中華民國113年4月
單位:新臺幣元，%
| 列號 | 險別 | 項目 | 112年度 | 111年度 | 110年度 |
|
1
| 一年期住宅火災保險 (1) | 保費收入 (含再保) |
347,110,023
|
345,318,816
|
339,075,773
|
|
2
| 自留保費 |
347,110,023
|
345,318,816
|
339,075,773
|
|
3
| 自留比率 |
5.79
|
6.36
|
4.82
|
|
4
| 保險賠款 (含再保) |
35,469,063
|
30,866,437
|
34,387,131
|
|
5
| 自留賠款 |
55,789,924
|
34,812,189
|
27,179,315
|
|
6
| 長期住宅火災保險 (2) | 保費收入 (含再保) |
-113,835
|
-109,518
|
-95,930
|
|
7
| 自留保費 |
-85,342
|
-89,209
|
-82,986
|
|
8
| 自留比率 |
0.00
|
0.00
|
0.00
|
|
9
| 保險賠款 (含再保) |
2,210
|
0
|
230,009
|
|
10
| 自留賠款 |
212,099
|
-263,256
|
70,334
|
|
11
| 一年期商業火災保險 (3) | 保費收入 (含再保) |
748,426,325
|
579,583,600
|
528,825,438
|
|
12
| 自留保費 |
234,700,583
|
214,750,334
|
210,284,270
|
|
13
| 自留比率 |
3.92
|
3.95
|
2.99
|
|
14
| 保險賠款 (含再保) |
212,974,216
|
209,665,081
|
79,100,707
|
|
15
| 自留賠款 |
131,197,437
|
69,476,343
|
119,076,273
|
|
16
| 長期商業火災保險 (4) | 保費收入 (含再保) |
0
|
0
|
0
|
|
17
| 自留保費 |
-7,177
|
-9,040
|
-10,074
|
|
18
| 自留比率 |
0.00
|
0.00
|
0.00
|
|
19
| 保險賠款 (含再保) |
0
|
0
|
0
|
|
20
| 自留賠款 |
0
|
0
|
0
|
|
21
| 內陸運輸保險 (5) | 保費收入 (含再保) |
6,018,855
|
7,048,952
|
6,315,534
|
|
22
| 自留保費 |
4,195,385
|
4,692,811
|
4,204,248
|
|
23
| 自留比率 |
0.07
|
0.09
|
0.06
|
|
24
| 保險賠款 (含再保) |
1,389,403
|
1,445,772
|
1,427,200
|
|
25
| 自留賠款 |
977,068
|
643,321
|
729,010
|
|
26
| 貨物運輸保險 (6) | 保費收入 (含再保) |
259,619,378
|
207,844,002
|
177,506,777
|
|
27
| 自留保費 |
60,536,173
|
50,247,273
|
62,739,647
|
|
28
| 自留比率 |
1.01
|
0.93
|
0.89
|
|
29
| 保險賠款 (含再保) |
35,618,286
|
75,489,578
|
122,604,032
|
|
30
| 自留賠款 |
6,022,593
|
15,521,930
|
17,533,848
|
|
31
| 船體保險 (7) | 保費收入 (含再保) |
113,171,766
|
82,433,793
|
43,076,979
|
|
32
| 自留保費 |
15,475,504
|
11,865,365
|
3,632,429
|
|
33
| 自留比率 |
0.26
|
0.22
|
0.05
|
|
34
| 保險賠款 (含再保) |
22,586,356
|
19,400,862
|
34,277,056
|
|
35
| 自留賠款 |
16,277,847
|
32,496,588
|
8,603,709
|
|
36
| 漁船保險 (8) | 保費收入 (含再保) |
73,054,529
|
62,695,812
|
59,027,012
|
|
37
| 自留保費 |
7,878,798
|
5,962,373
|
6,050,085
|
|
38
| 自留比率 |
0.13
|
0.11
|
0.09
|
|
39
| 保險賠款 (含再保) |
3,946,158
|
20,177,062
|
6,655,338
|
|
40
| 自留賠款 |
-481,698
|
-1,890,951
|
-817,398
|
|
41
| 航空保險 (9) | 保費收入 (含再保) |
73,054,879
|
77,146,334
|
58,144,491
|
|
42
| 自留保費 |
1,632,419
|
2,446,244
|
1,216,629
|
|
43
| 自留比率 |
0.03
|
0.05
|
0.02
|
|
44
| 保險賠款 (含再保) |
12,208,930
|
10,296,887
|
5,961,943
|
|
45
| 自留賠款 |
2,394,199
|
969,498
|
3,645,896
|
|
46
| 一般自用汽車財產損失保險 (10) | 保費收入 (含再保) |
1,127,295,066
|
1,121,615,252
|
1,040,420,937
|
|
47
| 自留保費 |
1,118,504,530
|
1,111,548,678
|
1,029,090,364
|
|
48
| 自留比率 |
18.66
|
20.46
|
14.63
|
|
49
| 保險賠款 (含再保) |
602,660,766
|
556,160,150
|
572,804,874
|
|
50
| 自留賠款 |
602,548,099
|
614,376,792
|
561,234,662
|
|
51
| 一般商業汽車財產損失保險 (11) | 保費收入 (含再保) |
40,189,328
|
35,379,092
|
29,104,606
|
|
52
| 自留保費 |
40,160,527
|
35,365,212
|
29,091,788
|
|
53
| 自留比率 |
0.67
|
0.65
|
0.41
|
|
54
| 保險賠款 (含再保) |
17,802,171
|
14,379,871
|
23,291,175
|
|
55
| 自留賠款 |
24,056,019
|
16,818,033
|
17,010,540
|
|
56
| 一般自用汽車責任保險 (12) | 保費收入 (含再保) |
1,828,714,931
|
1,720,194,867
|
1,626,316,909
|
|
57
| 自留保費 |
1,819,392,282
|
1,712,962,940
|
1,619,902,326
|
|
58
| 自留比率 |
30.36
|
31.53
|
23.03
|
|
59
| 保險賠款 (含再保) |
1,005,422,020
|
935,423,687
|
931,955,502
|
|
60
| 自留賠款 |
1,126,898,712
|
1,084,884,048
|
968,665,720
|
|
61
| 一般商業汽車責任保險 (13) | 保費收入 (含再保) |
308,605,946
|
269,863,239
|
229,297,918
|
|
62
| 自留保費 |
305,819,076
|
269,572,810
|
229,153,913
|
|
63
| 自留比率 |
5.10
|
4.96
|
3.26
|
|
64
| 保險賠款 (含再保) |
151,867,815
|
125,831,555
|
134,736,648
|
|
65
| 自留賠款 |
175,638,749
|
142,930,184
|
143,982,237
|
|
66
| 強制自用汽車責任保險 (14) | 保費收入 (含再保) |
569,390,651
|
591,748,623
|
587,266,611
|
|
67
| 自留保費 |
377,431,375
|
387,884,735
|
385,355,834
|
|
68
| 自留比率 |
6.30
|
7.14
|
5.48
|
|
69
| 保險賠款 (含再保) |
434,974,538
|
446,696,739
|
473,214,649
|
|
70
| 自留賠款 |
254,760,861
|
255,504,722
|
247,243,082
|
|
71
| 強制商業汽車責任保險 (15) | 保費收入 (含再保) |
115,797,994
|
101,047,467
|
96,097,120
|
|
72
| 自留保費 |
65,951,531
|
59,462,129
|
56,972,980
|
|
73
| 自留比率 |
1.10
|
1.09
|
0.81
|
|
74
| 保險賠款 (含再保) |
96,817,492
|
74,243,781
|
78,931,809
|
|
75
| 自留賠款 |
52,177,798
|
41,879,480
|
40,270,009
|
|
76
| 強制機車責任保險 (16) | 保費收入 (含再保) |
366,966,872
|
370,783,677
|
362,794,724
|
|
77
| 自留保費 |
242,132,742
|
243,352,536
|
236,709,815
|
|
78
| 自留比率 |
4.04
|
4.48
|
3.36
|
|
79
| 保險賠款 (含再保) |
266,201,996
|
274,565,807
|
267,245,649
|
|
80
| 自留賠款 |
166,868,120
|
186,673,381
|
198,674,447
|
|
81
| 一般責任保險 (17) | 保費收入 (含再保) |
367,624,924
|
308,501,842
|
263,927,614
|
|
82
| 自留保費 |
165,189,105
|
143,827,396
|
125,293,882
|
|
83
| 自留比率 |
2.76
|
2.65
|
1.78
|
|
84
| 保險賠款 (含再保) |
100,163,083
|
79,922,034
|
72,802,692
|
|
85
| 自留賠款 |
56,793,837
|
36,508,061
|
43,204,547
|
|
86
| 專業責任保險 (18) | 保費收入 (含再保) |
23,500,841
|
19,243,672
|
17,473,999
|
|
87
| 自留保費 |
6,816,650
|
5,134,374
|
4,358,249
|
|
88
| 自留比率 |
0.11
|
0.09
|
0.06
|
|
89
| 保險賠款 (含再保) |
657,278
|
1,361,745
|
432,810
|
|
90
| 自留賠款 |
83,776
|
-413,535
|
766,242
|
|
91
| 工程保險 (19) | 保費收入 (含再保) |
346,599,027
|
262,779,666
|
214,868,124
|
|
92
| 自留保費 |
135,174,208
|
104,376,840
|
90,258,307
|
|
93
| 自留比率 |
2.26
|
1.92
|
1.28
|
|
94
| 保險賠款 (含再保) |
237,994,575
|
68,882,152
|
79,122,641
|
|
95
| 自留賠款 |
65,282,538
|
74,546,198
|
41,616,079
|
|
96
| 核能保險 (20) | 保費收入 (含再保) |
5,497,458
|
5,640,393
|
6,328,298
|
|
97
| 自留保費 |
5,497,458
|
5,640,393
|
6,328,298
|
|
98
| 自留比率 |
0.09
|
0.10
|
0.09
|
|
99
| 保險賠款 (含再保) |
11,771
|
4,941
|
2,499
|
|
100
| 自留賠款 |
569,081
|
47,515
|
252,524
|
|
101
| 保證保險 (21) | 保費收入 (含再保) |
13,724,600
|
12,975,013
|
13,397,586
|
|
102
| 自留保費 |
6,194,766
|
4,700,931
|
7,007,344
|
|
103
| 自留比率 |
0.10
|
0.09
|
0.10
|
|
104
| 保險賠款 (含再保) |
3,726,837
|
5,161,287
|
12,655,001
|
|
105
| 自留賠款 |
1,476,872
|
-505,295
|
-148,083
|
|
106
| 信用保險 (22) | 保費收入 (含再保) |
3,118,539
|
1,572,651
|
2,175,047
|
|
107
| 自留保費 |
3,118,539
|
1,572,651
|
2,175,047
|
|
108
| 自留比率 |
0.05
|
0.03
|
0.03
|
|
109
| 保險賠款 (含再保) |
-3,088,707
|
-4,203,670
|
-3,308,533
|
|
110
| 自留賠款 |
-3,088,105
|
-4,206,408
|
-3,308,533
|
|
111
| 其他財產保險 (23) | 保費收入 (含再保) |
43,715,003
|
13,211,438
|
1,971,333,605
|
|
112
| 自留保費 |
14,725,444
|
-9,297,415
|
1,944,516,692
|
|
113
| 自留比率 |
0.25
|
-0.17
|
27.64
|
|
114
| 保險賠款 (含再保) |
8,331,727
|
320,134,074
|
1,737,440,125
|
|
115
| 自留賠款 |
-4,122,964
|
245,135,057
|
1,801,154,380
|
|
116
| 傷害保險 (24) | 保費收入 (含再保) |
641,498,838
|
515,778,986
|
429,645,533
|
|
117
| 自留保費 |
577,475,874
|
428,031,632
|
385,726,658
|
|
118
| 自留比率 |
9.64
|
7.88
|
5.48
|
|
119
| 保險賠款 (含再保) |
235,204,081
|
219,370,365
|
190,349,884
|
|
120
| 自留賠款 |
214,228,750
|
167,587,620
|
179,531,560
|
|
121
| 商業性地震保險 (25) | 保費收入 (含再保) |
258,910,196
|
201,054,098
|
170,354,823
|
|
122
| 自留保費 |
90,279,332
|
83,688,857
|
65,206,122
|
|
123
| 自留比率 |
1.51
|
1.54
|
0.93
|
|
124
| 保險賠款 (含再保) |
11,371,183
|
1,660,718
|
414,266
|
|
125
| 自留賠款 |
-13,143,746
|
9,683,605
|
2,229,071
|
|
126
| 個人綜合保險 (26) | 保費收入 (含再保) |
110,844,906
|
47,281,472
|
36,802,361
|
|
127
| 自留保費 |
98,776,346
|
39,178,267
|
36,162,095
|
|
128
| 自留比率 |
1.65
|
0.72
|
0.51
|
|
129
| 保險賠款 (含再保) |
25,578,186
|
271,710
|
345,502
|
|
130
| 自留賠款 |
25,663,916
|
-1,218,406
|
-185,648
|
|
131
| 商業綜合保險 (27) | 保費收入 (含再保) |
43,103,272
|
35,166,451
|
31,152,015
|
|
132
| 自留保費 |
30,172,290
|
24,616,516
|
21,806,410
|
|
133
| 自留比率 |
0.50
|
0.45
|
0.31
|
|
134
| 保險賠款 (含再保) |
3,789,523
|
5,501,690
|
6,970,241
|
|
135
| 自留賠款 |
6,157,623
|
5,165,287
|
6,935,648
|
|
136
| 颱風洪水保險 (28) | 保費收入 (含再保) |
187,844,472
|
142,071,044
|
125,707,797
|
|
137
| 自留保費 |
73,434,324
|
62,718,462
|
56,422,224
|
|
138
| 自留比率 |
1.23
|
1.15
|
0.80
|
|
139
| 保險賠款 (含再保) |
141,176
|
24,924,326
|
1,344,371
|
|
140
| 自留賠款 |
3,741,197
|
-2,508,123
|
7,485,194
|
|
141
| 政策性地震保險 (29) | 保費收入 (含再保) |
696,911,209
|
696,963,570
|
688,869,823
|
|
142
| 自留保費 |
76,890,830
|
76,892,777
|
74,397,050
|
|
143
| 自留比率 |
1.28
|
1.42
|
1.06
|
|
144
| 保險賠款 (含再保) |
201,855
|
200,384
|
0
|
|
145
| 自留賠款 |
-100,000
|
502,239
|
0
|
|
146
| 健康保險 (30) | 保費收入 (含再保) |
76,399,949
|
7,664,329
|
2,320,114
|
|
147
| 自留保費 |
66,141,526
|
4,320,319
|
1,224,567
|
|
148
| 自留比率 |
1.10
|
0.08
|
0.02
|
|
149
| 保險賠款 (含再保) |
1,334,510
|
16,039
|
881
|
|
150
| 自留賠款 |
6,528,539
|
-1,368
|
-495,342
|
|
151
| 國外再保分進業務 (31) | 保費收入 (含再保) |
1,137,946
|
1,667,733
|
1,465,049
|
|
152
| 自留保費 |
682,734
|
998,215
|
872,821
|
|
153
| 自留比率 |
0.01
|
0.02
|
0.01
|
|
154
| 保險賠款 (含再保) |
696,391
|
3,860,446
|
198,294
|
|
155
| 自留賠款 |
-2,903,854
|
4,062,945
|
-82,375,706
|
|
156
| 強制微型電動二輪車責任保險 (43) | 保費收入 (含再保) |
2,464,906
|
469,868
|
|
|
157
| 自留保費 |
1,976,007
|
378,371
|
|
|
158
| 自留比率 |
0.03
|
0.01
|
|
|
159
| 保險賠款 (含再保) |
39,329
|
0
|
|
|
160
| 自留賠款 |
297,899
|
70,826
|
|
|
161
| 總計 (99) | 保費收入 (含再保) |
8,800,198,794
|
7,844,636,234
|
9,158,996,687
|
|
162
| 自留保費 |
5,993,373,862
|
5,432,112,593
|
7,035,142,807
|
|
163
| 自留比率 |
100.00
|
100.00
|
100.00
|
|
164
| 保險賠款 (含再保) |
3,526,094,218
|
3,521,711,510
|
4,865,594,396
|
|
165
| 自留賠款 |
2,972,803,186
|
3,029,288,520
|
4,349,763,617
|
|