中華民國113年4月
單位:新臺幣元，%
| 列號 | 險別 | 項目 | 112年度 | 111年度 | 110年度 |
|
1
| 一年期住宅火災保險 (1) | 保費收入 (含再保) |
92,758,974
|
87,279,417
|
79,201,349
|
|
2
| 自留保費 |
92,748,420
|
87,279,417
|
79,201,349
|
|
3
| 自留比率 |
0.62
|
0.63
|
0.65
|
|
4
| 保險賠款 (含再保) |
6,729,304
|
9,563,318
|
10,997,363
|
|
5
| 自留賠款 |
7,088,440
|
8,640,102
|
13,894,806
|
|
6
| 長期住宅火災保險 (2) | 保費收入 (含再保) |
-35,689
|
-38,217
|
-47,381
|
|
7
| 自留保費 |
-35,689
|
-38,217
|
-47,381
|
|
8
| 自留比率 |
0.00
|
0.00
|
0.00
|
|
9
| 保險賠款 (含再保) |
0
|
0
|
11,550
|
|
10
| 自留賠款 |
0
|
0
|
-228,105
|
|
11
| 一年期商業火災保險 (3) | 保費收入 (含再保) |
1,122,142,217
|
835,584,227
|
793,049,838
|
|
12
| 自留保費 |
240,955,838
|
179,407,112
|
181,484,686
|
|
13
| 自留比率 |
1.62
|
1.29
|
1.49
|
|
14
| 保險賠款 (含再保) |
429,145,090
|
446,309,920
|
551,714,548
|
|
15
| 自留賠款 |
145,999,354
|
154,762,068
|
152,481,392
|
|
16
| 長期商業火災保險 (4) | 保費收入 (含再保) |
0
|
0
|
0
|
|
17
| 自留保費 |
0
|
0
|
0
|
|
18
| 自留比率 |
0.00
|
0.00
|
0.00
|
|
19
| 保險賠款 (含再保) |
0
|
0
|
0
|
|
20
| 自留賠款 |
0
|
0
|
0
|
|
21
| 內陸運輸保險 (5) | 保費收入 (含再保) |
89,715,503
|
84,081,834
|
67,546,793
|
|
22
| 自留保費 |
38,924,359
|
32,601,683
|
29,897,397
|
|
23
| 自留比率 |
0.26
|
0.24
|
0.25
|
|
24
| 保險賠款 (含再保) |
19,848,625
|
11,762,370
|
8,216,639
|
|
25
| 自留賠款 |
13,730,980
|
13,517,392
|
6,766,483
|
|
26
| 貨物運輸保險 (6) | 保費收入 (含再保) |
223,978,182
|
217,856,946
|
197,865,259
|
|
27
| 自留保費 |
96,882,951
|
93,422,180
|
91,624,861
|
|
28
| 自留比率 |
0.65
|
0.67
|
0.75
|
|
29
| 保險賠款 (含再保) |
94,639,793
|
88,503,308
|
58,285,322
|
|
30
| 自留賠款 |
30,593,871
|
42,204,352
|
43,498,557
|
|
31
| 船體保險 (7) | 保費收入 (含再保) |
33,444,681
|
49,787,486
|
47,672,255
|
|
32
| 自留保費 |
263,667
|
986,628
|
1,051,100
|
|
33
| 自留比率 |
0.00
|
0.01
|
0.01
|
|
34
| 保險賠款 (含再保) |
4,144,234
|
11,339,946
|
6,122,906
|
|
35
| 自留賠款 |
1,301,372
|
-2,761,588
|
-1,285,098
|
|
36
| 漁船保險 (8) | 保費收入 (含再保) |
19,408,199
|
16,756,835
|
17,510,738
|
|
37
| 自留保費 |
3,996,067
|
3,994,695
|
2,913,045
|
|
38
| 自留比率 |
0.03
|
0.03
|
0.02
|
|
39
| 保險賠款 (含再保) |
174,153
|
1,991
|
2,605,582
|
|
40
| 自留賠款 |
-23,946
|
96,430
|
297,863
|
|
41
| 航空保險 (9) | 保費收入 (含再保) |
2,115,641
|
922,952
|
4,535,574
|
|
42
| 自留保費 |
0
|
0
|
0
|
|
43
| 自留比率 |
0.00
|
0.00
|
0.00
|
|
44
| 保險賠款 (含再保) |
7,214
|
0
|
23,384
|
|
45
| 自留賠款 |
-502,322
|
775,642
|
-192,827
|
|
46
| 一般自用汽車財產損失保險 (10) | 保費收入 (含再保) |
4,228,750,850
|
3,788,277,116
|
3,565,106,919
|
|
47
| 自留保費 |
4,197,889,653
|
3,786,243,072
|
3,563,694,935
|
|
48
| 自留比率 |
28.25
|
27.33
|
29.33
|
|
49
| 保險賠款 (含再保) |
2,327,679,334
|
1,922,172,237
|
1,830,470,511
|
|
50
| 自留賠款 |
2,339,212,114
|
2,023,012,734
|
1,826,380,244
|
|
51
| 一般商業汽車財產損失保險 (11) | 保費收入 (含再保) |
414,186,635
|
294,631,709
|
209,506,559
|
|
52
| 自留保費 |
413,476,633
|
294,367,536
|
209,452,722
|
|
53
| 自留比率 |
2.78
|
2.12
|
1.72
|
|
54
| 保險賠款 (含再保) |
238,187,521
|
167,808,653
|
136,328,244
|
|
55
| 自留賠款 |
257,460,883
|
168,857,025
|
148,286,286
|
|
56
| 一般自用汽車責任保險 (12) | 保費收入 (含再保) |
5,346,834,203
|
4,956,282,853
|
4,582,738,595
|
|
57
| 自留保費 |
5,306,863,432
|
4,956,170,811
|
4,582,702,298
|
|
58
| 自留比率 |
35.71
|
35.77
|
37.71
|
|
59
| 保險賠款 (含再保) |
2,947,629,495
|
2,671,042,238
|
2,516,912,131
|
|
60
| 自留賠款 |
3,240,817,974
|
3,025,014,904
|
2,728,829,012
|
|
61
| 一般商業汽車責任保險 (13) | 保費收入 (含再保) |
924,701,331
|
705,054,186
|
590,300,176
|
|
62
| 自留保費 |
923,052,413
|
704,975,325
|
590,233,207
|
|
63
| 自留比率 |
6.21
|
5.09
|
4.86
|
|
64
| 保險賠款 (含再保) |
440,800,243
|
343,675,924
|
305,603,171
|
|
65
| 自留賠款 |
527,317,902
|
411,380,617
|
341,220,955
|
|
66
| 強制自用汽車責任保險 (14) | 保費收入 (含再保) |
1,156,955,330
|
1,123,390,186
|
1,114,805,200
|
|
67
| 自留保費 |
763,616,862
|
744,734,879
|
742,362,550
|
|
68
| 自留比率 |
5.14
|
5.38
|
6.11
|
|
69
| 保險賠款 (含再保) |
795,949,325
|
783,926,697
|
779,184,654
|
|
70
| 自留賠款 |
458,908,915
|
425,214,321
|
402,160,079
|
|
71
| 強制商業汽車責任保險 (15) | 保費收入 (含再保) |
196,451,911
|
176,353,750
|
166,124,590
|
|
72
| 自留保費 |
114,151,755
|
103,183,860
|
97,593,312
|
|
73
| 自留比率 |
0.77
|
0.74
|
0.80
|
|
74
| 保險賠款 (含再保) |
108,713,499
|
125,180,327
|
117,948,753
|
|
75
| 自留賠款 |
74,945,422
|
64,770,281
|
65,394,848
|
|
76
| 強制機車責任保險 (16) | 保費收入 (含再保) |
428,915,398
|
381,025,526
|
341,798,164
|
|
77
| 自留保費 |
270,695,433
|
242,878,231
|
216,163,005
|
|
78
| 自留比率 |
1.82
|
1.75
|
1.78
|
|
79
| 保險賠款 (含再保) |
244,723,864
|
223,134,315
|
220,731,538
|
|
80
| 自留賠款 |
165,424,868
|
182,183,636
|
160,283,388
|
|
81
| 一般責任保險 (17) | 保費收入 (含再保) |
570,928,255
|
489,942,913
|
441,169,298
|
|
82
| 自留保費 |
407,440,437
|
337,278,673
|
289,134,280
|
|
83
| 自留比率 |
2.74
|
2.43
|
2.38
|
|
84
| 保險賠款 (含再保) |
106,835,234
|
82,355,103
|
121,127,954
|
|
85
| 自留賠款 |
109,940,378
|
109,281,142
|
104,443,660
|
|
86
| 專業責任保險 (18) | 保費收入 (含再保) |
54,626,026
|
40,481,464
|
35,968,622
|
|
87
| 自留保費 |
25,296,500
|
21,692,149
|
11,116,264
|
|
88
| 自留比率 |
0.17
|
0.16
|
0.09
|
|
89
| 保險賠款 (含再保) |
945,201
|
1,302,298
|
778,425
|
|
90
| 自留賠款 |
1,845,893
|
3,636,600
|
1,766,188
|
|
91
| 工程保險 (19) | 保費收入 (含再保) |
571,930,843
|
282,277,857
|
334,643,625
|
|
92
| 自留保費 |
92,793,365
|
67,070,122
|
60,480,270
|
|
93
| 自留比率 |
0.62
|
0.48
|
0.50
|
|
94
| 保險賠款 (含再保) |
755,817,953
|
57,827,874
|
135,400,795
|
|
95
| 自留賠款 |
63,268,742
|
47,832,529
|
38,081,355
|
|
96
| 核能保險 (20) | 保費收入 (含再保) |
4,912,959
|
3,713,879
|
5,714,257
|
|
97
| 自留保費 |
4,912,959
|
3,713,879
|
5,714,257
|
|
98
| 自留比率 |
0.03
|
0.03
|
0.05
|
|
99
| 保險賠款 (含再保) |
10,058
|
4,438
|
2,408
|
|
100
| 自留賠款 |
6,198
|
-2,577
|
-4,954
|
|
101
| 保證保險 (21) | 保費收入 (含再保) |
16,260,138
|
17,981,217
|
14,756,844
|
|
102
| 自留保費 |
14,877,110
|
16,073,118
|
13,814,567
|
|
103
| 自留比率 |
0.10
|
0.12
|
0.11
|
|
104
| 保險賠款 (含再保) |
2,312,081
|
705,165
|
4,791,309
|
|
105
| 自留賠款 |
5,580,945
|
1,321,719
|
1,980,018
|
|
106
| 信用保險 (22) | 保費收入 (含再保) |
28,193,065
|
35,841,412
|
43,190,493
|
|
107
| 自留保費 |
-12,867
|
68,824
|
75,278
|
|
108
| 自留比率 |
0.00
|
0.00
|
0.00
|
|
109
| 保險賠款 (含再保) |
-1,122,634
|
-11,053,760
|
271,745
|
|
110
| 自留賠款 |
-14,444
|
-10,592
|
-5,820,049
|
|
111
| 其他財產保險 (23) | 保費收入 (含再保) |
1,500,215,013
|
1,496,640,230
|
1,283,429,236
|
|
112
| 自留保費 |
311,188,522
|
471,471,035
|
200,831,034
|
|
113
| 自留比率 |
2.09
|
3.40
|
1.65
|
|
114
| 保險賠款 (含再保) |
2,045,937,582
|
9,941,964,603
|
310,840,466
|
|
115
| 自留賠款 |
6,747,165
|
11,445,358,180
|
64,759,552
|
|
116
| 傷害保險 (24) | 保費收入 (含再保) |
1,163,516,659
|
948,326,691
|
843,436,701
|
|
117
| 自留保費 |
1,131,586,962
|
925,909,111
|
825,847,761
|
|
118
| 自留比率 |
7.61
|
6.68
|
6.80
|
|
119
| 保險賠款 (含再保) |
444,527,416
|
301,000,410
|
275,765,203
|
|
120
| 自留賠款 |
481,654,896
|
342,334,771
|
280,625,231
|
|
121
| 商業性地震保險 (25) | 保費收入 (含再保) |
322,098,243
|
269,632,380
|
246,213,469
|
|
122
| 自留保費 |
93,340,578
|
97,930,453
|
81,778,646
|
|
123
| 自留比率 |
0.63
|
0.71
|
0.67
|
|
124
| 保險賠款 (含再保) |
9,195,214
|
2,942,147
|
1,735,416
|
|
125
| 自留賠款 |
-7,050,516
|
5,804,102
|
280,527
|
|
126
| 個人綜合保險 (26) | 保費收入 (含再保) |
100,573,523
|
67,660,205
|
52,708,702
|
|
127
| 自留保費 |
79,366,416
|
43,680,244
|
34,606,633
|
|
128
| 自留比率 |
0.53
|
0.32
|
0.28
|
|
129
| 保險賠款 (含再保) |
37,677,183
|
16,868,248
|
80,398,893
|
|
130
| 自留賠款 |
30,704,055
|
8,478,397
|
24,479,035
|
|
131
| 商業綜合保險 (27) | 保費收入 (含再保) |
25,747,259
|
21,917,617
|
20,339,366
|
|
132
| 自留保費 |
25,240,461
|
21,851,392
|
19,852,134
|
|
133
| 自留比率 |
0.17
|
0.16
|
0.16
|
|
134
| 保險賠款 (含再保) |
10,526,183
|
2,915,384
|
1,910,422
|
|
135
| 自留賠款 |
15,384,404
|
5,865,895
|
2,639,479
|
|
136
| 颱風洪水保險 (28) | 保費收入 (含再保) |
276,075,072
|
219,157,690
|
206,855,788
|
|
137
| 自留保費 |
94,850,762
|
84,754,491
|
72,242,968
|
|
138
| 自留比率 |
0.64
|
0.61
|
0.59
|
|
139
| 保險賠款 (含再保) |
1,182,737
|
186,925
|
831,390
|
|
140
| 自留賠款 |
6,702,178
|
735,659
|
-1,062,008
|
|
141
| 政策性地震保險 (29) | 保費收入 (含再保) |
221,763,006
|
212,085,612
|
194,979,072
|
|
142
| 自留保費 |
25,741,704
|
24,989,575
|
23,438,893
|
|
143
| 自留比率 |
0.17
|
0.18
|
0.19
|
|
144
| 保險賠款 (含再保) |
64,999
|
64,525
|
0
|
|
145
| 自留賠款 |
0
|
129,524
|
0
|
|
146
| 健康保險 (30) | 保費收入 (含再保) |
92,610,552
|
500,260,451
|
118,863,686
|
|
147
| 自留保費 |
85,253,111
|
499,400,352
|
118,086,568
|
|
148
| 自留比率 |
0.57
|
3.60
|
0.97
|
|
149
| 保險賠款 (含再保) |
11,604,320,412
|
27,089,696,986
|
43,943,496
|
|
150
| 自留賠款 |
2,418,404,559
|
36,313,386,507
|
48,288,238
|
|
151
| 國外再保分進業務 (31) | 保費收入 (含再保) |
4,988,695
|
12,710,639
|
10,951,950
|
|
152
| 自留保費 |
3,860,798
|
7,721,669
|
6,708,045
|
|
153
| 自留比率 |
0.03
|
0.06
|
0.06
|
|
154
| 保險賠款 (含再保) |
8,365,718
|
3,217,362
|
9,772,910
|
|
155
| 自留賠款 |
3,650,142
|
4,737,780
|
8,303,659
|
|
156
| 強制微型電動二輪車責任保險 (43) | 保費收入 (含再保) |
2,958,908
|
798,950
|
|
|
157
| 自留保費 |
2,178,808
|
592,946
|
|
|
158
| 自留比率 |
0.01
|
0.00
|
|
|
159
| 保險賠款 (含再保) |
95,186
|
0
|
|
|
160
| 自留賠款 |
419,767
|
64,798
|
|
|
161
| 總計 (99) | 保費收入 (含再保) |
19,237,721,582
|
17,336,676,013
|
15,630,935,737
|
|
162
| 自留保費 |
14,861,397,420
|
13,854,405,245
|
12,152,054,684
|
|
163
| 自留比率 |
100.00
|
100.00
|
100.00
|
|
164
| 保險賠款 (含再保) |
22,685,062,217
|
44,294,418,952
|
7,532,727,128
|
|
165
| 自留賠款 |
10,399,520,189
|
54,806,622,350
|
6,456,547,814
|
|