中華民國111年12月
單位:新臺幣元，%
| 列號 | 險別 | 項目 | 110年度 | 109年度 | 108年度 |
|
1
| 一年期住宅火災保險 (1) | 保費收入 (含再保) |
62,514,391
|
58,540,679
|
55,252,953
|
|
2
| 自留保費 |
62,468,083
|
58,540,679
|
55,252,953
|
|
3
| 自留比率 |
0.99
|
1.04
|
1.04
|
|
4
| 保險賠款 (含再保) |
9,962,758
|
2,277,697
|
5,924,843
|
|
5
| 自留賠款 |
10,812,714
|
6,227,123
|
1,652,972
|
|
6
| 長期住宅火災保險 (2) | 保費收入 (含再保) |
-198,477
|
-237,729
|
-269,498
|
|
7
| 自留保費 |
-187,127
|
-211,192
|
-246,421
|
|
8
| 自留比率 |
0.00
|
0.00
|
0.00
|
|
9
| 保險賠款 (含再保) |
720,502
|
43,818
|
208,091
|
|
10
| 自留賠款 |
-102,292
|
430,994
|
-179,593
|
|
11
| 一年期商業火災保險 (3) | 保費收入 (含再保) |
956,606,009
|
833,968,623
|
683,601,880
|
|
12
| 自留保費 |
288,339,220
|
206,978,350
|
186,712,143
|
|
13
| 自留比率 |
4.58
|
3.67
|
3.51
|
|
14
| 保險賠款 (含再保) |
281,198,366
|
190,405,952
|
88,268,083
|
|
15
| 自留賠款 |
248,322,584
|
94,766,999
|
50,782,283
|
|
16
| 長期商業火災保險 (4) | 保費收入 (含再保) |
0
|
0
|
0
|
|
17
| 自留保費 |
0
|
0
|
0
|
|
18
| 自留比率 |
0.00
|
0.00
|
0.00
|
|
19
| 保險賠款 (含再保) |
0
|
0
|
0
|
|
20
| 自留賠款 |
0
|
0
|
0
|
|
21
| 內陸運輸保險 (5) | 保費收入 (含再保) |
60,833,222
|
54,037,468
|
51,691,114
|
|
22
| 自留保費 |
19,154,029
|
16,482,731
|
15,483,968
|
|
23
| 自留比率 |
0.30
|
0.29
|
0.29
|
|
24
| 保險賠款 (含再保) |
16,741,424
|
-6,200,330
|
14,808,970
|
|
25
| 自留賠款 |
1,897,730
|
-1,569,962
|
9,594,625
|
|
26
| 貨物運輸保險 (6) | 保費收入 (含再保) |
282,353,254
|
257,742,638
|
278,238,860
|
|
27
| 自留保費 |
105,418,878
|
106,634,771
|
106,467,909
|
|
28
| 自留比率 |
1.67
|
1.89
|
2.00
|
|
29
| 保險賠款 (含再保) |
169,583,224
|
112,633,326
|
195,580,968
|
|
30
| 自留賠款 |
65,947,483
|
56,867,450
|
51,129,991
|
|
31
| 船體保險 (7) | 保費收入 (含再保) |
242,086,804
|
205,438,004
|
189,960,300
|
|
32
| 自留保費 |
3,096,063
|
-3,016,930
|
-2,470,050
|
|
33
| 自留比率 |
0.05
|
-0.05
|
-0.05
|
|
34
| 保險賠款 (含再保) |
64,703,167
|
89,797,628
|
189,629,902
|
|
35
| 自留賠款 |
417,091
|
-11,906,240
|
-47,207,184
|
|
36
| 漁船保險 (8) | 保費收入 (含再保) |
46,361,950
|
52,194,275
|
55,532,699
|
|
37
| 自留保費 |
24,878,382
|
38,213,010
|
32,334,181
|
|
38
| 自留比率 |
0.39
|
0.68
|
0.61
|
|
39
| 保險賠款 (含再保) |
66,675,953
|
27,489,788
|
105,992,237
|
|
40
| 自留賠款 |
20,804,158
|
34,673,013
|
93,034,358
|
|
41
| 航空保險 (9) | 保費收入 (含再保) |
4,508,945
|
5,247,832
|
6,476,582
|
|
42
| 自留保費 |
725,076
|
-166,189
|
4,064
|
|
43
| 自留比率 |
0.01
|
0.00
|
0.00
|
|
44
| 保險賠款 (含再保) |
6,825,793
|
1,327,601
|
449,086
|
|
45
| 自留賠款 |
6,825,793
|
1,327,601
|
449,086
|
|
46
| 一般自用汽車財產損失保險 (10) | 保費收入 (含再保) |
2,026,834,604
|
1,866,077,987
|
1,751,877,844
|
|
47
| 自留保費 |
1,747,646,428
|
1,532,358,432
|
1,392,592,206
|
|
48
| 自留比率 |
27.74
|
27.18
|
26.20
|
|
49
| 保險賠款 (含再保) |
977,643,647
|
950,827,339
|
982,525,525
|
|
50
| 自留賠款 |
822,321,367
|
769,829,100
|
784,800,175
|
|
51
| 一般商業汽車財產損失保險 (11) | 保費收入 (含再保) |
70,273,753
|
58,647,452
|
46,825,575
|
|
52
| 自留保費 |
61,104,959
|
48,915,578
|
37,914,030
|
|
53
| 自留比率 |
0.97
|
0.87
|
0.71
|
|
54
| 保險賠款 (含再保) |
35,244,325
|
29,384,920
|
27,762,172
|
|
55
| 自留賠款 |
40,688,366
|
31,115,914
|
22,728,573
|
|
56
| 一般自用汽車責任保險 (12) | 保費收入 (含再保) |
1,902,963,115
|
1,736,491,905
|
1,580,215,012
|
|
57
| 自留保費 |
1,648,639,274
|
1,434,608,703
|
1,265,913,525
|
|
58
| 自留比率 |
26.17
|
25.45
|
23.82
|
|
59
| 保險賠款 (含再保) |
1,057,308,052
|
1,029,230,345
|
945,038,161
|
|
60
| 自留賠款 |
1,007,634,022
|
897,437,695
|
787,536,522
|
|
61
| 一般商業汽車責任保險 (13) | 保費收入 (含再保) |
236,235,808
|
219,629,357
|
199,462,993
|
|
62
| 自留保費 |
205,762,283
|
183,199,274
|
161,383,535
|
|
63
| 自留比率 |
3.27
|
3.25
|
3.04
|
|
64
| 保險賠款 (含再保) |
146,842,318
|
134,188,612
|
119,814,906
|
|
65
| 自留賠款 |
159,451,263
|
124,021,769
|
105,033,791
|
|
66
| 強制自用汽車責任保險 (14) | 保費收入 (含再保) |
642,680,236
|
606,176,681
|
597,332,236
|
|
67
| 自留保費 |
443,340,709
|
420,780,389
|
414,845,926
|
|
68
| 自留比率 |
7.04
|
7.46
|
7.80
|
|
69
| 保險賠款 (含再保) |
467,242,174
|
498,850,420
|
540,082,148
|
|
70
| 自留賠款 |
199,488,707
|
272,513,056
|
282,239,295
|
|
71
| 強制商業汽車責任保險 (15) | 保費收入 (含再保) |
99,303,752
|
91,269,772
|
82,059,203
|
|
72
| 自留保費 |
60,585,957
|
56,099,108
|
51,333,816
|
|
73
| 自留比率 |
0.96
|
1.00
|
0.97
|
|
74
| 保險賠款 (含再保) |
77,332,654
|
77,405,749
|
79,304,426
|
|
75
| 自留賠款 |
35,592,073
|
43,986,313
|
41,973,717
|
|
76
| 強制機車責任保險 (16) | 保費收入 (含再保) |
384,156,816
|
375,016,343
|
378,071,561
|
|
77
| 自留保費 |
259,021,784
|
254,249,419
|
256,198,103
|
|
78
| 自留比率 |
4.11
|
4.51
|
4.82
|
|
79
| 保險賠款 (含再保) |
281,084,196
|
288,825,525
|
312,912,483
|
|
80
| 自留賠款 |
248,221,610
|
199,749,229
|
224,627,788
|
|
81
| 一般責任保險 (17) | 保費收入 (含再保) |
382,944,239
|
339,661,734
|
318,834,077
|
|
82
| 自留保費 |
330,700,704
|
293,696,924
|
283,573,825
|
|
83
| 自留比率 |
5.25
|
5.21
|
5.33
|
|
84
| 保險賠款 (含再保) |
156,506,825
|
139,049,606
|
156,415,669
|
|
85
| 自留賠款 |
187,229,897
|
128,325,443
|
145,253,748
|
|
86
| 專業責任保險 (18) | 保費收入 (含再保) |
17,048,346
|
22,583,289
|
19,167,347
|
|
87
| 自留保費 |
13,807,706
|
11,116,115
|
9,731,399
|
|
88
| 自留比率 |
0.22
|
0.20
|
0.18
|
|
89
| 保險賠款 (含再保) |
1,047,172
|
2,169,216
|
580,281
|
|
90
| 自留賠款 |
-894,794
|
-1,086,061
|
-865,549
|
|
91
| 工程保險 (19) | 保費收入 (含再保) |
332,297,615
|
388,293,304
|
265,081,831
|
|
92
| 自留保費 |
109,342,449
|
117,357,336
|
102,806,254
|
|
93
| 自留比率 |
1.74
|
2.08
|
1.93
|
|
94
| 保險賠款 (含再保) |
133,325,509
|
71,752,483
|
61,075,824
|
|
95
| 自留賠款 |
40,757,936
|
33,726,534
|
81,429,962
|
|
96
| 核能保險 (20) | 保費收入 (含再保) |
8,998,459
|
9,855,415
|
8,672,286
|
|
97
| 自留保費 |
8,998,459
|
9,855,415
|
8,672,286
|
|
98
| 自留比率 |
0.14
|
0.17
|
0.16
|
|
99
| 保險賠款 (含再保) |
0
|
0
|
0
|
|
100
| 自留賠款 |
355,592
|
-48,981
|
-3,696,613
|
|
101
| 保證保險 (21) | 保費收入 (含再保) |
3,990,895
|
5,662,654
|
5,796,570
|
|
102
| 自留保費 |
3,190,406
|
4,009,640
|
4,157,827
|
|
103
| 自留比率 |
0.05
|
0.07
|
0.08
|
|
104
| 保險賠款 (含再保) |
6,304,024
|
798,227
|
262,620
|
|
105
| 自留賠款 |
325,911
|
2,881,124
|
647,422
|
|
106
| 信用保險 (22) | 保費收入 (含再保) |
0
|
0
|
-184,726
|
|
107
| 自留保費 |
0
|
0
|
-184,726
|
|
108
| 自留比率 |
0.00
|
0.00
|
0.00
|
|
109
| 保險賠款 (含再保) |
-1,548,804
|
-2,016,099
|
-1,936,542
|
|
110
| 自留賠款 |
-1,548,804
|
-2,016,099
|
-1,943,892
|
|
111
| 其他財產保險 (23) | 保費收入 (含再保) |
42,153,839
|
31,536,537
|
6,990,944
|
|
112
| 自留保費 |
20,358,806
|
10,932,485
|
4,642,730
|
|
113
| 自留比率 |
0.32
|
0.19
|
0.09
|
|
114
| 保險賠款 (含再保) |
4,926,545
|
2,421,517
|
1,050,689
|
|
115
| 自留賠款 |
1,248,306
|
4,189,433
|
-74,189
|
|
116
| 傷害保險 (24) | 保費收入 (含再保) |
709,143,948
|
703,986,860
|
718,724,125
|
|
117
| 自留保費 |
515,987,714
|
511,125,591
|
548,208,722
|
|
118
| 自留比率 |
8.19
|
9.07
|
10.31
|
|
119
| 保險賠款 (含再保) |
322,911,855
|
301,146,139
|
269,926,358
|
|
120
| 自留賠款 |
172,974,259
|
179,127,389
|
206,411,789
|
|
121
| 商業性地震保險 (25) | 保費收入 (含再保) |
277,904,024
|
277,980,779
|
271,661,843
|
|
122
| 自留保費 |
100,157,921
|
91,156,136
|
108,468,600
|
|
123
| 自留比率 |
1.59
|
1.62
|
2.04
|
|
124
| 保險賠款 (含再保) |
3,658,919
|
3,587,318
|
4,669,716
|
|
125
| 自留賠款 |
-11,689,644
|
-2,548,842
|
8,632,571
|
|
126
| 個人綜合保險 (26) | 保費收入 (含再保) |
144,066,213
|
157,970,925
|
186,100,513
|
|
127
| 自留保費 |
102,209,593
|
97,089,867
|
114,735,407
|
|
128
| 自留比率 |
1.62
|
1.72
|
2.16
|
|
129
| 保險賠款 (含再保) |
56,567,913
|
19,892,875
|
24,810,243
|
|
130
| 自留賠款 |
29,423,817
|
15,436,688
|
22,568,689
|
|
131
| 商業綜合保險 (27) | 保費收入 (含再保) |
2,210,282
|
2,587,768
|
3,175,057
|
|
132
| 自留保費 |
1,332,367
|
1,293,884
|
1,586,916
|
|
133
| 自留比率 |
0.02
|
0.02
|
0.03
|
|
134
| 保險賠款 (含再保) |
27,300
|
1,436,386
|
25,127
|
|
135
| 自留賠款 |
994,165
|
193,970
|
354,783
|
|
136
| 颱風洪水保險 (28) | 保費收入 (含再保) |
249,015,712
|
250,831,337
|
223,270,594
|
|
137
| 自留保費 |
84,904,257
|
72,412,074
|
80,442,790
|
|
138
| 自留比率 |
1.35
|
1.28
|
1.51
|
|
139
| 保險賠款 (含再保) |
718,917
|
1,822,744
|
6,688,372
|
|
140
| 自留賠款 |
18,489,622
|
-5,520,836
|
-4,689,541
|
|
141
| 政策性地震保險 (29) | 保費收入 (含再保) |
212,311,438
|
202,101,626
|
194,815,036
|
|
142
| 自留保費 |
30,959,586
|
25,485,957
|
23,937,336
|
|
143
| 自留比率 |
0.49
|
0.45
|
0.45
|
|
144
| 保險賠款 (含再保) |
0
|
123,539
|
0
|
|
145
| 自留賠款 |
0
|
-39,701
|
0
|
|
146
| 健康保險 (30) | 保費收入 (含再保) |
237,382,287
|
48,638,737
|
62,060,358
|
|
147
| 自留保費 |
44,758,324
|
33,283,969
|
46,537,097
|
|
148
| 自留比率 |
0.71
|
0.59
|
0.88
|
|
149
| 保險賠款 (含再保) |
47,571,711
|
28,002,436
|
30,185,641
|
|
150
| 自留賠款 |
23,436,365
|
19,666,931
|
19,246,532
|
|
151
| 國外再保分進業務 (31) | 保費收入 (含再保) |
4,452,390
|
4,913,130
|
4,928,667
|
|
152
| 自留保費 |
4,230,646
|
4,775,490
|
4,480,922
|
|
153
| 自留比率 |
0.07
|
0.08
|
0.08
|
|
154
| 保險賠款 (含再保) |
1,572,371
|
51,543
|
30,567
|
|
155
| 自留賠款 |
1,725,902
|
-303,461
|
-33,348
|
|
156
| 總計 (99) | 保費收入 (含再保) |
9,641,433,869
|
8,866,845,382
|
8,245,423,836
|
|
157
| 自留保費 |
6,300,932,936
|
5,637,257,016
|
5,315,517,273
|
|
158
| 自留比率 |
100.00
|
100.00
|
100.00
|
|
159
| 保險賠款 (含再保) |
4,392,698,810
|
3,996,726,320
|
4,162,086,566
|
|
160
| 自留賠款 |
3,331,151,199
|
2,891,453,586
|
2,881,438,763
|
|