中華民國113年7月
單位:新臺幣元，%
| 列號 | 險別 | 項目 | 112年度 | 111年度 | 110年度 |
|
1
| 一年期住宅火災保險 (1) | 保費收入 (含再保) |
134,588,465
|
133,216,854
|
132,380,200
|
|
2
| 自留保費 |
134,588,465
|
133,216,854
|
132,380,200
|
|
3
| 自留比率 |
1.46
|
1.58
|
1.66
|
|
4
| 保險賠款 (含再保) |
24,368,169
|
28,137,921
|
18,890,605
|
|
5
| 自留賠款 |
16,354,813
|
36,443,695
|
13,087,652
|
|
6
| 長期住宅火災保險 (2) | 保費收入 (含再保) |
-130,785
|
-117,881
|
-179,806
|
|
7
| 自留保費 |
-105,442
|
-90,411
|
-138,542
|
|
8
| 自留比率 |
0.00
|
0.00
|
0.00
|
|
9
| 保險賠款 (含再保) |
132,368
|
47,131
|
28,403
|
|
10
| 自留賠款 |
-37,068
|
56,718
|
59,986
|
|
11
| 一年期商業火災保險 (3) | 保費收入 (含再保) |
914,149,835
|
642,080,592
|
544,871,780
|
|
12
| 自留保費 |
285,334,114
|
184,741,785
|
181,242,146
|
|
13
| 自留比率 |
3.10
|
2.19
|
2.27
|
|
14
| 保險賠款 (含再保) |
616,140,879
|
338,237,779
|
587,162,615
|
|
15
| 自留賠款 |
217,467,690
|
260,782,034
|
132,315,163
|
|
16
| 長期商業火災保險 (4) | 保費收入 (含再保) |
0
|
0
|
0
|
|
17
| 自留保費 |
0
|
0
|
0
|
|
18
| 自留比率 |
0.00
|
0.00
|
0.00
|
|
19
| 保險賠款 (含再保) |
0
|
0
|
0
|
|
20
| 自留賠款 |
-592
|
-12,122
|
-157,464
|
|
21
| 內陸運輸保險 (5) | 保費收入 (含再保) |
22,984,965
|
22,691,401
|
24,011,193
|
|
22
| 自留保費 |
19,389,547
|
19,138,454
|
20,256,604
|
|
23
| 自留比率 |
0.21
|
0.23
|
0.25
|
|
24
| 保險賠款 (含再保) |
587,697
|
1,809,926
|
2,830,969
|
|
25
| 自留賠款 |
951,468
|
57,429
|
2,286,195
|
|
26
| 貨物運輸保險 (6) | 保費收入 (含再保) |
212,016,410
|
189,911,893
|
172,493,135
|
|
27
| 自留保費 |
99,748,417
|
111,812,188
|
96,242,073
|
|
28
| 自留比率 |
1.08
|
1.32
|
1.20
|
|
29
| 保險賠款 (含再保) |
74,339,626
|
51,710,841
|
44,234,453
|
|
30
| 自留賠款 |
50,299,288
|
52,107,395
|
45,988,076
|
|
31
| 船體保險 (7) | 保費收入 (含再保) |
20,743,488
|
37,610,961
|
76,946,565
|
|
32
| 自留保費 |
138,062
|
-39,543
|
193,831
|
|
33
| 自留比率 |
0.00
|
0.00
|
0.00
|
|
34
| 保險賠款 (含再保) |
39,700,071
|
17,538,869
|
17,599,524
|
|
35
| 自留賠款 |
-1,792,597
|
812,418
|
1,431,890
|
|
36
| 漁船保險 (8) | 保費收入 (含再保) |
29,988,822
|
29,505,241
|
27,815,877
|
|
37
| 自留保費 |
4,223,521
|
5,189,306
|
5,291,812
|
|
38
| 自留比率 |
0.05
|
0.06
|
0.07
|
|
39
| 保險賠款 (含再保) |
38,621,678
|
6,378,717
|
10,527,119
|
|
40
| 自留賠款 |
2,982,128
|
-31,084
|
-2,417,256
|
|
41
| 航空保險 (9) | 保費收入 (含再保) |
89,865,309
|
74,314,868
|
61,956,625
|
|
42
| 自留保費 |
-256,093
|
1,531,666
|
7,122,390
|
|
43
| 自留比率 |
0.00
|
0.02
|
0.09
|
|
44
| 保險賠款 (含再保) |
18,114,066
|
51,322,631
|
7,081,758
|
|
45
| 自留賠款 |
304,363
|
6,514,808
|
4,191,249
|
|
46
| 一般自用汽車財產損失保險 (10) | 保費收入 (含再保) |
3,267,148,531
|
3,126,829,444
|
3,059,732,853
|
|
47
| 自留保費 |
2,729,148,274
|
2,644,011,527
|
2,550,217,885
|
|
48
| 自留比率 |
29.66
|
31.30
|
31.90
|
|
49
| 保險賠款 (含再保) |
1,758,640,651
|
1,691,707,090
|
1,707,852,858
|
|
50
| 自留賠款 |
1,428,928,999
|
1,448,273,088
|
1,388,428,118
|
|
51
| 一般商業汽車財產損失保險 (11) | 保費收入 (含再保) |
173,883,687
|
190,346,885
|
167,393,074
|
|
52
| 自留保費 |
155,831,052
|
164,797,789
|
142,064,960
|
|
53
| 自留比率 |
1.69
|
1.95
|
1.78
|
|
54
| 保險賠款 (含再保) |
126,689,507
|
118,983,941
|
87,919,587
|
|
55
| 自留賠款 |
109,764,056
|
110,613,761
|
85,845,838
|
|
56
| 一般自用汽車責任保險 (12) | 保費收入 (含再保) |
2,255,453,879
|
2,194,815,139
|
2,155,021,824
|
|
57
| 自留保費 |
2,004,970,825
|
1,969,902,274
|
1,892,073,675
|
|
58
| 自留比率 |
21.79
|
23.32
|
23.66
|
|
59
| 保險賠款 (含再保) |
1,221,890,428
|
1,131,073,527
|
1,134,876,257
|
|
60
| 自留賠款 |
1,214,956,255
|
1,065,530,116
|
1,045,446,528
|
|
61
| 一般商業汽車責任保險 (13) | 保費收入 (含再保) |
642,987,637
|
641,240,086
|
645,918,438
|
|
62
| 自留保費 |
578,593,290
|
563,052,884
|
556,882,138
|
|
63
| 自留比率 |
6.29
|
6.66
|
6.97
|
|
64
| 保險賠款 (含再保) |
431,231,426
|
377,664,717
|
390,974,296
|
|
65
| 自留賠款 |
404,866,984
|
358,718,116
|
410,064,095
|
|
66
| 強制自用汽車責任保險 (14) | 保費收入 (含再保) |
865,571,826
|
873,216,699
|
870,232,106
|
|
67
| 自留保費 |
601,150,665
|
606,065,886
|
603,740,014
|
|
68
| 自留比率 |
6.53
|
7.17
|
7.55
|
|
69
| 保險賠款 (含再保) |
621,761,712
|
628,485,381
|
621,405,461
|
|
70
| 自留賠款 |
380,544,687
|
344,687,690
|
319,376,172
|
|
71
| 強制商業汽車責任保險 (15) | 保費收入 (含再保) |
156,981,407
|
170,203,235
|
172,914,136
|
|
72
| 自留保費 |
90,368,666
|
96,653,444
|
97,671,906
|
|
73
| 自留比率 |
0.98
|
1.14
|
1.22
|
|
74
| 保險賠款 (含再保) |
86,144,415
|
116,547,099
|
109,550,710
|
|
75
| 自留賠款 |
52,339,570
|
68,725,252
|
56,856,225
|
|
76
| 強制機車責任保險 (16) | 保費收入 (含再保) |
220,514,286
|
221,881,028
|
223,669,872
|
|
77
| 自留保費 |
154,754,688
|
155,634,680
|
156,516,234
|
|
78
| 自留比率 |
1.68
|
1.84
|
1.96
|
|
79
| 保險賠款 (含再保) |
181,051,605
|
170,277,973
|
206,977,727
|
|
80
| 自留賠款 |
115,930,845
|
111,728,062
|
133,945,396
|
|
81
| 一般責任保險 (17) | 保費收入 (含再保) |
583,543,910
|
408,077,765
|
316,706,349
|
|
82
| 自留保費 |
442,531,701
|
273,702,611
|
203,983,353
|
|
83
| 自留比率 |
4.81
|
3.24
|
2.55
|
|
84
| 保險賠款 (含再保) |
212,734,264
|
155,102,340
|
115,450,915
|
|
85
| 自留賠款 |
236,901,160
|
108,618,680
|
117,746,017
|
|
86
| 專業責任保險 (18) | 保費收入 (含再保) |
39,268,640
|
27,534,650
|
28,262,316
|
|
87
| 自留保費 |
22,983,721
|
12,923,666
|
13,674,183
|
|
88
| 自留比率 |
0.25
|
0.15
|
0.17
|
|
89
| 保險賠款 (含再保) |
6,013,247
|
5,118,076
|
5,648,598
|
|
90
| 自留賠款 |
7,105,569
|
2,430,685
|
9,587,703
|
|
91
| 工程保險 (19) | 保費收入 (含再保) |
811,602,653
|
496,300,324
|
426,288,096
|
|
92
| 自留保費 |
438,011,480
|
237,700,311
|
189,040,179
|
|
93
| 自留比率 |
4.76
|
2.81
|
2.36
|
|
94
| 保險賠款 (含再保) |
310,245,100
|
109,062,248
|
128,411,773
|
|
95
| 自留賠款 |
108,321,100
|
75,894,867
|
47,706,888
|
|
96
| 核能保險 (20) | 保費收入 (含再保) |
5,478,562
|
5,623,852
|
6,343,656
|
|
97
| 自留保費 |
5,478,562
|
5,623,852
|
6,343,656
|
|
98
| 自留比率 |
0.06
|
0.07
|
0.08
|
|
99
| 保險賠款 (含再保) |
11,771
|
5,328
|
2,841
|
|
100
| 自留賠款 |
577,489
|
36,616
|
260,609
|
|
101
| 保證保險 (21) | 保費收入 (含再保) |
24,808,689
|
19,808,727
|
17,658,540
|
|
102
| 自留保費 |
16,366,970
|
12,174,013
|
10,933,045
|
|
103
| 自留比率 |
0.18
|
0.14
|
0.14
|
|
104
| 保險賠款 (含再保) |
2,331,089
|
2,348,851
|
-5,554,585
|
|
105
| 自留賠款 |
1,991,343
|
1,992,906
|
-5,406,388
|
|
106
| 信用保險 (22) | 保費收入 (含再保) |
0
|
0
|
0
|
|
107
| 自留保費 |
0
|
0
|
0
|
|
108
| 自留比率 |
0.00
|
0.00
|
0.00
|
|
109
| 保險賠款 (含再保) |
-12,904,831
|
-6,002,053
|
-60,804
|
|
110
| 自留賠款 |
65,399
|
-56,153
|
-60,804
|
|
111
| 其他財產保險 (23) | 保費收入 (含再保) |
63,040,386
|
57,534,047
|
62,575,970
|
|
112
| 自留保費 |
48,613,910
|
46,565,305
|
51,819,801
|
|
113
| 自留比率 |
0.53
|
0.55
|
0.65
|
|
114
| 保險賠款 (含再保) |
35,457,602
|
32,213,248
|
27,660,528
|
|
115
| 自留賠款 |
24,494,594
|
31,678,921
|
28,299,085
|
|
116
| 傷害保險 (24) | 保費收入 (含再保) |
1,024,978,912
|
965,283,517
|
1,073,518,074
|
|
117
| 自留保費 |
933,069,397
|
881,967,457
|
782,568,327
|
|
118
| 自留比率 |
10.14
|
10.44
|
9.79
|
|
119
| 保險賠款 (含再保) |
490,604,836
|
449,936,121
|
572,811,494
|
|
120
| 自留賠款 |
493,271,524
|
363,221,578
|
375,270,977
|
|
121
| 商業性地震保險 (25) | 保費收入 (含再保) |
347,729,294
|
266,018,209
|
238,300,849
|
|
122
| 自留保費 |
128,005,270
|
103,046,351
|
94,772,755
|
|
123
| 自留比率 |
1.39
|
1.22
|
1.19
|
|
124
| 保險賠款 (含再保) |
11,610,810
|
11,566,959
|
3,115,011
|
|
125
| 自留賠款 |
-18,621,629
|
13,249,785
|
1,351,130
|
|
126
| 個人綜合保險 (26) | 保費收入 (含再保) |
80,138,519
|
30,902,021
|
28,761,187
|
|
127
| 自留保費 |
69,926,159
|
29,818,249
|
28,193,438
|
|
128
| 自留比率 |
0.76
|
0.35
|
0.35
|
|
129
| 保險賠款 (含再保) |
35,100,891
|
3,008,554
|
2,121,435
|
|
130
| 自留賠款 |
35,199,632
|
2,492,482
|
820,458
|
|
131
| 商業綜合保險 (27) | 保費收入 (含再保) |
0
|
0
|
0
|
|
132
| 自留保費 |
0
|
0
|
0
|
|
133
| 自留比率 |
0.00
|
0.00
|
0.00
|
|
134
| 保險賠款 (含再保) |
0
|
0
|
0
|
|
135
| 自留賠款 |
0
|
0
|
0
|
|
136
| 颱風洪水保險 (28) | 保費收入 (含再保) |
353,201,705
|
241,235,718
|
191,313,905
|
|
137
| 自留保費 |
120,065,589
|
86,161,686
|
70,866,653
|
|
138
| 自留比率 |
1.30
|
1.02
|
0.89
|
|
139
| 保險賠款 (含再保) |
1,313,391
|
393,370
|
5,054,511
|
|
140
| 自留賠款 |
22,734,773
|
746,403
|
-3,130,657
|
|
141
| 政策性地震保險 (29) | 保費收入 (含再保) |
300,362,453
|
297,859,585
|
292,902,511
|
|
142
| 自留保費 |
37,686,693
|
38,140,748
|
36,172,533
|
|
143
| 自留比率 |
0.41
|
0.45
|
0.45
|
|
144
| 保險賠款 (含再保) |
96,040
|
95,340
|
0
|
|
145
| 自留賠款 |
0
|
191,380
|
0
|
|
146
| 健康保險 (30) | 保費收入 (含再保) |
88,528,084
|
66,688,435
|
66,558,198
|
|
147
| 自留保費 |
80,661,661
|
58,046,355
|
57,685,190
|
|
148
| 自留比率 |
0.88
|
0.69
|
0.72
|
|
149
| 保險賠款 (含再保) |
275,490,272
|
1,239,366,632
|
21,596,915
|
|
150
| 自留賠款 |
177,168,232
|
1,332,616,667
|
13,501,935
|
|
151
| 國外再保分進業務 (31) | 保費收入 (含再保) |
2,539,517
|
9,025,111
|
9,575,198
|
|
152
| 自留保費 |
-1,772,433
|
6,387,411
|
7,624,372
|
|
153
| 自留比率 |
-0.02
|
0.08
|
0.10
|
|
154
| 保險賠款 (含再保) |
19,414,049
|
45,967,448
|
99,711,007
|
|
155
| 自留賠款 |
5,754,578
|
10,044,775
|
33,650,679
|
|
156
| 強制微型電動二輪車責任保險 (43) | 保費收入 (含再保) |
4,095,704
|
154,997
|
|
|
157
| 自留保費 |
2,877,779
|
510,024
|
|
|
158
| 自留比率 |
0.03
|
0.01
|
|
|
159
| 保險賠款 (含再保) |
139,016
|
0
|
|
|
160
| 自留賠款 |
371,512
|
51,270
|
|
|
161
| 總計 (99) | 保費收入 (含再保) |
12,736,064,790
|
11,439,793,403
|
11,093,942,721
|
|
162
| 自留保費 |
9,202,384,510
|
8,448,386,822
|
7,995,434,811
|
|
163
| 自留比率 |
100.00
|
100.00
|
100.00
|
|
164
| 保險賠款 (含再保) |
6,627,071,845
|
6,778,106,005
|
5,923,881,981
|
|
165
| 自留賠款 |
5,089,196,165
|
5,808,218,238
|
4,256,345,495
|
|