中華民國113年7月
單位:新臺幣元，%
| 列號 | 險別 | 項目 | 112年度 | 111年度 | 110年度 |
|
1
| 一年期住宅火災保險 (1) | 保費收入 (含再保) |
68,661,954
|
65,492,622
|
62,514,391
|
|
2
| 自留保費 |
68,661,954
|
65,492,622
|
62,468,083
|
|
3
| 自留比率 |
0.88
|
0.91
|
0.99
|
|
4
| 保險賠款 (含再保) |
5,829,993
|
8,437,197
|
9,962,758
|
|
5
| 自留賠款 |
-886,109
|
9,793,304
|
10,812,714
|
|
6
| 長期住宅火災保險 (2) | 保費收入 (含再保) |
-128,386
|
-95,137
|
-198,477
|
|
7
| 自留保費 |
-113,690
|
-80,498
|
-187,127
|
|
8
| 自留比率 |
0.00
|
0.00
|
0.00
|
|
9
| 保險賠款 (含再保) |
15,964
|
149,328
|
720,502
|
|
10
| 自留賠款 |
116,680
|
239,061
|
-102,292
|
|
11
| 一年期商業火災保險 (3) | 保費收入 (含再保) |
1,446,866,035
|
992,363,630
|
956,606,009
|
|
12
| 自留保費 |
487,024,786
|
389,467,837
|
288,339,220
|
|
13
| 自留比率 |
6.22
|
5.39
|
4.58
|
|
14
| 保險賠款 (含再保) |
316,706,063
|
508,879,964
|
281,198,366
|
|
15
| 自留賠款 |
197,903,112
|
155,922,531
|
248,322,584
|
|
16
| 長期商業火災保險 (4) | 保費收入 (含再保) |
0
|
0
|
0
|
|
17
| 自留保費 |
0
|
0
|
0
|
|
18
| 自留比率 |
0.00
|
0.00
|
0.00
|
|
19
| 保險賠款 (含再保) |
0
|
0
|
0
|
|
20
| 自留賠款 |
0
|
0
|
0
|
|
21
| 內陸運輸保險 (5) | 保費收入 (含再保) |
71,581,867
|
64,234,328
|
60,833,222
|
|
22
| 自留保費 |
63,972,744
|
23,905,297
|
19,154,029
|
|
23
| 自留比率 |
0.82
|
0.33
|
0.30
|
|
24
| 保險賠款 (含再保) |
18,911,345
|
10,892,075
|
16,741,424
|
|
25
| 自留賠款 |
8,029,611
|
4,681,670
|
1,897,730
|
|
26
| 貨物運輸保險 (6) | 保費收入 (含再保) |
280,634,673
|
301,474,858
|
282,353,254
|
|
27
| 自留保費 |
115,509,119
|
124,156,380
|
105,418,878
|
|
28
| 自留比率 |
1.48
|
1.72
|
1.67
|
|
29
| 保險賠款 (含再保) |
84,659,402
|
126,337,323
|
169,583,224
|
|
30
| 自留賠款 |
59,377,563
|
90,914,080
|
65,947,483
|
|
31
| 船體保險 (7) | 保費收入 (含再保) |
324,015,708
|
312,410,195
|
242,086,804
|
|
32
| 自留保費 |
3,416,912
|
639,442
|
3,096,063
|
|
33
| 自留比率 |
0.04
|
0.01
|
0.05
|
|
34
| 保險賠款 (含再保) |
56,172,922
|
180,157,150
|
64,703,167
|
|
35
| 自留賠款 |
18,612,367
|
21,298,672
|
417,091
|
|
36
| 漁船保險 (8) | 保費收入 (含再保) |
43,087,264
|
59,208,741
|
46,361,950
|
|
37
| 自留保費 |
34,841,109
|
16,508,397
|
24,878,382
|
|
38
| 自留比率 |
0.45
|
0.23
|
0.39
|
|
39
| 保險賠款 (含再保) |
10,713,122
|
60,665,130
|
66,675,953
|
|
40
| 自留賠款 |
-3,869,274
|
33,066,706
|
20,804,158
|
|
41
| 航空保險 (9) | 保費收入 (含再保) |
2,317,817
|
4,329,304
|
4,508,945
|
|
42
| 自留保費 |
796,629
|
-232,908
|
725,076
|
|
43
| 自留比率 |
0.01
|
0.00
|
0.01
|
|
44
| 保險賠款 (含再保) |
5,219,684
|
155,769
|
6,825,793
|
|
45
| 自留賠款 |
5,219,684
|
155,769
|
6,825,793
|
|
46
| 一般自用汽車財產損失保險 (10) | 保費收入 (含再保) |
2,368,034,022
|
2,221,935,301
|
2,026,834,604
|
|
47
| 自留保費 |
2,149,452,509
|
2,018,022,896
|
1,747,646,428
|
|
48
| 自留比率 |
27.46
|
27.94
|
27.74
|
|
49
| 保險賠款 (含再保) |
1,217,882,933
|
1,082,627,639
|
977,643,647
|
|
50
| 自留賠款 |
1,065,680,220
|
1,053,783,877
|
822,321,367
|
|
51
| 一般商業汽車財產損失保險 (11) | 保費收入 (含再保) |
58,962,965
|
61,108,549
|
70,273,753
|
|
52
| 自留保費 |
53,654,193
|
55,665,626
|
61,104,959
|
|
53
| 自留比率 |
0.69
|
0.77
|
0.97
|
|
54
| 保險賠款 (含再保) |
49,463,317
|
44,220,419
|
35,244,325
|
|
55
| 自留賠款 |
41,734,229
|
49,987,442
|
40,688,366
|
|
56
| 一般自用汽車責任保險 (12) | 保費收入 (含再保) |
2,250,575,736
|
2,084,607,032
|
1,902,963,115
|
|
57
| 自留保費 |
2,047,503,970
|
1,900,466,645
|
1,648,639,274
|
|
58
| 自留比率 |
26.15
|
26.31
|
26.17
|
|
59
| 保險賠款 (含再保) |
1,276,586,442
|
1,086,684,548
|
1,057,308,052
|
|
60
| 自留賠款 |
1,286,794,380
|
1,192,517,681
|
1,007,634,022
|
|
61
| 一般商業汽車責任保險 (13) | 保費收入 (含再保) |
228,319,863
|
217,087,062
|
236,235,808
|
|
62
| 自留保費 |
207,750,785
|
198,036,240
|
205,762,283
|
|
63
| 自留比率 |
2.65
|
2.74
|
3.27
|
|
64
| 保險賠款 (含再保) |
160,936,010
|
186,766,340
|
146,842,318
|
|
65
| 自留賠款 |
155,670,598
|
169,876,472
|
159,451,263
|
|
66
| 強制自用汽車責任保險 (14) | 保費收入 (含再保) |
679,845,396
|
664,920,673
|
642,680,236
|
|
67
| 自留保費 |
471,966,179
|
460,647,554
|
443,340,709
|
|
68
| 自留比率 |
6.03
|
6.38
|
7.04
|
|
69
| 保險賠款 (含再保) |
448,056,300
|
477,306,620
|
467,242,174
|
|
70
| 自留賠款 |
252,962,925
|
295,111,948
|
199,488,707
|
|
71
| 強制商業汽車責任保險 (15) | 保費收入 (含再保) |
98,667,634
|
104,841,613
|
99,303,752
|
|
72
| 自留保費 |
61,373,541
|
63,953,558
|
60,585,957
|
|
73
| 自留比率 |
0.78
|
0.89
|
0.96
|
|
74
| 保險賠款 (含再保) |
88,838,129
|
87,578,501
|
77,332,654
|
|
75
| 自留賠款 |
52,306,649
|
53,488,519
|
35,592,073
|
|
76
| 強制機車責任保險 (16) | 保費收入 (含再保) |
400,837,685
|
395,726,709
|
384,156,816
|
|
77
| 自留保費 |
271,267,054
|
267,983,403
|
259,021,784
|
|
78
| 自留比率 |
3.46
|
3.71
|
4.11
|
|
79
| 保險賠款 (含再保) |
323,732,099
|
285,924,226
|
281,084,196
|
|
80
| 自留賠款 |
189,964,929
|
153,608,028
|
248,221,610
|
|
81
| 一般責任保險 (17) | 保費收入 (含再保) |
557,016,929
|
461,696,943
|
382,944,239
|
|
82
| 自留保費 |
461,709,435
|
389,530,294
|
330,700,704
|
|
83
| 自留比率 |
5.90
|
5.39
|
5.25
|
|
84
| 保險賠款 (含再保) |
166,207,558
|
220,693,187
|
156,506,825
|
|
85
| 自留賠款 |
199,872,321
|
187,230,273
|
187,229,897
|
|
86
| 專業責任保險 (18) | 保費收入 (含再保) |
17,060,190
|
14,330,915
|
17,048,346
|
|
87
| 自留保費 |
13,922,068
|
12,483,663
|
13,807,706
|
|
88
| 自留比率 |
0.18
|
0.17
|
0.22
|
|
89
| 保險賠款 (含再保) |
127,920
|
302,322
|
1,047,172
|
|
90
| 自留賠款 |
2,360,344
|
-3,832,077
|
-894,794
|
|
91
| 工程保險 (19) | 保費收入 (含再保) |
486,247,750
|
508,131,308
|
332,297,615
|
|
92
| 自留保費 |
176,840,916
|
141,110,276
|
109,342,449
|
|
93
| 自留比率 |
2.26
|
1.95
|
1.74
|
|
94
| 保險賠款 (含再保) |
212,357,386
|
100,754,473
|
133,325,509
|
|
95
| 自留賠款 |
86,898,498
|
96,413,869
|
40,757,936
|
|
96
| 核能保險 (20) | 保費收入 (含再保) |
8,589,590
|
8,535,353
|
8,998,459
|
|
97
| 自留保費 |
8,589,590
|
8,535,353
|
8,998,459
|
|
98
| 自留比率 |
0.11
|
0.12
|
0.14
|
|
99
| 保險賠款 (含再保) |
0
|
0
|
0
|
|
100
| 自留賠款 |
840,846
|
102,152
|
355,592
|
|
101
| 保證保險 (21) | 保費收入 (含再保) |
3,903,439
|
3,854,825
|
3,990,895
|
|
102
| 自留保費 |
3,324,933
|
3,229,245
|
3,190,406
|
|
103
| 自留比率 |
0.04
|
0.04
|
0.05
|
|
104
| 保險賠款 (含再保) |
1,838,852
|
974,205
|
6,304,024
|
|
105
| 自留賠款 |
1,689,390
|
-659,551
|
325,911
|
|
106
| 信用保險 (22) | 保費收入 (含再保) |
0
|
0
|
0
|
|
107
| 自留保費 |
0
|
0
|
0
|
|
108
| 自留比率 |
0.00
|
0.00
|
0.00
|
|
109
| 保險賠款 (含再保) |
-1,457,703
|
-990,734
|
-1,548,804
|
|
110
| 自留賠款 |
-1,457,703
|
-990,734
|
-1,548,804
|
|
111
| 其他財產保險 (23) | 保費收入 (含再保) |
12,190,761
|
14,991,366
|
42,153,839
|
|
112
| 自留保費 |
8,829,556
|
12,735,397
|
20,358,806
|
|
113
| 自留比率 |
0.11
|
0.18
|
0.32
|
|
114
| 保險賠款 (含再保) |
45,853,596
|
170,687,483
|
4,926,545
|
|
115
| 自留賠款 |
-746,202
|
176,993,381
|
1,248,306
|
|
116
| 傷害保險 (24) | 保費收入 (含再保) |
946,095,141
|
889,242,305
|
709,143,948
|
|
117
| 自留保費 |
687,563,395
|
645,243,642
|
515,987,714
|
|
118
| 自留比率 |
8.78
|
8.93
|
8.19
|
|
119
| 保險賠款 (含再保) |
500,829,804
|
395,117,688
|
322,911,855
|
|
120
| 自留賠款 |
306,879,668
|
248,061,940
|
172,974,259
|
|
121
| 商業性地震保險 (25) | 保費收入 (含再保) |
450,219,643
|
299,438,146
|
277,904,024
|
|
122
| 自留保費 |
96,657,531
|
101,769,749
|
100,157,921
|
|
123
| 自留比率 |
1.23
|
1.41
|
1.59
|
|
124
| 保險賠款 (含再保) |
9,172,536
|
7,243,777
|
3,658,919
|
|
125
| 自留賠款 |
6,062,879
|
25,947,602
|
-11,689,644
|
|
126
| 個人綜合保險 (26) | 保費收入 (含再保) |
167,785,006
|
147,086,042
|
144,066,213
|
|
127
| 自留保費 |
127,351,253
|
104,708,916
|
102,209,593
|
|
128
| 自留比率 |
1.63
|
1.45
|
1.62
|
|
129
| 保險賠款 (含再保) |
22,928,496
|
11,297,582
|
56,567,913
|
|
130
| 自留賠款 |
19,868,098
|
7,697,680
|
29,423,817
|
|
131
| 商業綜合保險 (27) | 保費收入 (含再保) |
1,580,471
|
1,823,040
|
2,210,282
|
|
132
| 自留保費 |
1,180,311
|
1,378,698
|
1,332,367
|
|
133
| 自留比率 |
0.02
|
0.02
|
0.02
|
|
134
| 保險賠款 (含再保) |
79,420
|
0
|
27,300
|
|
135
| 自留賠款 |
117,393
|
-1,379,113
|
994,165
|
|
136
| 颱風洪水保險 (28) | 保費收入 (含再保) |
413,544,748
|
264,018,185
|
249,015,712
|
|
137
| 自留保費 |
101,933,284
|
94,177,736
|
84,904,257
|
|
138
| 自留比率 |
1.30
|
1.30
|
1.35
|
|
139
| 保險賠款 (含再保) |
223,700
|
16,248,727
|
718,917
|
|
140
| 自留賠款 |
8,769,352
|
-6,634,788
|
18,489,622
|
|
141
| 政策性地震保險 (29) | 保費收入 (含再保) |
225,348,087
|
218,511,520
|
212,311,438
|
|
142
| 自留保費 |
33,418,720
|
32,867,063
|
30,959,586
|
|
143
| 自留比率 |
0.43
|
0.46
|
0.49
|
|
144
| 保險賠款 (含再保) |
0
|
145,928
|
0
|
|
145
| 自留賠款 |
0
|
145,928
|
0
|
|
146
| 健康保險 (30) | 保費收入 (含再保) |
93,219,389
|
156,860,957
|
237,382,287
|
|
147
| 自留保費 |
62,573,391
|
86,060,501
|
44,758,324
|
|
148
| 自留比率 |
0.80
|
1.19
|
0.71
|
|
149
| 保險賠款 (含再保) |
732,573,642
|
4,163,869,376
|
47,571,711
|
|
150
| 自留賠款 |
4,164,567
|
2,056,721,455
|
23,436,365
|
|
151
| 國外再保分進業務 (31) | 保費收入 (含再保) |
2,850,804
|
4,474,379
|
4,452,390
|
|
152
| 自留保費 |
2,839,931
|
4,424,564
|
4,230,646
|
|
153
| 自留比率 |
0.04
|
0.06
|
0.07
|
|
154
| 保險賠款 (含再保) |
20,252
|
346,840
|
1,572,371
|
|
155
| 自留賠款 |
679,607
|
236,400
|
1,725,902
|
|
156
| 強制微型電動二輪車責任保險 (43) | 保費收入 (含再保) |
7,262,007
|
1,013,895
|
|
|
157
| 自留保費 |
5,116,244
|
637,722
|
|
|
158
| 自留比率 |
0.07
|
0.01
|
|
|
159
| 保險賠款 (含再保) |
302,065
|
0
|
|
|
160
| 自留賠款 |
395,875
|
0
|
|
|
161
| 總計 (99) | 保費收入 (含再保) |
11,715,194,188
|
10,543,654,659
|
9,641,433,869
|
|
162
| 自留保費 |
7,828,928,352
|
7,223,525,310
|
6,300,932,936
|
|
163
| 自留比率 |
100.00
|
100.00
|
100.00
|
|
164
| 保險賠款 (含再保) |
5,754,781,249
|
9,233,473,083
|
4,392,698,810
|
|
165
| 自留賠款 |
3,966,012,497
|
6,070,500,177
|
3,331,151,199
|
|