中華民國113年4月
單位:新臺幣元，%
| 列號 | 險別 | 項目 | 112年度 | 111年度 | 110年度 |
|
1
| 一年期住宅火災保險 (1) | 保費收入 (含再保) |
266,643,327
|
273,014,161
|
91,209,793
|
|
2
| 自留保費 |
266,535,127
|
273,014,161
|
91,209,793
|
|
3
| 自留比率 |
0.64
|
0.66
|
0.24
|
|
4
| 保險賠款 (含再保) |
31,815,969
|
18,258,958
|
20,183,470
|
|
5
| 自留賠款 |
33,805,079
|
25,110,126
|
13,968,747
|
|
6
| 長期住宅火災保險 (2) | 保費收入 (含再保) |
-177,609
|
-279,266
|
-416,066
|
|
7
| 自留保費 |
-175,207
|
-273,552
|
-406,186
|
|
8
| 自留比率 |
0.00
|
0.00
|
0.00
|
|
9
| 保險賠款 (含再保) |
1,497,262
|
0
|
1,149,315
|
|
10
| 自留賠款 |
976,414
|
-886,613
|
-99,754
|
|
11
| 一年期商業火災保險 (3) | 保費收入 (含再保) |
3,328,813,709
|
2,740,081,547
|
2,298,124,434
|
|
12
| 自留保費 |
902,282,763
|
854,690,888
|
770,157,452
|
|
13
| 自留比率 |
2.16
|
2.08
|
2.01
|
|
14
| 保險賠款 (含再保) |
3,927,642,583
|
2,530,348,768
|
1,922,499,222
|
|
15
| 自留賠款 |
618,314,139
|
713,766,091
|
1,261,002,549
|
|
16
| 長期商業火災保險 (4) | 保費收入 (含再保) |
0
|
0
|
182
|
|
17
| 自留保費 |
0
|
0
|
182
|
|
18
| 自留比率 |
0.00
|
0.00
|
0.00
|
|
19
| 保險賠款 (含再保) |
0
|
0
|
0
|
|
20
| 自留賠款 |
68,498
|
-16,443
|
-17,276
|
|
21
| 內陸運輸保險 (5) | 保費收入 (含再保) |
394,534,711
|
342,412,844
|
310,108,637
|
|
22
| 自留保費 |
316,866,475
|
284,459,725
|
244,999,871
|
|
23
| 自留比率 |
0.76
|
0.69
|
0.64
|
|
24
| 保險賠款 (含再保) |
95,698,393
|
73,225,118
|
82,667,367
|
|
25
| 自留賠款 |
63,015,082
|
103,864,278
|
85,556,782
|
|
26
| 貨物運輸保險 (6) | 保費收入 (含再保) |
1,614,765,770
|
1,371,078,398
|
1,110,186,467
|
|
27
| 自留保費 |
786,139,550
|
642,209,306
|
536,639,388
|
|
28
| 自留比率 |
1.89
|
1.56
|
1.40
|
|
29
| 保險賠款 (含再保) |
1,216,793,563
|
662,219,187
|
598,906,521
|
|
30
| 自留賠款 |
439,914,626
|
517,697,469
|
333,941,326
|
|
31
| 船體保險 (7) | 保費收入 (含再保) |
487,875,083
|
417,393,649
|
305,691,607
|
|
32
| 自留保費 |
50,976,657
|
56,406,395
|
64,405,620
|
|
33
| 自留比率 |
0.12
|
0.14
|
0.17
|
|
34
| 保險賠款 (含再保) |
76,423,347
|
90,053,997
|
82,312,097
|
|
35
| 自留賠款 |
39,050,298
|
100,105,699
|
22,608,332
|
|
36
| 漁船保險 (8) | 保費收入 (含再保) |
134,480,587
|
151,922,806
|
163,731,734
|
|
37
| 自留保費 |
29,420,731
|
38,264,751
|
55,407,433
|
|
38
| 自留比率 |
0.07
|
0.09
|
0.14
|
|
39
| 保險賠款 (含再保) |
127,794,036
|
37,991,296
|
13,830,758
|
|
40
| 自留賠款 |
26,276,158
|
16,143,320
|
13,801,894
|
|
41
| 航空保險 (9) | 保費收入 (含再保) |
185,363,428
|
131,990,621
|
104,722,279
|
|
42
| 自留保費 |
-1,407,971
|
520,224
|
8,474,048
|
|
43
| 自留比率 |
0.00
|
0.00
|
0.02
|
|
44
| 保險賠款 (含再保) |
54,628,248
|
50,758,991
|
52,837,835
|
|
45
| 自留賠款 |
-56,358
|
21,005,387
|
3,143,492
|
|
46
| 一般自用汽車財產損失保險 (10) | 保費收入 (含再保) |
7,684,677,713
|
7,316,934,299
|
7,109,527,785
|
|
47
| 自留保費 |
6,757,829,579
|
6,624,320,205
|
6,555,330,430
|
|
48
| 自留比率 |
16.21
|
16.11
|
17.10
|
|
49
| 保險賠款 (含再保) |
4,362,237,559
|
4,411,144,952
|
3,731,481,031
|
|
50
| 自留賠款 |
3,787,531,333
|
4,436,549,022
|
3,505,150,482
|
|
51
| 一般商業汽車財產損失保險 (11) | 保費收入 (含再保) |
402,537,713
|
392,074,415
|
353,573,611
|
|
52
| 自留保費 |
365,576,154
|
364,968,638
|
337,661,265
|
|
53
| 自留比率 |
0.88
|
0.89
|
0.88
|
|
54
| 保險賠款 (含再保) |
239,135,194
|
250,096,403
|
199,212,266
|
|
55
| 自留賠款 |
232,208,909
|
267,545,004
|
210,643,949
|
|
56
| 一般自用汽車責任保險 (12) | 保費收入 (含再保) |
10,726,168,002
|
9,941,251,380
|
9,289,975,021
|
|
57
| 自留保費 |
10,155,255,240
|
9,480,167,554
|
8,893,208,458
|
|
58
| 自留比率 |
24.36
|
23.06
|
23.20
|
|
59
| 保險賠款 (含再保) |
6,091,862,471
|
5,386,609,286
|
4,999,286,048
|
|
60
| 自留賠款 |
6,658,019,958
|
6,069,690,139
|
5,324,801,767
|
|
61
| 一般商業汽車責任保險 (13) | 保費收入 (含再保) |
1,794,364,303
|
1,717,941,993
|
1,682,007,954
|
|
62
| 自留保費 |
1,772,209,315
|
1,701,219,078
|
1,667,992,762
|
|
63
| 自留比率 |
4.25
|
4.14
|
4.35
|
|
64
| 保險賠款 (含再保) |
1,210,055,201
|
1,160,340,377
|
1,104,921,336
|
|
65
| 自留賠款 |
1,245,981,463
|
1,349,193,712
|
1,165,329,577
|
|
66
| 強制自用汽車責任保險 (14) | 保費收入 (含再保) |
2,452,313,699
|
2,373,288,956
|
2,298,651,776
|
|
67
| 自留保費 |
1,660,978,209
|
1,607,350,818
|
1,559,803,131
|
|
68
| 自留比率 |
3.98
|
3.91
|
4.07
|
|
69
| 保險賠款 (含再保) |
1,754,200,197
|
1,755,465,503
|
1,692,443,294
|
|
70
| 自留賠款 |
1,003,874,796
|
956,773,110
|
832,314,313
|
|
71
| 強制商業汽車責任保險 (15) | 保費收入 (含再保) |
562,756,473
|
582,703,905
|
589,299,264
|
|
72
| 自留保費 |
309,783,548
|
317,735,619
|
320,033,755
|
|
73
| 自留比率 |
0.74
|
0.77
|
0.83
|
|
74
| 保險賠款 (含再保) |
511,548,122
|
517,016,910
|
523,572,698
|
|
75
| 自留賠款 |
250,714,219
|
252,349,727
|
186,831,739
|
|
76
| 強制機車責任保險 (16) | 保費收入 (含再保) |
3,928,109,742
|
3,796,892,763
|
3,555,889,756
|
|
77
| 自留保費 |
2,512,502,125
|
2,419,444,780
|
2,285,741,729
|
|
78
| 自留比率 |
6.03
|
5.88
|
5.96
|
|
79
| 保險賠款 (含再保) |
3,008,203,427
|
2,803,491,742
|
2,832,118,290
|
|
80
| 自留賠款 |
1,764,920,609
|
1,697,302,897
|
1,916,731,028
|
|
81
| 一般責任保險 (17) | 保費收入 (含再保) |
3,765,054,982
|
3,229,183,637
|
2,829,991,456
|
|
82
| 自留保費 |
3,080,272,531
|
2,580,505,904
|
2,311,918,085
|
|
83
| 自留比率 |
7.39
|
6.28
|
6.03
|
|
84
| 保險賠款 (含再保) |
1,357,324,745
|
1,087,666,062
|
1,061,201,650
|
|
85
| 自留賠款 |
1,483,577,381
|
1,121,375,871
|
1,010,447,215
|
|
86
| 專業責任保險 (18) | 保費收入 (含再保) |
622,556,484
|
577,254,912
|
540,151,182
|
|
87
| 自留保費 |
303,007,563
|
257,954,984
|
260,904,884
|
|
88
| 自留比率 |
0.73
|
0.63
|
0.68
|
|
89
| 保險賠款 (含再保) |
81,577,234
|
71,081,692
|
59,016,350
|
|
90
| 自留賠款 |
109,669,820
|
112,356,001
|
43,785,094
|
|
91
| 工程保險 (19) | 保費收入 (含再保) |
3,295,639,063
|
2,421,050,585
|
1,850,877,040
|
|
92
| 自留保費 |
293,551,233
|
392,784,421
|
298,997,075
|
|
93
| 自留比率 |
0.70
|
0.96
|
0.78
|
|
94
| 保險賠款 (含再保) |
1,012,158,952
|
322,772,582
|
367,342,459
|
|
95
| 自留賠款 |
267,832,235
|
332,679,029
|
180,753,588
|
|
96
| 核能保險 (20) | 保費收入 (含再保) |
7,987,060
|
9,747,505
|
10,793,580
|
|
97
| 自留保費 |
7,987,060
|
9,747,505
|
10,793,580
|
|
98
| 自留比率 |
0.02
|
0.02
|
0.03
|
|
99
| 保險賠款 (含再保) |
19,447
|
9,578
|
4,139
|
|
100
| 自留賠款 |
1,213,274
|
-283,055
|
442,113
|
|
101
| 保證保險 (21) | 保費收入 (含再保) |
84,398,974
|
82,733,123
|
83,206,355
|
|
102
| 自留保費 |
63,685,696
|
62,120,252
|
61,223,413
|
|
103
| 自留比率 |
0.15
|
0.15
|
0.16
|
|
104
| 保險賠款 (含再保) |
5,988,337
|
11,568,019
|
11,854,011
|
|
105
| 自留賠款 |
7,660,139
|
11,278,461
|
9,125,752
|
|
106
| 信用保險 (22) | 保費收入 (含再保) |
217,899,652
|
231,064,172
|
184,600,319
|
|
107
| 自留保費 |
6,104,749
|
-268,241
|
9,830,333
|
|
108
| 自留比率 |
0.01
|
0.00
|
0.03
|
|
109
| 保險賠款 (含再保) |
6,554,186
|
-18,309,542
|
-6,196,208
|
|
110
| 自留賠款 |
-15,315,932
|
-15,527,986
|
-6,655,253
|
|
111
| 其他財產保險 (23) | 保費收入 (含再保) |
1,503,131,535
|
3,371,236,556
|
4,429,946,880
|
|
112
| 自留保費 |
469,618,637
|
1,882,220,767
|
1,364,143,087
|
|
113
| 自留比率 |
1.13
|
4.58
|
3.56
|
|
114
| 保險賠款 (含再保) |
3,209,844,558
|
23,135,858,195
|
699,257,104
|
|
115
| 自留賠款 |
173,286,021
|
17,643,328,296
|
328,356,789
|
|
116
| 傷害保險 (24) | 保費收入 (含再保) |
7,343,145,585
|
6,457,543,729
|
6,066,216,524
|
|
117
| 自留保費 |
7,231,903,620
|
6,328,652,004
|
5,972,720,940
|
|
118
| 自留比率 |
17.35
|
15.39
|
15.58
|
|
119
| 保險賠款 (含再保) |
3,813,519,049
|
2,517,734,383
|
2,918,674,226
|
|
120
| 自留賠款 |
4,120,834,830
|
2,398,375,534
|
3,149,029,915
|
|
121
| 商業性地震保險 (25) | 保費收入 (含再保) |
2,805,896,845
|
2,229,083,589
|
2,145,305,854
|
|
122
| 自留保費 |
330,835,221
|
623,600,106
|
661,280,842
|
|
123
| 自留比率 |
0.79
|
1.52
|
1.73
|
|
124
| 保險賠款 (含再保) |
50,287,020
|
39,663,180
|
16,897,078
|
|
125
| 自留賠款 |
-39,991,395
|
62,665,686
|
14,208,768
|
|
126
| 個人綜合保險 (26) | 保費收入 (含再保) |
1,269,963,060
|
1,120,735,973
|
1,020,885,639
|
|
127
| 自留保費 |
1,161,365,297
|
1,067,141,958
|
976,887,209
|
|
128
| 自留比率 |
2.79
|
2.60
|
2.55
|
|
129
| 保險賠款 (含再保) |
316,467,016
|
105,782,472
|
114,982,346
|
|
130
| 自留賠款 |
292,366,721
|
95,902,190
|
117,993,235
|
|
131
| 商業綜合保險 (27) | 保費收入 (含再保) |
40,720,040
|
40,469,197
|
36,923,075
|
|
132
| 自留保費 |
35,089,517
|
34,880,343
|
30,348,216
|
|
133
| 自留比率 |
0.08
|
0.08
|
0.08
|
|
134
| 保險賠款 (含再保) |
58,366,789
|
4,723,240
|
13,353,031
|
|
135
| 自留賠款 |
11,680,373
|
5,643,471
|
12,398,801
|
|
136
| 颱風洪水保險 (28) | 保費收入 (含再保) |
1,951,960,537
|
1,490,169,323
|
1,479,591,093
|
|
137
| 自留保費 |
306,540,001
|
391,077,868
|
391,498,105
|
|
138
| 自留比率 |
0.74
|
0.95
|
1.02
|
|
139
| 保險賠款 (含再保) |
44,804,980
|
219,817,465
|
-410,289,513
|
|
140
| 自留賠款 |
-32,510,181
|
70,659,338
|
-33,671,909
|
|
141
| 政策性地震保險 (29) | 保費收入 (含再保) |
641,720,905
|
643,838,386
|
616,495,288
|
|
142
| 自留保費 |
76,527,056
|
83,689,427
|
73,200,964
|
|
143
| 自留比率 |
0.18
|
0.20
|
0.19
|
|
144
| 保險賠款 (含再保) |
0
|
2,057,472
|
0
|
|
145
| 自留賠款 |
-1,702,500
|
2,057,472
|
0
|
|
146
| 健康保險 (30) | 保費收入 (含再保) |
1,948,887,533
|
2,211,173,240
|
2,282,420,149
|
|
147
| 自留保費 |
1,870,277,286
|
1,984,917,293
|
1,578,482,753
|
|
148
| 自留比率 |
4.49
|
4.83
|
4.12
|
|
149
| 保險賠款 (含再保) |
18,203,744,184
|
47,335,438,581
|
634,827,174
|
|
150
| 自留賠款 |
7,937,997,849
|
43,320,845,291
|
548,151,313
|
|
151
| 國外再保分進業務 (31) | 保費收入 (含再保) |
524,199,570
|
762,679,984
|
934,205,154
|
|
152
| 自留保費 |
509,504,069
|
745,620,593
|
937,763,398
|
|
153
| 自留比率 |
1.22
|
1.81
|
2.45
|
|
154
| 保險賠款 (含再保) |
473,868,781
|
661,612,126
|
421,299,043
|
|
155
| 自留賠款 |
344,460,798
|
535,796,938
|
839,590,328
|
|
156
| 強制微型電動二輪車責任保險 (43) | 保費收入 (含再保) |
81,286,338
|
13,047,108
|
|
|
157
| 自留保費 |
54,310,643
|
8,682,444
|
|
|
158
| 自留比率 |
0.13
|
0.02
|
|
|
159
| 保險賠款 (含再保) |
1,932,312
|
0
|
|
|
160
| 自留賠款 |
7,836,511
|
935,911
|
|
|
161
| 總計 (99) | 保費收入 (含再保) |
60,067,674,814
|
56,439,713,489
|
53,773,893,823
|
|
162
| 自留保費 |
41,685,352,474
|
41,117,826,217
|
38,330,652,014
|
|
163
| 自留比率 |
100.00
|
100.00
|
100.00
|
|
164
| 保險賠款 (含再保) |
51,345,993,162
|
95,244,496,993
|
23,759,644,438
|
|
165
| 自留賠款 |
30,833,511,168
|
82,224,281,374
|
21,089,664,697
|
|