中華民國112年2月
單位:新臺幣元，%
| 列號 | 險別 | 項目 | 110年度 | 109年度 | 108年度 |
|
1
| 一年期住宅火災保險 (1) | 保費收入 (含再保) |
132,380,200
|
130,212,070
|
127,598,769
|
|
2
| 自留保費 |
132,380,200
|
130,212,070
|
127,598,769
|
|
3
| 自留比率 |
1.66
|
1.76
|
1.82
|
|
4
| 保險賠款 (含再保) |
18,890,605
|
8,204,523
|
6,881,670
|
|
5
| 自留賠款 |
13,087,652
|
14,620,935
|
10,422,766
|
|
6
| 長期住宅火災保險 (2) | 保費收入 (含再保) |
-179,806
|
-307,384
|
-597,587
|
|
7
| 自留保費 |
-138,542
|
-256,130
|
-443,962
|
|
8
| 自留比率 |
0.00
|
0.00
|
-0.01
|
|
9
| 保險賠款 (含再保) |
28,403
|
914,224
|
2,137,429
|
|
10
| 自留賠款 |
59,986
|
-371,335
|
2,274,053
|
|
11
| 一年期商業火災保險 (3) | 保費收入 (含再保) |
544,871,780
|
498,742,128
|
492,203,255
|
|
12
| 自留保費 |
181,242,146
|
210,012,653
|
146,761,544
|
|
13
| 自留比率 |
2.27
|
2.84
|
2.10
|
|
14
| 保險賠款 (含再保) |
587,162,615
|
446,778,725
|
638,485,229
|
|
15
| 自留賠款 |
132,315,163
|
97,809,405
|
84,743,461
|
|
16
| 長期商業火災保險 (4) | 保費收入 (含再保) |
0
|
273
|
-8,866
|
|
17
| 自留保費 |
0
|
273
|
-3,546
|
|
18
| 自留比率 |
0.00
|
0.00
|
0.00
|
|
19
| 保險賠款 (含再保) |
0
|
0
|
0
|
|
20
| 自留賠款 |
-157,464
|
-97,063
|
-93,467
|
|
21
| 內陸運輸保險 (5) | 保費收入 (含再保) |
24,011,193
|
23,052,679
|
16,513,032
|
|
22
| 自留保費 |
20,256,604
|
20,256,400
|
14,082,139
|
|
23
| 自留比率 |
0.25
|
0.27
|
0.20
|
|
24
| 保險賠款 (含再保) |
2,830,969
|
3,252,750
|
2,708,941
|
|
25
| 自留賠款 |
2,286,195
|
5,382,404
|
2,550,945
|
|
26
| 貨物運輸保險 (6) | 保費收入 (含再保) |
172,493,135
|
153,730,030
|
168,093,845
|
|
27
| 自留保費 |
96,242,073
|
74,244,781
|
79,108,758
|
|
28
| 自留比率 |
1.20
|
1.01
|
1.13
|
|
29
| 保險賠款 (含再保) |
44,234,453
|
30,259,657
|
85,927,597
|
|
30
| 自留賠款 |
45,988,076
|
9,433,328
|
10,199,837
|
|
31
| 船體保險 (7) | 保費收入 (含再保) |
76,946,565
|
63,211,909
|
40,137,969
|
|
32
| 自留保費 |
193,831
|
343,055
|
286,395
|
|
33
| 自留比率 |
0.00
|
0.00
|
0.00
|
|
34
| 保險賠款 (含再保) |
17,599,524
|
18,825,480
|
33,201,921
|
|
35
| 自留賠款 |
1,431,890
|
-1,150,005
|
-573,994
|
|
36
| 漁船保險 (8) | 保費收入 (含再保) |
27,815,877
|
28,597,402
|
28,212,171
|
|
37
| 自留保費 |
5,291,812
|
5,685,117
|
6,601,799
|
|
38
| 自留比率 |
0.07
|
0.08
|
0.09
|
|
39
| 保險賠款 (含再保) |
10,527,119
|
4,942,860
|
19,668,791
|
|
40
| 自留賠款 |
-2,417,256
|
1,586,102
|
7,074,698
|
|
41
| 航空保險 (9) | 保費收入 (含再保) |
61,956,625
|
77,657,397
|
72,770,638
|
|
42
| 自留保費 |
7,122,390
|
6,953,214
|
1,801,687
|
|
43
| 自留比率 |
0.09
|
0.09
|
0.03
|
|
44
| 保險賠款 (含再保) |
7,081,758
|
88,193,841
|
1,676,987
|
|
45
| 自留賠款 |
4,191,249
|
134,634
|
-746,266
|
|
46
| 一般自用汽車財產損失保險 (10) | 保費收入 (含再保) |
3,059,732,853
|
2,994,109,134
|
2,860,790,885
|
|
47
| 自留保費 |
2,550,217,885
|
2,374,029,379
|
2,243,583,842
|
|
48
| 自留比率 |
31.90
|
32.15
|
32.04
|
|
49
| 保險賠款 (含再保) |
1,707,852,858
|
1,732,191,752
|
1,702,909,060
|
|
50
| 自留賠款 |
1,388,428,118
|
1,238,267,581
|
1,270,685,255
|
|
51
| 一般商業汽車財產損失保險 (11) | 保費收入 (含再保) |
167,393,074
|
133,810,162
|
114,579,304
|
|
52
| 自留保費 |
142,064,960
|
109,875,605
|
94,056,199
|
|
53
| 自留比率 |
1.78
|
1.49
|
1.34
|
|
54
| 保險賠款 (含再保) |
87,919,587
|
66,254,607
|
56,495,558
|
|
55
| 自留賠款 |
85,845,838
|
57,066,428
|
44,419,692
|
|
56
| 一般自用汽車責任保險 (12) | 保費收入 (含再保) |
2,155,021,824
|
1,996,259,458
|
1,819,444,393
|
|
57
| 自留保費 |
1,892,073,675
|
1,702,189,416
|
1,545,305,925
|
|
58
| 自留比率 |
23.66
|
23.06
|
22.07
|
|
59
| 保險賠款 (含再保) |
1,134,876,257
|
1,174,262,780
|
1,022,849,158
|
|
60
| 自留賠款 |
1,045,446,528
|
972,636,801
|
861,128,168
|
|
61
| 一般商業汽車責任保險 (13) | 保費收入 (含再保) |
645,918,438
|
603,954,484
|
521,723,572
|
|
62
| 自留保費 |
556,882,138
|
504,668,910
|
432,721,614
|
|
63
| 自留比率 |
6.97
|
6.84
|
6.18
|
|
64
| 保險賠款 (含再保) |
390,974,296
|
334,569,927
|
298,067,801
|
|
65
| 自留賠款 |
410,064,095
|
327,514,606
|
236,734,472
|
|
66
| 強制自用汽車責任保險 (14) | 保費收入 (含再保) |
870,232,106
|
862,825,287
|
849,038,303
|
|
67
| 自留保費 |
603,740,014
|
596,673,690
|
586,904,807
|
|
68
| 自留比率 |
7.55
|
8.08
|
8.38
|
|
69
| 保險賠款 (含再保) |
621,405,461
|
647,785,274
|
759,457,745
|
|
70
| 自留賠款 |
319,376,172
|
344,836,540
|
398,986,073
|
|
71
| 強制商業汽車責任保險 (15) | 保費收入 (含再保) |
172,914,136
|
171,693,107
|
156,506,874
|
|
72
| 自留保費 |
97,671,906
|
96,195,208
|
88,816,258
|
|
73
| 自留比率 |
1.22
|
1.30
|
1.27
|
|
74
| 保險賠款 (含再保) |
109,550,710
|
122,320,004
|
124,256,039
|
|
75
| 自留賠款 |
56,856,225
|
56,950,458
|
64,538,263
|
|
76
| 強制機車責任保險 (16) | 保費收入 (含再保) |
223,669,872
|
234,225,778
|
252,323,097
|
|
77
| 自留保費 |
156,516,234
|
163,510,566
|
175,262,007
|
|
78
| 自留比率 |
1.96
|
2.21
|
2.50
|
|
79
| 保險賠款 (含再保) |
206,977,727
|
218,236,037
|
255,335,580
|
|
80
| 自留賠款 |
133,945,396
|
159,223,787
|
185,998,135
|
|
81
| 一般責任保險 (17) | 保費收入 (含再保) |
316,706,349
|
312,092,914
|
353,598,625
|
|
82
| 自留保費 |
203,983,353
|
208,656,791
|
269,654,275
|
|
83
| 自留比率 |
2.55
|
2.83
|
3.85
|
|
84
| 保險賠款 (含再保) |
115,450,915
|
122,088,823
|
125,919,774
|
|
85
| 自留賠款 |
117,746,017
|
96,268,663
|
80,168,018
|
|
86
| 專業責任保險 (18) | 保費收入 (含再保) |
28,262,316
|
24,283,595
|
30,385,750
|
|
87
| 自留保費 |
13,674,183
|
9,119,579
|
15,449,696
|
|
88
| 自留比率 |
0.17
|
0.12
|
0.22
|
|
89
| 保險賠款 (含再保) |
5,648,598
|
1,745,470
|
3,182,393
|
|
90
| 自留賠款 |
9,587,703
|
2,059,475
|
1,697,787
|
|
91
| 工程保險 (19) | 保費收入 (含再保) |
426,288,096
|
478,984,662
|
442,782,404
|
|
92
| 自留保費 |
189,040,179
|
159,595,457
|
142,028,844
|
|
93
| 自留比率 |
2.36
|
2.16
|
2.03
|
|
94
| 保險賠款 (含再保) |
128,411,773
|
140,691,324
|
134,762,126
|
|
95
| 自留賠款 |
47,706,888
|
50,264,914
|
39,616,560
|
|
96
| 核能保險 (20) | 保費收入 (含再保) |
6,343,656
|
7,234,330
|
7,981,171
|
|
97
| 自留保費 |
6,343,656
|
7,234,330
|
7,981,171
|
|
98
| 自留比率 |
0.08
|
0.10
|
0.11
|
|
99
| 保險賠款 (含再保) |
2,841
|
8,913
|
1,009,409
|
|
100
| 自留賠款 |
260,609
|
-56,102
|
-2,327,725
|
|
101
| 保證保險 (21) | 保費收入 (含再保) |
17,658,540
|
20,551,745
|
21,436,166
|
|
102
| 自留保費 |
10,933,045
|
11,995,152
|
11,672,806
|
|
103
| 自留比率 |
0.14
|
0.16
|
0.17
|
|
104
| 保險賠款 (含再保) |
-5,554,585
|
135,718
|
4,542,814
|
|
105
| 自留賠款 |
-5,406,388
|
292,821
|
1,099,104
|
|
106
| 信用保險 (22) | 保費收入 (含再保) |
0
|
-37,223
|
852,406
|
|
107
| 自留保費 |
0
|
-2,524
|
-10,962
|
|
108
| 自留比率 |
0.00
|
0.00
|
0.00
|
|
109
| 保險賠款 (含再保) |
-60,804
|
-127,077
|
-8,128,299
|
|
110
| 自留賠款 |
-60,804
|
-693,676
|
-118,134
|
|
111
| 其他財產保險 (23) | 保費收入 (含再保) |
62,575,970
|
42,850,258
|
39,962,338
|
|
112
| 自留保費 |
51,819,801
|
32,810,367
|
28,683,380
|
|
113
| 自留比率 |
0.65
|
0.44
|
0.41
|
|
114
| 保險賠款 (含再保) |
27,660,528
|
36,646,231
|
11,999,406
|
|
115
| 自留賠款 |
28,299,085
|
1,231,101
|
13,744,487
|
|
116
| 傷害保險 (24) | 保費收入 (含再保) |
1,073,518,074
|
1,007,916,595
|
1,032,996,779
|
|
117
| 自留保費 |
782,568,327
|
705,023,660
|
724,283,028
|
|
118
| 自留比率 |
9.79
|
9.55
|
10.34
|
|
119
| 保險賠款 (含再保) |
572,811,494
|
599,592,430
|
573,992,193
|
|
120
| 自留賠款 |
375,270,977
|
360,024,801
|
402,885,903
|
|
121
| 商業性地震保險 (25) | 保費收入 (含再保) |
238,300,849
|
236,488,417
|
212,628,554
|
|
122
| 自留保費 |
94,772,755
|
92,317,134
|
63,066,088
|
|
123
| 自留比率 |
1.19
|
1.25
|
0.90
|
|
124
| 保險賠款 (含再保) |
3,115,011
|
8,940,479
|
18,761,052
|
|
125
| 自留賠款 |
1,351,130
|
-3,129,211
|
10,411,903
|
|
126
| 個人綜合保險 (26) | 保費收入 (含再保) |
28,761,187
|
31,486,412
|
67,364,440
|
|
127
| 自留保費 |
28,193,438
|
30,704,634
|
66,471,148
|
|
128
| 自留比率 |
0.35
|
0.42
|
0.95
|
|
129
| 保險賠款 (含再保) |
2,121,435
|
15,129,952
|
33,614,940
|
|
130
| 自留賠款 |
820,458
|
14,691,953
|
32,088,874
|
|
131
| 商業綜合保險 (27) | 保費收入 (含再保) |
0
|
0
|
0
|
|
132
| 自留保費 |
0
|
0
|
0
|
|
133
| 自留比率 |
0.00
|
0.00
|
0.00
|
|
134
| 保險賠款 (含再保) |
0
|
0
|
0
|
|
135
| 自留賠款 |
0
|
-900,437
|
1,831
|
|
136
| 颱風洪水保險 (28) | 保費收入 (含再保) |
191,313,905
|
188,175,066
|
177,001,746
|
|
137
| 自留保費 |
70,866,653
|
70,517,590
|
48,406,013
|
|
138
| 自留比率 |
0.89
|
0.96
|
0.69
|
|
139
| 保險賠款 (含再保) |
5,054,511
|
1,676,247
|
22,605,187
|
|
140
| 自留賠款 |
-3,130,657
|
-4,913,381
|
-6,783,518
|
|
141
| 政策性地震保險 (29) | 保費收入 (含再保) |
292,902,511
|
284,758,166
|
270,331,848
|
|
142
| 自留保費 |
36,172,533
|
31,651,612
|
30,367,929
|
|
143
| 自留比率 |
0.45
|
0.43
|
0.43
|
|
144
| 保險賠款 (含再保) |
0
|
129,893
|
0
|
|
145
| 自留賠款 |
0
|
-42,267
|
0
|
|
146
| 健康保險 (30) | 保費收入 (含再保) |
66,558,198
|
27,106,397
|
48,064,177
|
|
147
| 自留保費 |
57,685,190
|
23,005,383
|
45,695,634
|
|
148
| 自留比率 |
0.72
|
0.31
|
0.65
|
|
149
| 保險賠款 (含再保) |
21,596,915
|
14,539,783
|
11,543,749
|
|
150
| 自留賠款 |
13,501,935
|
15,302,194
|
8,611,820
|
|
151
| 國外再保分進業務 (31) | 保費收入 (含再保) |
9,575,198
|
8,496,508
|
9,047,394
|
|
152
| 自留保費 |
7,624,372
|
5,909,356
|
5,653,543
|
|
153
| 自留比率 |
0.10
|
0.08
|
0.08
|
|
154
| 保險賠款 (含再保) |
99,711,007
|
87,835,785
|
70,733,434
|
|
155
| 自留賠款 |
33,650,679
|
34,006,661
|
34,628,849
|
|
156
| 總計 (99) | 保費收入 (含再保) |
11,093,942,721
|
10,642,161,756
|
10,233,763,452
|
|
157
| 自留保費 |
7,995,434,811
|
7,383,132,728
|
7,001,846,828
|
|
158
| 自留比率 |
100.00
|
100.00
|
100.00
|
|
159
| 保險賠款 (含再保) |
5,923,881,981
|
5,926,026,412
|
6,014,597,684
|
|
160
| 自留賠款 |
4,256,345,495
|
3,848,252,115
|
3,794,067,850
|
|