中華民國113年4月
單位:新臺幣元，%
| 列號 | 險別 | 項目 | 112年度 | 111年度 | 110年度 |
|
1
| 一年期住宅火災保險 (1) | 保費收入 (含再保) |
103,994,256
|
104,299,832
|
104,746,374
|
|
2
| 自留保費 |
103,890,867
|
103,943,767
|
104,746,374
|
|
3
| 自留比率 |
1.11
|
1.20
|
1.33
|
|
4
| 保險賠款 (含再保) |
8,297,748
|
8,635,402
|
9,727,758
|
|
5
| 自留賠款 |
10,376,752
|
9,168,139
|
15,481,819
|
|
6
| 長期住宅火災保險 (2) | 保費收入 (含再保) |
-67,836
|
-73,365
|
-126,675
|
|
7
| 自留保費 |
-60,284
|
-59,923
|
-106,954
|
|
8
| 自留比率 |
0.00
|
0.00
|
0.00
|
|
9
| 保險賠款 (含再保) |
32,236
|
24,842
|
608,872
|
|
10
| 自留賠款 |
559,097
|
-207,943
|
274,224
|
|
11
| 一年期商業火災保險 (3) | 保費收入 (含再保) |
925,407,127
|
758,911,328
|
681,624,529
|
|
12
| 自留保費 |
222,109,019
|
257,472,325
|
227,446,411
|
|
13
| 自留比率 |
2.38
|
2.98
|
2.88
|
|
14
| 保險賠款 (含再保) |
1,169,534,472
|
598,919,218
|
566,360,755
|
|
15
| 自留賠款 |
132,621,202
|
320,615,183
|
159,038,453
|
|
16
| 長期商業火災保險 (4) | 保費收入 (含再保) |
0
|
0
|
4,201
|
|
17
| 自留保費 |
0
|
0
|
4,201
|
|
18
| 自留比率 |
0.00
|
0.00
|
0.00
|
|
19
| 保險賠款 (含再保) |
0
|
0
|
0
|
|
20
| 自留賠款 |
0
|
0
|
0
|
|
21
| 內陸運輸保險 (5) | 保費收入 (含再保) |
26,729,495
|
24,928,894
|
22,455,605
|
|
22
| 自留保費 |
8,821,336
|
11,274,434
|
9,531,334
|
|
23
| 自留比率 |
0.09
|
0.13
|
0.12
|
|
24
| 保險賠款 (含再保) |
15,486,689
|
889,944
|
723,992
|
|
25
| 自留賠款 |
-649,124
|
14,420,104
|
-133,446
|
|
26
| 貨物運輸保險 (6) | 保費收入 (含再保) |
393,903,680
|
366,370,493
|
324,043,187
|
|
27
| 自留保費 |
94,312,748
|
149,665,384
|
137,032,450
|
|
28
| 自留比率 |
1.01
|
1.73
|
1.74
|
|
29
| 保險賠款 (含再保) |
1,893,750,403
|
181,046,954
|
189,485,212
|
|
30
| 自留賠款 |
411,001,690
|
132,769,946
|
102,100,702
|
|
31
| 船體保險 (7) | 保費收入 (含再保) |
138,218,970
|
195,078,459
|
186,876,182
|
|
32
| 自留保費 |
29,036,335
|
40,927,484
|
30,214,581
|
|
33
| 自留比率 |
0.31
|
0.47
|
0.38
|
|
34
| 保險賠款 (含再保) |
92,743,730
|
187,321,787
|
1,153,817,478
|
|
35
| 自留賠款 |
7,862,331
|
97,311,427
|
86,448,986
|
|
36
| 漁船保險 (8) | 保費收入 (含再保) |
108,862,426
|
83,743,865
|
68,144,423
|
|
37
| 自留保費 |
25,641,475
|
23,759,811
|
20,235,287
|
|
38
| 自留比率 |
0.27
|
0.27
|
0.26
|
|
39
| 保險賠款 (含再保) |
34,885,379
|
26,843,723
|
4,036,925
|
|
40
| 自留賠款 |
2,294,940
|
9,163,937
|
966,737
|
|
41
| 航空保險 (9) | 保費收入 (含再保) |
77,925,996
|
42,583,597
|
33,117,832
|
|
42
| 自留保費 |
-663,505
|
1,490,799
|
1,535,938
|
|
43
| 自留比率 |
-0.01
|
0.02
|
0.02
|
|
44
| 保險賠款 (含再保) |
583,454
|
13,748,192
|
2,430,675
|
|
45
| 自留賠款 |
-7,515,995
|
14,030,293
|
6,700,518
|
|
46
| 一般自用汽車財產損失保險 (10) | 保費收入 (含再保) |
3,870,420,903
|
3,519,477,090
|
3,227,008,624
|
|
47
| 自留保費 |
3,112,004,619
|
2,828,061,598
|
2,579,602,527
|
|
48
| 自留比率 |
33.34
|
32.73
|
32.68
|
|
49
| 保險賠款 (含再保) |
2,126,145,004
|
1,781,223,322
|
1,567,262,130
|
|
50
| 自留賠款 |
1,730,267,337
|
1,569,827,252
|
1,281,907,063
|
|
51
| 一般商業汽車財產損失保險 (11) | 保費收入 (含再保) |
157,307,023
|
111,439,970
|
93,742,050
|
|
52
| 自留保費 |
127,464,189
|
90,257,817
|
75,462,459
|
|
53
| 自留比率 |
1.37
|
1.04
|
0.96
|
|
54
| 保險賠款 (含再保) |
91,044,943
|
67,620,408
|
66,515,918
|
|
55
| 自留賠款 |
98,880,768
|
55,342,106
|
54,779,079
|
|
56
| 一般自用汽車責任保險 (12) | 保費收入 (含再保) |
2,338,259,621
|
2,120,788,291
|
1,882,722,342
|
|
57
| 自留保費 |
1,817,585,958
|
1,645,654,885
|
1,453,820,787
|
|
58
| 自留比率 |
19.47
|
19.05
|
18.42
|
|
59
| 保險賠款 (含再保) |
1,351,769,684
|
1,178,670,953
|
1,069,927,365
|
|
60
| 自留賠款 |
1,111,787,843
|
1,092,691,919
|
908,769,869
|
|
61
| 一般商業汽車責任保險 (13) | 保費收入 (含再保) |
552,749,858
|
462,498,804
|
406,217,992
|
|
62
| 自留保費 |
421,593,239
|
352,099,760
|
305,482,131
|
|
63
| 自留比率 |
4.52
|
4.08
|
3.87
|
|
64
| 保險賠款 (含再保) |
288,660,724
|
201,963,971
|
222,739,485
|
|
65
| 自留賠款 |
265,601,829
|
210,462,785
|
168,249,655
|
|
66
| 強制自用汽車責任保險 (14) | 保費收入 (含再保) |
796,468,744
|
795,892,140
|
784,198,586
|
|
67
| 自留保費 |
548,513,257
|
546,474,631
|
536,364,231
|
|
68
| 自留比率 |
5.88
|
6.32
|
6.79
|
|
69
| 保險賠款 (含再保) |
525,364,838
|
530,870,818
|
517,618,397
|
|
70
| 自留賠款 |
262,306,675
|
330,366,514
|
280,032,306
|
|
71
| 強制商業汽車責任保險 (15) | 保費收入 (含再保) |
161,026,646
|
154,945,438
|
141,826,477
|
|
72
| 自留保費 |
95,387,223
|
92,438,227
|
84,995,351
|
|
73
| 自留比率 |
1.02
|
1.07
|
1.08
|
|
74
| 保險賠款 (含再保) |
115,356,347
|
114,717,726
|
98,233,731
|
|
75
| 自留賠款 |
64,310,585
|
66,716,325
|
55,864,072
|
|
76
| 強制機車責任保險 (16) | 保費收入 (含再保) |
283,243,908
|
269,959,065
|
260,484,854
|
|
77
| 自留保費 |
189,730,136
|
181,725,817
|
174,094,323
|
|
78
| 自留比率 |
2.03
|
2.10
|
2.21
|
|
79
| 保險賠款 (含再保) |
191,043,688
|
189,697,394
|
189,944,643
|
|
80
| 自留賠款 |
129,702,546
|
119,317,138
|
138,261,345
|
|
81
| 一般責任保險 (17) | 保費收入 (含再保) |
552,540,472
|
490,566,948
|
434,140,760
|
|
82
| 自留保費 |
395,000,103
|
340,170,490
|
298,680,267
|
|
83
| 自留比率 |
4.23
|
3.94
|
3.78
|
|
84
| 保險賠款 (含再保) |
231,258,102
|
207,561,792
|
213,357,908
|
|
85
| 自留賠款 |
173,745,585
|
169,131,914
|
146,017,239
|
|
86
| 專業責任保險 (18) | 保費收入 (含再保) |
79,264,782
|
78,357,350
|
73,368,616
|
|
87
| 自留保費 |
47,464,138
|
49,180,158
|
43,057,901
|
|
88
| 自留比率 |
0.51
|
0.57
|
0.55
|
|
89
| 保險賠款 (含再保) |
10,553,615
|
15,786,600
|
9,094,144
|
|
90
| 自留賠款 |
1,503,380
|
15,318,914
|
1,215,438
|
|
91
| 工程保險 (19) | 保費收入 (含再保) |
424,391,056
|
363,666,382
|
262,120,085
|
|
92
| 自留保費 |
130,290,206
|
115,938,249
|
59,530,231
|
|
93
| 自留比率 |
1.40
|
1.34
|
0.75
|
|
94
| 保險賠款 (含再保) |
142,890,127
|
95,946,563
|
151,022,432
|
|
95
| 自留賠款 |
56,195,400
|
61,530,410
|
48,334,087
|
|
96
| 核能保險 (20) | 保費收入 (含再保) |
13,464,843
|
16,717,351
|
17,664,554
|
|
97
| 自留保費 |
5,966,317
|
6,263,660
|
6,602,329
|
|
98
| 自留比率 |
0.06
|
0.07
|
0.08
|
|
99
| 保險賠款 (含再保) |
12,554
|
5,149
|
2,415
|
|
100
| 自留賠款 |
11,798
|
1,431
|
-4,698
|
|
101
| 保證保險 (21) | 保費收入 (含再保) |
30,820,955
|
38,576,988
|
39,931,691
|
|
102
| 自留保費 |
24,881,268
|
24,849,012
|
30,189,214
|
|
103
| 自留比率 |
0.27
|
0.29
|
0.38
|
|
104
| 保險賠款 (含再保) |
5,061,866
|
10,366,705
|
43,904,153
|
|
105
| 自留賠款 |
3,275,868
|
-7,532
|
4,363,980
|
|
106
| 信用保險 (22) | 保費收入 (含再保) |
404,815
|
398,666
|
125,242
|
|
107
| 自留保費 |
404,815
|
398,666
|
125,242
|
|
108
| 自留比率 |
0.00
|
0.00
|
0.00
|
|
109
| 保險賠款 (含再保) |
-9,592,251
|
-14,618,379
|
-13,689,311
|
|
110
| 自留賠款 |
-9,584,823
|
-14,623,510
|
-14,018,381
|
|
111
| 其他財產保險 (23) | 保費收入 (含再保) |
91,217,089
|
83,677,552
|
77,985,194
|
|
112
| 自留保費 |
30,400,487
|
25,912,643
|
27,496,591
|
|
113
| 自留比率 |
0.33
|
0.30
|
0.35
|
|
114
| 保險賠款 (含再保) |
11,925,774
|
59,034,196
|
28,324,475
|
|
115
| 自留賠款 |
-8,838,548
|
44,225,906
|
11,466,028
|
|
116
| 傷害保險 (24) | 保費收入 (含再保) |
1,112,991,350
|
1,151,999,331
|
1,107,972,940
|
|
117
| 自留保費 |
944,319,254
|
858,408,161
|
788,524,416
|
|
118
| 自留比率 |
10.12
|
9.93
|
9.99
|
|
119
| 保險賠款 (含再保) |
783,439,800
|
745,950,142
|
700,935,921
|
|
120
| 自留賠款 |
634,179,658
|
511,254,599
|
476,653,227
|
|
121
| 商業性地震保險 (25) | 保費收入 (含再保) |
411,533,493
|
323,336,930
|
285,886,958
|
|
122
| 自留保費 |
191,980,310
|
165,433,839
|
158,593,761
|
|
123
| 自留比率 |
2.06
|
1.91
|
2.01
|
|
124
| 保險賠款 (含再保) |
7,550,973
|
2,894,293
|
1,379,171
|
|
125
| 自留賠款 |
-17,054,812
|
7,512,116
|
-2,285,093
|
|
126
| 個人綜合保險 (26) | 保費收入 (含再保) |
155,367,032
|
266,332,666
|
183,766,781
|
|
127
| 自留保費 |
121,228,662
|
172,261,873
|
124,327,912
|
|
128
| 自留比率 |
1.30
|
1.99
|
1.57
|
|
129
| 保險賠款 (含再保) |
172,540,304
|
144,490,186
|
74,998,874
|
|
130
| 自留賠款 |
87,034,950
|
87,504,997
|
64,036,337
|
|
131
| 商業綜合保險 (27) | 保費收入 (含再保) |
4,445,253
|
12,935,284
|
13,027,392
|
|
132
| 自留保費 |
3,997,280
|
10,904,701
|
10,954,189
|
|
133
| 自留比率 |
0.04
|
0.13
|
0.14
|
|
134
| 保險賠款 (含再保) |
1,688,515
|
3,190,379
|
4,365,198
|
|
135
| 自留賠款 |
-169,088
|
1,934,734
|
1,310,483
|
|
136
| 颱風洪水保險 (28) | 保費收入 (含再保) |
297,729,970
|
203,619,801
|
195,475,832
|
|
137
| 自留保費 |
125,217,434
|
93,573,683
|
103,730,677
|
|
138
| 自留比率 |
1.34
|
1.08
|
1.31
|
|
139
| 保險賠款 (含再保) |
125,866
|
968,383
|
-70,130,391
|
|
140
| 自留賠款 |
15,792,833
|
-2,055,815
|
-38,929,878
|
|
141
| 政策性地震保險 (29) | 保費收入 (含再保) |
339,917,433
|
319,718,417
|
301,214,400
|
|
142
| 自留保費 |
36,120,216
|
35,744,602
|
34,470,787
|
|
143
| 自留比率 |
0.39
|
0.41
|
0.44
|
|
144
| 保險賠款 (含再保) |
94,153
|
93,467
|
0
|
|
145
| 自留賠款 |
94,153
|
93,467
|
0
|
|
146
| 健康保險 (30) | 保費收入 (含再保) |
242,771,361
|
256,823,534
|
276,846,468
|
|
147
| 自留保費 |
80,679,274
|
118,432,756
|
83,523,392
|
|
148
| 自留比率 |
0.86
|
1.37
|
1.06
|
|
149
| 保險賠款 (含再保) |
371,118,876
|
503,731,781
|
223,969,916
|
|
150
| 自留賠款 |
91,618,150
|
311,642,924
|
44,930,766
|
|
151
| 國外再保分進業務 (31) | 保費收入 (含再保) |
397,673,479
|
297,728,963
|
384,791,692
|
|
152
| 自留保費 |
397,545,926
|
296,615,349
|
383,727,225
|
|
153
| 自留比率 |
4.26
|
3.43
|
4.86
|
|
154
| 保險賠款 (含再保) |
197,044,736
|
218,307,434
|
229,554,080
|
|
155
| 自留賠款 |
193,715,540
|
221,830,747
|
334,192,005
|
|
156
| 強制微型電動二輪車責任保險 (43) | 保費收入 (含再保) |
4,243,264
|
1,563,468
|
|
|
157
| 自留保費 |
2,962,275
|
1,053,573
|
|
|
158
| 自留比率 |
0.03
|
0.01
|
|
|
159
| 保險賠款 (含再保) |
77,783
|
0
|
|
|
160
| 自留賠款 |
490,488
|
88,120
|
|
|
161
| 總計 (99) | 保費收入 (含再保) |
14,093,227,464
|
12,916,863,532
|
11,871,405,188
|
|
162
| 自留保費 |
9,333,824,577
|
8,640,328,231
|
7,893,995,565
|
|
163
| 自留比率 |
100.00
|
100.00
|
100.00
|
|
164
| 保險賠款 (含再保) |
9,830,490,132
|
7,075,903,345
|
7,256,522,321
|
|
165
| 自留賠款 |
5,441,419,008
|
5,457,378,547
|
4,336,022,922
|
|