
|
131
| 商業綜合保險 (27) | 保費收入 (含再保) |
11,574,494
|
13,870,381
|
16,867,179
|
|
132
| 自留保費 |
9,776,138
|
10,395,231
|
10,122,039
|
|
133
| 自留比率 |
0.11
|
0.11
|
0.11
|
|
134
| 保險賠款 (含再保) |
1,092,381
|
2,181,806
|
1,719,295
|
|
135
| 自留賠款 |
2,738,212
|
1,333,300
|
2,729,419
|
|
136
| 颱風洪水保險 (28) | 保費收入 (含再保) |
268,076,623
|
257,309,890
|
223,917,967
|
|
137
| 自留保費 |
107,537,127
|
129,405,977
|
114,857,840
|
|
138
| 自留比率 |
1.21
|
1.31
|
1.26
|
|
139
| 保險賠款 (含再保) |
318,778
|
230,463
|
628,957
|
|
140
| 自留賠款 |
39,581,751
|
14,774,051
|
23,501,298
|
|
141
| 政策性地震保險 (29) | 保費收入 (含再保) |
124,444,567
|
129,327,406
|
133,320,106
|
|
142
| 自留保費 |
19,716,122
|
20,438,252
|
19,873,977
|
|
143
| 自留比率 |
0.22
|
0.21
|
0.22
|
|
144
| 保險賠款 (含再保) |
54,023
|
53,629
|
0
|
|
145
| 自留賠款 |
0
|
107,652
|
0
|
|
146
| 健康保險 (30) | 保費收入 (含再保) |
213,679,707
|
597,715,372
|
262,558,998
|
|
147
| 自留保費 |
191,753,866
|
582,291,386
|
252,036,768
|
|
148
| 自留比率 |
2.15
|
5.91
|
2.76
|
|
149
| 保險賠款 (含再保) |
7,210,098,049
|
19,542,347,364
|
55,091,611
|
|
150
| 自留賠款 |
3,962,419,847
|
23,542,874,489
|
66,055,008
|
|
151
| 國外再保分進業務 (31) | 保費收入 (含再保) |
15,151,758
|
12,378,263
|
9,848,657
|
|
152
| 自留保費 |
10,576,906
|
5,622,221
|
8,788,449
|
|
153
| 自留比率 |
0.12
|
0.06
|
0.10
|
|
154
| 保險賠款 (含再保) |
18,518,726
|
1,085,760
|
2,336,676
|
|
155
| 自留賠款 |
13,240,687
|
-509,824
|
-7,994,940
|
|
156
| 強制微型電動二輪車責任保險 (43) | 保費收入 (含再保) |
730,427
|
20,818
|
|
|
157
| 自留保費 |
697,524
|
16,121
|
|
|
158
| 自留比率 |
0.01
|
0.00
|
|
|
159
| 保險賠款 (含再保) |
21,307
|
0
|
|
|
160
| 自留賠款 |
138,499
|
2,693
|
|
|
161
| 總計 (99) | 保費收入 (含再保) |
13,599,394,150
|
12,728,596,455
|
11,587,340,308
|
|
162
| 自留保費 |
8,921,411,906
|
9,844,556,178
|
9,142,140,304
|
|
163
| 自留比率 |
100.00
|
100.00
|
100.00
|
|
164
| 保險賠款 (含再保) |
14,365,643,633
|
35,274,543,830
|
4,535,183,723
|
|
165
| 自留賠款 |
9,375,577,635
|
39,569,670,405
|
4,828,469,951
|
|