中華民國113年4月
單位:新臺幣元，%
| 列號 | 險別 | 項目 | 112年度 | 111年度 | 110年度 |
|
1
| 一年期住宅火災保險 (1) | 保費收入 (含再保) |
123,777,730
|
117,880,826
|
118,685,765
|
|
2
| 自留保費 |
123,777,730
|
117,880,826
|
118,685,765
|
|
3
| 自留比率 |
1.80
|
1.85
|
1.95
|
|
4
| 保險賠款 (含再保) |
16,985,391
|
9,905,890
|
11,654,095
|
|
5
| 自留賠款 |
19,767,663
|
11,995,404
|
10,400,854
|
|
6
| 長期住宅火災保險 (2) | 保費收入 (含再保) |
-159,096
|
-151,046
|
-250,254
|
|
7
| 自留保費 |
-15,089
|
-22,543
|
-53,428
|
|
8
| 自留比率 |
0.00
|
0.00
|
0.00
|
|
9
| 保險賠款 (含再保) |
-48,679
|
1,717,831
|
1,248,802
|
|
10
| 自留賠款 |
26,051
|
19,225
|
-183,431
|
|
11
| 一年期商業火災保險 (3) | 保費收入 (含再保) |
592,868,958
|
452,958,000
|
428,515,049
|
|
12
| 自留保費 |
310,628,004
|
251,255,787
|
273,642,163
|
|
13
| 自留比率 |
4.52
|
3.93
|
4.50
|
|
14
| 保險賠款 (含再保) |
445,808,466
|
236,661,337
|
260,426,150
|
|
15
| 自留賠款 |
246,995,031
|
176,116,566
|
150,544,897
|
|
16
| 長期商業火災保險 (4) | 保費收入 (含再保) |
-1,937
|
-4,153
|
-5,930
|
|
17
| 自留保費 |
-1,937
|
-4,153
|
-5,930
|
|
18
| 自留比率 |
0.00
|
0.00
|
0.00
|
|
19
| 保險賠款 (含再保) |
9,372
|
24,842
|
15,072
|
|
20
| 自留賠款 |
9,372
|
24,842
|
15,072
|
|
21
| 內陸運輸保險 (5) | 保費收入 (含再保) |
18,677,124
|
17,177,009
|
16,365,608
|
|
22
| 自留保費 |
18,677,124
|
17,177,009
|
16,365,608
|
|
23
| 自留比率 |
0.27
|
0.27
|
0.27
|
|
24
| 保險賠款 (含再保) |
2,428,863
|
725,497
|
847,061
|
|
25
| 自留賠款 |
1,595,943
|
1,328,272
|
939,325
|
|
26
| 貨物運輸保險 (6) | 保費收入 (含再保) |
338,739,077
|
303,152,897
|
253,575,916
|
|
27
| 自留保費 |
311,633,328
|
279,066,471
|
236,057,425
|
|
28
| 自留比率 |
4.54
|
4.37
|
3.89
|
|
29
| 保險賠款 (含再保) |
147,302,838
|
123,969,890
|
138,952,594
|
|
30
| 自留賠款 |
109,502,791
|
141,738,316
|
123,794,399
|
|
31
| 船體保險 (7) | 保費收入 (含再保) |
47,062,905
|
52,207,969
|
62,161,813
|
|
32
| 自留保費 |
6,739,633
|
9,011,932
|
8,569,180
|
|
33
| 自留比率 |
0.10
|
0.14
|
0.14
|
|
34
| 保險賠款 (含再保) |
54,916,641
|
3,599,641
|
10,825,419
|
|
35
| 自留賠款 |
20,442,499
|
-241,099
|
354,915
|
|
36
| 漁船保險 (8) | 保費收入 (含再保) |
43,996,753
|
49,121,307
|
48,393,594
|
|
37
| 自留保費 |
14,596,160
|
14,337,170
|
14,166,015
|
|
38
| 自留比率 |
0.21
|
0.22
|
0.23
|
|
39
| 保險賠款 (含再保) |
16,877,083
|
7,746,888
|
3,837,939
|
|
40
| 自留賠款 |
4,200,583
|
2,057,444
|
1,339,737
|
|
41
| 航空保險 (9) | 保費收入 (含再保) |
92,830,247
|
59,275,435
|
30,758,737
|
|
42
| 自留保費 |
1,846,272
|
6,221,704
|
104,281
|
|
43
| 自留比率 |
0.03
|
0.10
|
0.00
|
|
44
| 保險賠款 (含再保) |
2,079,634
|
26,651,462
|
4,641,696
|
|
45
| 自留賠款 |
488,839
|
6,340,743
|
3,568,249
|
|
46
| 一般自用汽車財產損失保險 (10) | 保費收入 (含再保) |
2,391,903,679
|
2,202,651,184
|
2,102,421,675
|
|
47
| 自留保費 |
2,128,402,236
|
1,959,988,144
|
1,879,551,045
|
|
48
| 自留比率 |
31.00
|
30.70
|
30.94
|
|
49
| 保險賠款 (含再保) |
1,241,587,968
|
1,117,608,998
|
1,042,980,411
|
|
50
| 自留賠款 |
1,147,626,935
|
1,053,046,948
|
922,063,767
|
|
51
| 一般商業汽車財產損失保險 (11) | 保費收入 (含再保) |
37,207,651
|
54,870,515
|
43,827,970
|
|
52
| 自留保費 |
34,227,183
|
50,470,004
|
40,313,806
|
|
53
| 自留比率 |
0.50
|
0.79
|
0.66
|
|
54
| 保險賠款 (含再保) |
22,707,018
|
25,799,755
|
20,557,986
|
|
55
| 自留賠款 |
20,698,109
|
28,129,739
|
20,828,976
|
|
56
| 一般自用汽車責任保險 (12) | 保費收入 (含再保) |
2,194,552,379
|
1,980,546,373
|
1,854,242,337
|
|
57
| 自留保費 |
1,988,312,276
|
1,795,619,433
|
1,682,975,643
|
|
58
| 自留比率 |
28.96
|
28.12
|
27.71
|
|
59
| 保險賠款 (含再保) |
1,174,483,034
|
1,074,250,488
|
1,039,125,018
|
|
60
| 自留賠款 |
1,212,448,220
|
1,052,608,462
|
1,031,056,623
|
|
61
| 一般商業汽車責任保險 (13) | 保費收入 (含再保) |
151,795,742
|
183,686,548
|
173,835,487
|
|
62
| 自留保費 |
139,643,253
|
168,977,775
|
159,909,655
|
|
63
| 自留比率 |
2.03
|
2.65
|
2.63
|
|
64
| 保險賠款 (含再保) |
149,939,668
|
116,258,359
|
127,571,266
|
|
65
| 自留賠款 |
109,514,694
|
145,148,375
|
129,181,939
|
|
66
| 強制自用汽車責任保險 (14) | 保費收入 (含再保) |
737,614,215
|
719,571,128
|
715,822,970
|
|
67
| 自留保費 |
507,419,036
|
495,253,710
|
492,169,705
|
|
68
| 自留比率 |
7.39
|
7.76
|
8.10
|
|
69
| 保險賠款 (含再保) |
508,493,124
|
464,926,356
|
504,207,164
|
|
70
| 自留賠款 |
310,572,263
|
282,817,761
|
241,884,282
|
|
71
| 強制商業汽車責任保險 (15) | 保費收入 (含再保) |
76,485,960
|
92,294,983
|
79,634,190
|
|
72
| 自留保費 |
51,398,870
|
58,137,595
|
52,048,708
|
|
73
| 自留比率 |
0.75
|
0.91
|
0.86
|
|
74
| 保險賠款 (含再保) |
60,927,087
|
50,995,206
|
50,376,491
|
|
75
| 自留賠款 |
38,355,814
|
40,253,388
|
32,481,356
|
|
76
| 強制機車責任保險 (16) | 保費收入 (含再保) |
275,771,187
|
271,658,078
|
271,876,459
|
|
77
| 自留保費 |
187,823,248
|
186,223,109
|
184,568,593
|
|
78
| 自留比率 |
2.74
|
2.92
|
3.04
|
|
79
| 保險賠款 (含再保) |
215,302,591
|
199,853,207
|
219,215,570
|
|
80
| 自留賠款 |
141,097,514
|
112,850,023
|
168,898,520
|
|
81
| 一般責任保險 (17) | 保費收入 (含再保) |
328,991,030
|
300,701,752
|
263,879,148
|
|
82
| 自留保費 |
217,059,926
|
198,476,168
|
174,819,341
|
|
83
| 自留比率 |
3.16
|
3.11
|
2.88
|
|
84
| 保險賠款 (含再保) |
114,418,891
|
99,693,252
|
101,786,717
|
|
85
| 自留賠款 |
62,729,474
|
72,505,806
|
76,955,787
|
|
86
| 專業責任保險 (18) | 保費收入 (含再保) |
24,463,773
|
14,061,028
|
13,888,017
|
|
87
| 自留保費 |
14,087,371
|
9,100,093
|
9,455,823
|
|
88
| 自留比率 |
0.21
|
0.14
|
0.16
|
|
89
| 保險賠款 (含再保) |
721,415
|
8,554,521
|
1,444,683
|
|
90
| 自留賠款 |
-5,351,139
|
3,438,890
|
1,866,465
|
|
91
| 工程保險 (19) | 保費收入 (含再保) |
164,779,733
|
138,919,889
|
113,147,404
|
|
92
| 自留保費 |
67,791,874
|
46,523,274
|
38,164,822
|
|
93
| 自留比率 |
0.99
|
0.73
|
0.63
|
|
94
| 保險賠款 (含再保) |
110,021,426
|
38,041,744
|
34,084,452
|
|
95
| 自留賠款 |
34,560,952
|
23,537,228
|
18,494,416
|
|
96
| 核能保險 (20) | 保費收入 (含再保) |
4,890,941
|
5,042,054
|
5,676,708
|
|
97
| 自留保費 |
4,890,941
|
5,042,054
|
5,676,708
|
|
98
| 自留比率 |
0.07
|
0.08
|
0.09
|
|
99
| 保險賠款 (含再保) |
10,006
|
4,370
|
2,273
|
|
100
| 自留賠款 |
486,409
|
34,202
|
216,687
|
|
101
| 保證保險 (21) | 保費收入 (含再保) |
10,251,979
|
9,323,886
|
9,187,524
|
|
102
| 自留保費 |
8,249,812
|
7,577,397
|
7,208,945
|
|
103
| 自留比率 |
0.12
|
0.12
|
0.12
|
|
104
| 保險賠款 (含再保) |
2,935,619
|
4,193,783
|
12,509,107
|
|
105
| 自留賠款 |
2,237,272
|
-1,307,161
|
4,369,638
|
|
106
| 信用保險 (22) | 保費收入 (含再保) |
335,000
|
292,000
|
0
|
|
107
| 自留保費 |
335,000
|
292,000
|
0
|
|
108
| 自留比率 |
0.00
|
0.00
|
0.00
|
|
109
| 保險賠款 (含再保) |
-1,851,031
|
-2,868,103
|
-2,146,869
|
|
110
| 自留賠款 |
-1,835,587
|
-2,843,302
|
-2,121,501
|
|
111
| 其他財產保險 (23) | 保費收入 (含再保) |
63,225,784
|
70,458,154
|
61,043,943
|
|
112
| 自留保費 |
31,328,446
|
41,333,565
|
41,860,095
|
|
113
| 自留比率 |
0.46
|
0.65
|
0.69
|
|
114
| 保險賠款 (含再保) |
21,925,000
|
28,621,769
|
33,290,078
|
|
115
| 自留賠款 |
17,207,325
|
17,469,095
|
20,580,657
|
|
116
| 傷害保險 (24) | 保費收入 (含再保) |
580,304,117
|
586,117,118
|
590,441,126
|
|
117
| 自留保費 |
423,176,775
|
416,997,333
|
397,645,442
|
|
118
| 自留比率 |
6.16
|
6.53
|
6.55
|
|
119
| 保險賠款 (含再保) |
346,611,618
|
326,163,550
|
347,702,273
|
|
120
| 自留賠款 |
231,324,809
|
249,662,878
|
190,442,568
|
|
121
| 商業性地震保險 (25) | 保費收入 (含再保) |
256,206,910
|
195,880,516
|
169,311,728
|
|
122
| 自留保費 |
116,470,104
|
105,591,618
|
99,928,275
|
|
123
| 自留比率 |
1.70
|
1.65
|
1.65
|
|
124
| 保險賠款 (含再保) |
8,790,176
|
2,300,543
|
1,392,101
|
|
125
| 自留賠款 |
-13,494,270
|
9,549,980
|
1,208,786
|
|
126
| 個人綜合保險 (26) | 保費收入 (含再保) |
29,131,320
|
22,935,818
|
23,761,062
|
|
127
| 自留保費 |
28,000,517
|
22,653,860
|
23,590,733
|
|
128
| 自留比率 |
0.41
|
0.35
|
0.39
|
|
129
| 保險賠款 (含再保) |
3,736,789
|
1,321,385
|
3,353,490
|
|
130
| 自留賠款 |
3,124,007
|
499,131
|
4,520,910
|
|
131
| 商業綜合保險 (27) | 保費收入 (含再保) |
2,164,968
|
2,148,509
|
2,351,216
|
|
132
| 自留保費 |
1,174,940
|
1,196,255
|
1,335,421
|
|
133
| 自留比率 |
0.02
|
0.02
|
0.02
|
|
134
| 保險賠款 (含再保) |
148,896
|
328,022
|
247,358
|
|
135
| 自留賠款 |
-3,613
|
238,978
|
46,136
|
|
136
| 颱風洪水保險 (28) | 保費收入 (含再保) |
172,833,047
|
137,709,766
|
117,751,088
|
|
137
| 自留保費 |
80,204,865
|
69,444,826
|
65,177,651
|
|
138
| 自留比率 |
1.17
|
1.09
|
1.07
|
|
139
| 保險賠款 (含再保) |
547,291
|
301,068
|
310,756
|
|
140
| 自留賠款 |
3,224,834
|
-23,918
|
434,870
|
|
141
| 政策性地震保險 (29) | 保費收入 (含再保) |
283,455,426
|
274,084,749
|
279,525,537
|
|
142
| 自留保費 |
35,073,280
|
36,151,251
|
35,592,172
|
|
143
| 自留比率 |
0.51
|
0.57
|
0.59
|
|
144
| 保險賠款 (含再保) |
0
|
191,380
|
0
|
|
145
| 自留賠款 |
0
|
191,380
|
0
|
|
146
| 健康保險 (30) | 保費收入 (含再保) |
6,184,012
|
8,238,707
|
9,585,598
|
|
147
| 自留保費 |
4,307,564
|
5,769,335
|
6,406,030
|
|
148
| 自留比率 |
0.06
|
0.09
|
0.11
|
|
149
| 保險賠款 (含再保) |
1,974,138
|
7,125,216
|
5,212,003
|
|
150
| 自留賠款 |
420,018
|
4,632,618
|
3,490,478
|
|
151
| 國外再保分進業務 (31) | 保費收入 (含再保) |
5,302,866
|
10,390,660
|
9,908,194
|
|
152
| 自留保費 |
5,115,284
|
8,446,323
|
8,279,368
|
|
153
| 自留比率 |
0.07
|
0.13
|
0.14
|
|
154
| 保險賠款 (含再保) |
12,382,861
|
34,385,013
|
18,733,414
|
|
155
| 自留賠款 |
12,368,643
|
-122,981
|
11,405,401
|
|
156
| 強制微型電動二輪車責任保險 (43) | 保費收入 (含再保) |
4,570,326
|
1,231,415
|
|
|
157
| 自留保費 |
3,020,692
|
1,024,542
|
|
|
158
| 自留比率 |
0.04
|
0.02
|
|
|
159
| 保險賠款 (含再保) |
136,881
|
0
|
|
|
160
| 自留賠款 |
-162,104
|
810,074
|
|
|
161
| 總計 (99) | 保費收入 (含再保) |
9,060,213,806
|
8,334,433,074
|
7,869,319,679
|
|
162
| 自留保費 |
6,865,394,718
|
6,385,213,867
|
6,074,209,060
|
|
163
| 自留比率 |
100.00
|
100.00
|
100.00
|
|
164
| 保險賠款 (含再保) |
4,682,310,075
|
4,009,053,160
|
3,994,404,570
|
|
165
| 自留賠款 |
3,730,179,351
|
3,432,507,307
|
3,169,080,778
|
|