中華民國112年2月
單位:新臺幣元，%
| 列號 | 險別 | 項目 | 110年度 | 109年度 | 108年度 |
|
1
| 一年期住宅火災保險 (1) | 保費收入 (含再保) |
104,746,374
|
110,325,855
|
118,447,467
|
|
2
| 自留保費 |
104,746,374
|
110,263,931
|
118,392,072
|
|
3
| 自留比率 |
1.33
|
1.50
|
1.77
|
|
4
| 保險賠款 (含再保) |
9,727,758
|
7,941,454
|
12,653,243
|
|
5
| 自留賠款 |
15,481,819
|
6,727,827
|
8,036,324
|
|
6
| 長期住宅火災保險 (2) | 保費收入 (含再保) |
-126,675
|
-246,897
|
-326,270
|
|
7
| 自留保費 |
-106,954
|
-220,780
|
-280,216
|
|
8
| 自留比率 |
0.00
|
0.00
|
0.00
|
|
9
| 保險賠款 (含再保) |
608,872
|
262,865
|
4,239,930
|
|
10
| 自留賠款 |
274,224
|
283,359
|
-47,713
|
|
11
| 一年期商業火災保險 (3) | 保費收入 (含再保) |
681,624,529
|
624,147,239
|
612,762,731
|
|
12
| 自留保費 |
227,446,411
|
228,506,860
|
222,485,561
|
|
13
| 自留比率 |
2.88
|
3.12
|
3.32
|
|
14
| 保險賠款 (含再保) |
566,360,755
|
281,893,238
|
247,568,447
|
|
15
| 自留賠款 |
159,038,453
|
156,777,735
|
130,274,474
|
|
16
| 長期商業火災保險 (4) | 保費收入 (含再保) |
4,201
|
852
|
-9,121
|
|
17
| 自留保費 |
4,201
|
852
|
-9,121
|
|
18
| 自留比率 |
0.00
|
0.00
|
0.00
|
|
19
| 保險賠款 (含再保) |
0
|
0
|
0
|
|
20
| 自留賠款 |
0
|
0
|
0
|
|
21
| 內陸運輸保險 (5) | 保費收入 (含再保) |
22,455,605
|
24,545,999
|
26,649,636
|
|
22
| 自留保費 |
9,531,334
|
8,545,951
|
12,142,305
|
|
23
| 自留比率 |
0.12
|
0.12
|
0.18
|
|
24
| 保險賠款 (含再保) |
723,992
|
12,962,351
|
4,946,518
|
|
25
| 自留賠款 |
-133,446
|
2,215,846
|
2,080,272
|
|
26
| 貨物運輸保險 (6) | 保費收入 (含再保) |
324,043,187
|
285,496,652
|
306,614,426
|
|
27
| 自留保費 |
137,032,450
|
110,978,346
|
94,179,374
|
|
28
| 自留比率 |
1.74
|
1.51
|
1.41
|
|
29
| 保險賠款 (含再保) |
189,485,212
|
152,435,345
|
164,370,447
|
|
30
| 自留賠款 |
102,100,702
|
73,643,093
|
69,384,736
|
|
31
| 船體保險 (7) | 保費收入 (含再保) |
186,876,182
|
198,685,173
|
162,140,366
|
|
32
| 自留保費 |
30,214,581
|
23,373,574
|
11,395,016
|
|
33
| 自留比率 |
0.38
|
0.32
|
0.17
|
|
34
| 保險賠款 (含再保) |
1,153,817,478
|
61,455,272
|
64,304,360
|
|
35
| 自留賠款 |
86,448,986
|
47,320,525
|
8,596,581
|
|
36
| 漁船保險 (8) | 保費收入 (含再保) |
68,144,423
|
58,185,167
|
39,318,562
|
|
37
| 自留保費 |
20,235,287
|
15,090,130
|
9,906,706
|
|
38
| 自留比率 |
0.26
|
0.21
|
0.15
|
|
39
| 保險賠款 (含再保) |
4,036,925
|
7,109,235
|
36,496,792
|
|
40
| 自留賠款 |
966,737
|
4,058,974
|
5,163,991
|
|
41
| 航空保險 (9) | 保費收入 (含再保) |
33,117,832
|
50,739,194
|
38,398,587
|
|
42
| 自留保費 |
1,535,938
|
3,633,385
|
3,065,515
|
|
43
| 自留比率 |
0.02
|
0.05
|
0.05
|
|
44
| 保險賠款 (含再保) |
2,430,675
|
688,879
|
1,263,011
|
|
45
| 自留賠款 |
6,700,518
|
1,864,153
|
223,524
|
|
46
| 一般自用汽車財產損失保險 (10) | 保費收入 (含再保) |
3,227,008,624
|
2,910,257,603
|
2,694,799,056
|
|
47
| 自留保費 |
2,579,602,527
|
2,323,302,114
|
2,146,878,056
|
|
48
| 自留比率 |
32.68
|
31.69
|
32.08
|
|
49
| 保險賠款 (含再保) |
1,567,262,130
|
1,474,476,092
|
1,432,226,250
|
|
50
| 自留賠款 |
1,281,907,063
|
1,302,703,991
|
1,139,624,131
|
|
51
| 一般商業汽車財產損失保險 (11) | 保費收入 (含再保) |
93,742,050
|
95,383,214
|
55,190,794
|
|
52
| 自留保費 |
75,462,459
|
76,816,759
|
44,425,462
|
|
53
| 自留比率 |
0.96
|
1.05
|
0.66
|
|
54
| 保險賠款 (含再保) |
66,515,918
|
51,162,700
|
30,777,731
|
|
55
| 自留賠款 |
54,779,079
|
60,818,541
|
33,092,866
|
|
56
| 一般自用汽車責任保險 (12) | 保費收入 (含再保) |
1,882,722,342
|
1,674,564,183
|
1,495,306,355
|
|
57
| 自留保費 |
1,453,820,787
|
1,299,988,551
|
1,167,858,505
|
|
58
| 自留比率 |
18.42
|
17.73
|
17.45
|
|
59
| 保險賠款 (含再保) |
1,069,927,365
|
1,020,789,349
|
932,396,091
|
|
60
| 自留賠款 |
908,769,869
|
895,065,604
|
767,876,825
|
|
61
| 一般商業汽車責任保險 (13) | 保費收入 (含再保) |
406,217,992
|
381,601,280
|
287,095,473
|
|
62
| 自留保費 |
305,482,131
|
289,356,494
|
207,653,457
|
|
63
| 自留比率 |
3.87
|
3.95
|
3.10
|
|
64
| 保險賠款 (含再保) |
222,739,485
|
185,446,109
|
179,394,531
|
|
65
| 自留賠款 |
168,249,655
|
167,116,422
|
133,668,861
|
|
66
| 強制自用汽車責任保險 (14) | 保費收入 (含再保) |
784,198,586
|
751,308,811
|
721,084,220
|
|
67
| 自留保費 |
536,364,231
|
513,109,685
|
492,163,905
|
|
68
| 自留比率 |
6.79
|
7.00
|
7.36
|
|
69
| 保險賠款 (含再保) |
517,618,397
|
551,385,708
|
532,698,548
|
|
70
| 自留賠款 |
280,032,306
|
298,170,132
|
302,685,217
|
|
71
| 強制商業汽車責任保險 (15) | 保費收入 (含再保) |
141,826,477
|
128,743,363
|
115,143,208
|
|
72
| 自留保費 |
84,995,351
|
77,250,806
|
69,271,555
|
|
73
| 自留比率 |
1.08
|
1.05
|
1.04
|
|
74
| 保險賠款 (含再保) |
98,233,731
|
81,206,448
|
106,853,295
|
|
75
| 自留賠款 |
55,864,072
|
47,567,358
|
56,661,117
|
|
76
| 強制機車責任保險 (16) | 保費收入 (含再保) |
260,484,854
|
252,939,151
|
249,259,357
|
|
77
| 自留保費 |
174,094,323
|
167,843,302
|
166,529,607
|
|
78
| 自留比率 |
2.21
|
2.29
|
2.49
|
|
79
| 保險賠款 (含再保) |
189,944,643
|
192,541,461
|
195,607,788
|
|
80
| 自留賠款 |
138,261,345
|
151,064,944
|
146,240,243
|
|
81
| 一般責任保險 (17) | 保費收入 (含再保) |
434,140,760
|
403,135,623
|
423,279,995
|
|
82
| 自留保費 |
298,680,267
|
280,744,110
|
299,586,011
|
|
83
| 自留比率 |
3.78
|
3.83
|
4.48
|
|
84
| 保險賠款 (含再保) |
213,357,908
|
202,273,112
|
188,911,392
|
|
85
| 自留賠款 |
146,017,239
|
141,076,535
|
129,476,862
|
|
86
| 專業責任保險 (18) | 保費收入 (含再保) |
73,368,616
|
73,995,109
|
70,132,208
|
|
87
| 自留保費 |
43,057,901
|
43,644,893
|
41,335,208
|
|
88
| 自留比率 |
0.55
|
0.60
|
0.62
|
|
89
| 保險賠款 (含再保) |
9,094,144
|
12,178,286
|
11,379,717
|
|
90
| 自留賠款 |
1,215,438
|
7,780,286
|
14,525,180
|
|
91
| 工程保險 (19) | 保費收入 (含再保) |
262,120,085
|
317,802,657
|
247,232,093
|
|
92
| 自留保費 |
59,530,231
|
81,911,858
|
72,349,273
|
|
93
| 自留比率 |
0.75
|
1.12
|
1.08
|
|
94
| 保險賠款 (含再保) |
151,022,432
|
243,044,586
|
103,284,025
|
|
95
| 自留賠款 |
48,334,087
|
56,819,746
|
32,435,636
|
|
96
| 核能保險 (20) | 保費收入 (含再保) |
17,664,554
|
15,463,933
|
18,517,007
|
|
97
| 自留保費 |
6,602,329
|
6,516,207
|
7,802,658
|
|
98
| 自留比率 |
0.08
|
0.09
|
0.12
|
|
99
| 保險賠款 (含再保) |
2,415
|
6,595
|
809,243
|
|
100
| 自留賠款 |
-4,698
|
13,317
|
812,606
|
|
101
| 保證保險 (21) | 保費收入 (含再保) |
39,931,691
|
40,332,322
|
35,711,203
|
|
102
| 自留保費 |
30,189,214
|
30,591,171
|
26,759,642
|
|
103
| 自留比率 |
0.38
|
0.42
|
0.40
|
|
104
| 保險賠款 (含再保) |
43,904,153
|
7,400,524
|
6,574,070
|
|
105
| 自留賠款 |
4,363,980
|
5,775,453
|
25,092,850
|
|
106
| 信用保險 (22) | 保費收入 (含再保) |
125,242
|
155,602
|
65,253
|
|
107
| 自留保費 |
125,242
|
155,602
|
65,253
|
|
108
| 自留比率 |
0.00
|
0.00
|
0.00
|
|
109
| 保險賠款 (含再保) |
-13,689,311
|
-14,151,200
|
-11,991,643
|
|
110
| 自留賠款 |
-14,018,381
|
-12,005,004
|
-12,127,550
|
|
111
| 其他財產保險 (23) | 保費收入 (含再保) |
77,985,194
|
71,329,101
|
75,132,737
|
|
112
| 自留保費 |
27,496,591
|
32,378,784
|
31,255,446
|
|
113
| 自留比率 |
0.35
|
0.44
|
0.47
|
|
114
| 保險賠款 (含再保) |
28,324,475
|
22,547,156
|
15,259,190
|
|
115
| 自留賠款 |
11,466,028
|
21,100,758
|
16,075,082
|
|
116
| 傷害保險 (24) | 保費收入 (含再保) |
1,107,972,940
|
922,395,129
|
788,166,074
|
|
117
| 自留保費 |
788,524,416
|
688,246,779
|
713,581,707
|
|
118
| 自留比率 |
9.99
|
9.39
|
10.66
|
|
119
| 保險賠款 (含再保) |
700,935,921
|
544,378,023
|
452,327,691
|
|
120
| 自留賠款 |
476,653,227
|
440,461,327
|
437,199,205
|
|
121
| 商業性地震保險 (25) | 保費收入 (含再保) |
285,886,958
|
282,968,932
|
273,397,057
|
|
122
| 自留保費 |
158,593,761
|
130,530,297
|
115,476,600
|
|
123
| 自留比率 |
2.01
|
1.78
|
1.73
|
|
124
| 保險賠款 (含再保) |
1,379,171
|
1,922,745
|
9,930,898
|
|
125
| 自留賠款 |
-2,285,093
|
390,621
|
6,182,209
|
|
126
| 個人綜合保險 (26) | 保費收入 (含再保) |
183,766,781
|
95,838,066
|
61,094,110
|
|
127
| 自留保費 |
124,327,912
|
69,721,966
|
38,159,590
|
|
128
| 自留比率 |
1.57
|
0.95
|
0.57
|
|
129
| 保險賠款 (含再保) |
74,998,874
|
24,632,672
|
28,128,408
|
|
130
| 自留賠款 |
64,036,337
|
12,197,870
|
8,523,952
|
|
131
| 商業綜合保險 (27) | 保費收入 (含再保) |
13,027,392
|
17,906,985
|
19,148,365
|
|
132
| 自留保費 |
10,954,189
|
12,148,030
|
13,990,126
|
|
133
| 自留比率 |
0.14
|
0.17
|
0.21
|
|
134
| 保險賠款 (含再保) |
4,365,198
|
13,792,708
|
2,193,503
|
|
135
| 自留賠款 |
1,310,483
|
13,356,648
|
4,715,474
|
|
136
| 颱風洪水保險 (28) | 保費收入 (含再保) |
195,475,832
|
205,093,759
|
209,375,783
|
|
137
| 自留保費 |
103,730,677
|
88,238,869
|
83,105,702
|
|
138
| 自留比率 |
1.31
|
1.20
|
1.24
|
|
139
| 保險賠款 (含再保) |
-70,130,391
|
963,350
|
18,476,173
|
|
140
| 自留賠款 |
-38,929,878
|
-1,497,990
|
-9,711,647
|
|
141
| 政策性地震保險 (29) | 保費收入 (含再保) |
301,214,400
|
285,690,109
|
257,584,214
|
|
142
| 自留保費 |
34,470,787
|
31,244,741
|
30,304,292
|
|
143
| 自留比率 |
0.44
|
0.43
|
0.45
|
|
144
| 保險賠款 (含再保) |
0
|
146,095
|
0
|
|
145
| 自留賠款 |
0
|
-46,805
|
0
|
|
146
| 健康保險 (30) | 保費收入 (含再保) |
276,846,468
|
245,919,827
|
60,933,938
|
|
147
| 自留保費 |
83,523,392
|
79,776,676
|
34,707,298
|
|
148
| 自留比率 |
1.06
|
1.09
|
0.52
|
|
149
| 保險賠款 (含再保) |
223,969,916
|
182,350,063
|
46,775,562
|
|
150
| 自留賠款 |
44,930,766
|
64,355,297
|
23,666,062
|
|
151
| 國外再保分進業務 (31) | 保費收入 (含再保) |
384,791,692
|
508,989,100
|
417,771,091
|
|
152
| 自留保費 |
383,727,225
|
507,913,833
|
416,834,604
|
|
153
| 自留比率 |
4.86
|
6.93
|
6.23
|
|
154
| 保險賠款 (含再保) |
229,554,080
|
224,009,621
|
155,616,858
|
|
155
| 自留賠款 |
334,192,005
|
276,116,559
|
192,209,752
|
|
156
| 總計 (99) | 保費收入 (含再保) |
11,871,405,188
|
11,033,693,093
|
9,879,415,975
|
|
157
| 自留保費 |
7,893,995,565
|
7,331,603,776
|
6,691,371,169
|
|
158
| 自留比率 |
100.00
|
100.00
|
100.00
|
|
159
| 保險賠款 (含再保) |
7,256,522,321
|
5,547,250,842
|
4,973,472,069
|
|
160
| 自留賠款 |
4,336,022,922
|
4,241,293,122
|
3,672,637,122
|
|