中華民國113年4月
單位:新臺幣元，%
| 列號 | 險別 | 項目 | 112年度 | 111年度 | 110年度 |
|
1
| 一年期住宅火災保險 (1) | 保費收入 (含再保) |
188,673,178
|
191,767,065
|
193,875,241
|
|
2
| 自留保費 |
188,673,178
|
191,767,065
|
193,875,241
|
|
3
| 自留比率 |
1.67
|
1.84
|
1.98
|
|
4
| 保險賠款 (含再保) |
22,562,253
|
21,832,056
|
15,899,045
|
|
5
| 自留賠款 |
40,483,916
|
36,239,709
|
19,921,376
|
|
6
| 長期住宅火災保險 (2) | 保費收入 (含再保) |
-111,054
|
-209,184
|
-74,713
|
|
7
| 自留保費 |
-34,879
|
-119,508
|
3,684
|
|
8
| 自留比率 |
0.00
|
0.00
|
0.00
|
|
9
| 保險賠款 (含再保) |
239,075
|
995,113
|
654,017
|
|
10
| 自留賠款 |
-407,924
|
401,512
|
1,308,529
|
|
11
| 一年期商業火災保險 (3) | 保費收入 (含再保) |
2,271,688,259
|
1,438,414,836
|
1,371,111,748
|
|
12
| 自留保費 |
520,648,403
|
366,983,708
|
387,954,541
|
|
13
| 自留比率 |
4.61
|
3.52
|
3.96
|
|
14
| 保險賠款 (含再保) |
676,368,103
|
837,815,194
|
552,939,358
|
|
15
| 自留賠款 |
209,367,364
|
230,083,101
|
327,504,474
|
|
16
| 長期商業火災保險 (4) | 保費收入 (含再保) |
0
|
0
|
0
|
|
17
| 自留保費 |
0
|
0
|
0
|
|
18
| 自留比率 |
0.00
|
0.00
|
0.00
|
|
19
| 保險賠款 (含再保) |
0
|
0
|
0
|
|
20
| 自留賠款 |
0
|
-1,595,620
|
-4,698
|
|
21
| 內陸運輸保險 (5) | 保費收入 (含再保) |
173,338,552
|
139,865,480
|
120,509,778
|
|
22
| 自留保費 |
82,967,137
|
69,556,442
|
68,337,979
|
|
23
| 自留比率 |
0.74
|
0.67
|
0.70
|
|
24
| 保險賠款 (含再保) |
23,672,155
|
15,316,621
|
56,662,409
|
|
25
| 自留賠款 |
34,428,942
|
11,186,883
|
38,630,395
|
|
26
| 貨物運輸保險 (6) | 保費收入 (含再保) |
516,447,721
|
486,478,495
|
396,512,346
|
|
27
| 自留保費 |
256,245,867
|
242,677,927
|
205,309,199
|
|
28
| 自留比率 |
2.27
|
2.33
|
2.10
|
|
29
| 保險賠款 (含再保) |
232,916,260
|
157,881,127
|
200,179,722
|
|
30
| 自留賠款 |
74,275,595
|
153,668,236
|
131,453,995
|
|
31
| 船體保險 (7) | 保費收入 (含再保) |
13,681,777
|
7,181,063
|
6,008,589
|
|
32
| 自留保費 |
5,210,360
|
1,416,449
|
975,640
|
|
33
| 自留比率 |
0.05
|
0.01
|
0.01
|
|
34
| 保險賠款 (含再保) |
16,234,285
|
2,165,627
|
25,287
|
|
35
| 自留賠款 |
1,613,718
|
6,450,595
|
-48,511
|
|
36
| 漁船保險 (8) | 保費收入 (含再保) |
283,352,135
|
253,820,771
|
224,359,554
|
|
37
| 自留保費 |
211,130,858
|
166,295,373
|
136,806,713
|
|
38
| 自留比率 |
1.87
|
1.60
|
1.40
|
|
39
| 保險賠款 (含再保) |
146,226,493
|
226,438,633
|
63,709,824
|
|
40
| 自留賠款 |
81,141,513
|
78,056,733
|
40,867,587
|
|
41
| 航空保險 (9) | 保費收入 (含再保) |
76,708,357
|
46,130,980
|
32,380,113
|
|
42
| 自留保費 |
-725,820
|
1,185,368
|
489,167
|
|
43
| 自留比率 |
-0.01
|
0.01
|
0.00
|
|
44
| 保險賠款 (含再保) |
16,256,599
|
51,625,075
|
23,846,668
|
|
45
| 自留賠款 |
148,381
|
12,958,523
|
6,806,207
|
|
46
| 一般自用汽車財產損失保險 (10) | 保費收入 (含再保) |
3,615,820,515
|
3,385,958,105
|
3,264,548,164
|
|
47
| 自留保費 |
3,419,670,057
|
3,253,260,347
|
3,138,445,669
|
|
48
| 自留比率 |
30.30
|
31.25
|
32.04
|
|
49
| 保險賠款 (含再保) |
2,135,448,277
|
1,894,505,601
|
1,829,771,429
|
|
50
| 自留賠款 |
2,021,892,003
|
1,875,488,815
|
1,841,147,125
|
|
51
| 一般商業汽車財產損失保險 (11) | 保費收入 (含再保) |
131,882,453
|
104,206,008
|
74,058,400
|
|
52
| 自留保費 |
123,387,384
|
99,283,871
|
70,507,775
|
|
53
| 自留比率 |
1.09
|
0.95
|
0.72
|
|
54
| 保險賠款 (含再保) |
74,266,626
|
41,456,804
|
46,918,017
|
|
55
| 自留賠款 |
71,582,787
|
59,962,211
|
44,498,298
|
|
56
| 一般自用汽車責任保險 (12) | 保費收入 (含再保) |
3,000,457,675
|
2,768,531,879
|
2,652,597,968
|
|
57
| 自留保費 |
2,831,993,334
|
2,654,630,221
|
2,544,367,806
|
|
58
| 自留比率 |
25.09
|
25.50
|
25.98
|
|
59
| 保險賠款 (含再保) |
1,630,156,321
|
1,574,981,080
|
1,525,077,378
|
|
60
| 自留賠款 |
1,609,253,997
|
1,585,016,950
|
1,565,907,340
|
|
61
| 一般商業汽車責任保險 (13) | 保費收入 (含再保) |
430,406,571
|
362,278,163
|
320,325,489
|
|
62
| 自留保費 |
403,026,573
|
345,153,332
|
305,241,202
|
|
63
| 自留比率 |
3.57
|
3.31
|
3.12
|
|
64
| 保險賠款 (含再保) |
235,874,230
|
212,286,487
|
197,001,121
|
|
65
| 自留賠款 |
240,125,600
|
222,380,323
|
193,318,044
|
|
66
| 強制自用汽車責任保險 (14) | 保費收入 (含再保) |
899,728,458
|
888,568,421
|
898,301,718
|
|
67
| 自留保費 |
613,046,738
|
606,599,134
|
614,342,975
|
|
68
| 自留比率 |
5.43
|
5.82
|
6.27
|
|
69
| 保險賠款 (含再保) |
621,418,605
|
640,055,475
|
789,171,077
|
|
70
| 自留賠款 |
342,750,372
|
325,220,020
|
384,812,841
|
|
71
| 強制商業汽車責任保險 (15) | 保費收入 (含再保) |
136,106,684
|
130,148,391
|
123,902,052
|
|
72
| 自留保費 |
81,805,570
|
79,109,681
|
76,395,874
|
|
73
| 自留比率 |
0.72
|
0.76
|
0.78
|
|
74
| 保險賠款 (含再保) |
91,588,471
|
105,672,775
|
118,531,603
|
|
75
| 自留賠款 |
58,396,993
|
52,022,786
|
60,363,837
|
|
76
| 強制機車責任保險 (16) | 保費收入 (含再保) |
361,914,304
|
344,003,156
|
330,007,523
|
|
77
| 自留保費 |
239,194,398
|
228,736,342
|
218,774,898
|
|
78
| 自留比率 |
2.12
|
2.20
|
2.23
|
|
79
| 保險賠款 (含再保) |
268,889,045
|
223,776,941
|
232,132,926
|
|
80
| 自留賠款 |
166,646,101
|
143,736,454
|
197,613,363
|
|
81
| 一般責任保險 (17) | 保費收入 (含再保) |
977,523,925
|
828,924,215
|
705,008,238
|
|
82
| 自留保費 |
710,204,464
|
616,712,007
|
499,224,535
|
|
83
| 自留比率 |
6.29
|
5.93
|
5.10
|
|
84
| 保險賠款 (含再保) |
360,107,734
|
415,510,397
|
569,564,777
|
|
85
| 自留賠款 |
244,702,253
|
175,994,734
|
194,782,200
|
|
86
| 專業責任保險 (18) | 保費收入 (含再保) |
127,027,144
|
109,628,254
|
97,133,267
|
|
87
| 自留保費 |
92,645,647
|
78,200,531
|
71,502,417
|
|
88
| 自留比率 |
0.82
|
0.75
|
0.73
|
|
89
| 保險賠款 (含再保) |
29,353,153
|
31,881,626
|
32,478,804
|
|
90
| 自留賠款 |
19,915,789
|
30,612,317
|
18,665,331
|
|
91
| 工程保險 (19) | 保費收入 (含再保) |
927,989,630
|
590,377,700
|
459,419,440
|
|
92
| 自留保費 |
209,484,797
|
169,926,334
|
131,194,409
|
|
93
| 自留比率 |
1.86
|
1.63
|
1.34
|
|
94
| 保險賠款 (含再保) |
328,459,450
|
136,258,108
|
149,318,421
|
|
95
| 自留賠款 |
104,907,331
|
114,109,049
|
67,906,067
|
|
96
| 核能保險 (20) | 保費收入 (含再保) |
9,384,933
|
9,521,946
|
9,392,451
|
|
97
| 自留保費 |
9,384,933
|
9,521,946
|
9,392,451
|
|
98
| 自留比率 |
0.08
|
0.09
|
0.10
|
|
99
| 保險賠款 (含再保) |
17,408
|
5,256
|
2,414
|
|
100
| 自留賠款 |
16,841
|
-392,604
|
254,912
|
|
101
| 保證保險 (21) | 保費收入 (含再保) |
14,977,881
|
15,715,976
|
15,839,546
|
|
102
| 自留保費 |
13,721,202
|
14,190,500
|
14,267,509
|
|
103
| 自留比率 |
0.12
|
0.14
|
0.15
|
|
104
| 保險賠款 (含再保) |
1,337,464
|
-610,875
|
3,703,646
|
|
105
| 自留賠款 |
5,755,892
|
404,092
|
-1,158,215
|
|
106
| 信用保險 (22) | 保費收入 (含再保) |
507,095,863
|
516,411,205
|
566,319,564
|
|
107
| 自留保費 |
-17,021,743
|
-21,457,834
|
18,361,502
|
|
108
| 自留比率 |
-0.15
|
-0.21
|
0.19
|
|
109
| 保險賠款 (含再保) |
24,780,970
|
-35,194,243
|
-18,199,154
|
|
110
| 自留賠款 |
-15,773,860
|
-15,648,066
|
-21,390,454
|
|
111
| 其他財產保險 (23) | 保費收入 (含再保) |
1,073,625,880
|
747,733,497
|
532,629,024
|
|
112
| 自留保費 |
157,728,327
|
125,368,186
|
65,825,855
|
|
113
| 自留比率 |
1.40
|
1.20
|
0.67
|
|
114
| 保險賠款 (含再保) |
474,715,333
|
270,315,063
|
112,187,694
|
|
115
| 自留賠款 |
55,159,735
|
29,546,605
|
22,990,161
|
|
116
| 傷害保險 (24) | 保費收入 (含再保) |
673,413,587
|
643,072,943
|
676,074,035
|
|
117
| 自留保費 |
605,556,053
|
589,614,918
|
623,001,713
|
|
118
| 自留比率 |
5.36
|
5.66
|
6.36
|
|
119
| 保險賠款 (含再保) |
305,245,911
|
326,914,177
|
394,666,274
|
|
120
| 自留賠款 |
239,246,628
|
309,577,228
|
373,402,947
|
|
121
| 商業性地震保險 (25) | 保費收入 (含再保) |
573,793,930
|
389,409,663
|
347,822,158
|
|
122
| 自留保費 |
102,969,688
|
96,204,945
|
73,738,399
|
|
123
| 自留比率 |
0.91
|
0.92
|
0.75
|
|
124
| 保險賠款 (含再保) |
3,114,626
|
1,366,839
|
1,861,611
|
|
125
| 自留賠款 |
17,175
|
4,069,038
|
738,045
|
|
126
| 個人綜合保險 (26) | 保費收入 (含再保) |
127,741,451
|
110,960,296
|
112,273,072
|
|
127
| 自留保費 |
124,825,383
|
108,405,088
|
109,255,424
|
|
128
| 自留比率 |
1.11
|
1.04
|
1.12
|
|
129
| 保險賠款 (含再保) |
27,478,095
|
12,807,725
|
14,720,142
|
|
130
| 自留賠款 |
25,368,184
|
9,504,674
|
12,554,711
|
|
131
| 商業綜合保險 (27) | 保費收入 (含再保) |
365,839
|
333,220
|
505,301
|
|
132
| 自留保費 |
-2,127,861
|
-1,448,508
|
-1,195,603
|
|
133
| 自留比率 |
-0.02
|
-0.01
|
-0.01
|
|
134
| 保險賠款 (含再保) |
3,388
|
0
|
3,600
|
|
135
| 自留賠款 |
-8,478
|
11,354
|
4,112
|
|
136
| 颱風洪水保險 (28) | 保費收入 (含再保) |
527,708,780
|
339,514,193
|
309,405,867
|
|
137
| 自留保費 |
163,867,709
|
119,964,834
|
100,619,148
|
|
138
| 自留比率 |
1.45
|
1.15
|
1.03
|
|
139
| 保險賠款 (含再保) |
487,875
|
691,491
|
1,910,195
|
|
140
| 自留賠款 |
2,903,326
|
-3,139,117
|
990,619
|
|
141
| 政策性地震保險 (29) | 保費收入 (含再保) |
488,674,593
|
501,774,962
|
511,671,872
|
|
142
| 自留保費 |
59,843,891
|
60,989,923
|
63,377,640
|
|
143
| 自留比率 |
0.53
|
0.59
|
0.65
|
|
144
| 保險賠款 (含再保) |
165,326
|
1,879,121
|
0
|
|
145
| 自留賠款 |
-2,500
|
331,947
|
0
|
|
146
| 健康保險 (30) | 保費收入 (含再保) |
53,681,426
|
107,075,507
|
47,702,513
|
|
147
| 自留保費 |
52,742,783
|
103,886,768
|
46,170,499
|
|
148
| 自留比率 |
0.47
|
1.00
|
0.47
|
|
149
| 保險賠款 (含再保) |
812,251,165
|
4,869,878,798
|
25,081,816
|
|
150
| 自留賠款 |
493,353,604
|
5,187,285,804
|
12,212,363
|
|
151
| 國外再保分進業務 (31) | 保費收入 (含再保) |
39,868,513
|
36,797,614
|
8,905,930
|
|
152
| 自留保費 |
21,294,377
|
36,797,281
|
8,531,301
|
|
153
| 自留比率 |
0.19
|
0.35
|
0.09
|
|
154
| 保險賠款 (含再保) |
7,673,429
|
3,434,136
|
9,548,986
|
|
155
| 自留賠款 |
7,738,319
|
4,543,115
|
7,761,520
|
|
156
| 強制微型電動二輪車責任保險 (43) | 保費收入 (含再保) |
9,881,818
|
776,421
|
|
|
157
| 自留保費 |
6,641,902
|
493,224
|
|
|
158
| 自留比率 |
0.06
|
0.00
|
|
|
159
| 保險賠款 (含再保) |
371,818
|
0
|
|
|
160
| 自留賠款 |
440,624
|
1,389
|
|
|
161
| 總計 (99) | 保費收入 (含再保) |
18,232,850,778
|
15,495,171,241
|
14,408,526,248
|
|
162
| 自留保費 |
11,288,000,710
|
10,413,905,895
|
9,795,095,562
|
|
163
| 自留比率 |
100.00
|
100.00
|
100.00
|
|
164
| 保險賠款 (含再保) |
8,567,679,943
|
12,041,942,228
|
6,949,369,107
|
|
165
| 自留賠款 |
6,135,440,221
|
10,638,088,790
|
5,543,814,521
|
|