中華民國113年4月
單位:新臺幣元，%
| 列號 | 險別 | 項目 | 112年度 | 111年度 | 110年度 |
|
1
| 一年期住宅火災保險 (1) | 保費收入 (含再保) |
340,015,093
|
317,876,081
|
286,321,145
|
|
2
| 自留保費 |
262,844,674
|
249,695,298
|
236,200,844
|
|
3
| 自留比率 |
4.86
|
4.69
|
4.84
|
|
4
| 保險賠款 (含再保) |
29,612,419
|
15,057,262
|
16,574,391
|
|
5
| 自留賠款 |
37,275,352
|
21,749,027
|
12,416,084
|
|
6
| 長期住宅火災保險 (2) | 保費收入 (含再保) |
-50,571
|
-168,385
|
-147,295
|
|
7
| 自留保費 |
-34,230
|
-126,263
|
-97,120
|
|
8
| 自留比率 |
0.00
|
0.00
|
0.00
|
|
9
| 保險賠款 (含再保) |
15,958
|
1,319,706
|
751,641
|
|
10
| 自留賠款 |
14,715
|
267,548
|
789,234
|
|
11
| 一年期商業火災保險 (3) | 保費收入 (含再保) |
770,544,171
|
642,943,769
|
581,226,394
|
|
12
| 自留保費 |
165,268,439
|
146,872,559
|
103,896,398
|
|
13
| 自留比率 |
3.05
|
2.76
|
2.13
|
|
14
| 保險賠款 (含再保) |
544,671,666
|
556,887,412
|
672,454,518
|
|
15
| 自留賠款 |
51,957,534
|
127,196,077
|
77,208,465
|
|
16
| 長期商業火災保險 (4) | 保費收入 (含再保) |
0
|
0
|
0
|
|
17
| 自留保費 |
0
|
0
|
0
|
|
18
| 自留比率 |
0.00
|
0.00
|
0.00
|
|
19
| 保險賠款 (含再保) |
0
|
0
|
0
|
|
20
| 自留賠款 |
0
|
0
|
0
|
|
21
| 內陸運輸保險 (5) | 保費收入 (含再保) |
5,802,537
|
4,793,255
|
5,452,763
|
|
22
| 自留保費 |
3,126,264
|
2,008,020
|
2,045,760
|
|
23
| 自留比率 |
0.06
|
0.04
|
0.04
|
|
24
| 保險賠款 (含再保) |
780,897
|
2,021,435
|
1,351,004
|
|
25
| 自留賠款 |
974,099
|
582,425
|
487,660
|
|
26
| 貨物運輸保險 (6) | 保費收入 (含再保) |
332,454,052
|
326,384,099
|
274,273,462
|
|
27
| 自留保費 |
97,427,823
|
84,884,331
|
83,572,659
|
|
28
| 自留比率 |
1.80
|
1.60
|
1.71
|
|
29
| 保險賠款 (含再保) |
171,939,349
|
64,158,190
|
58,035,147
|
|
30
| 自留賠款 |
31,219,340
|
31,902,216
|
18,795,379
|
|
31
| 船體保險 (7) | 保費收入 (含再保) |
455,405,811
|
425,375,437
|
337,844,883
|
|
32
| 自留保費 |
58,521,307
|
68,744,053
|
73,141,659
|
|
33
| 自留比率 |
1.08
|
1.29
|
1.50
|
|
34
| 保險賠款 (含再保) |
81,099,958
|
127,271,238
|
51,509,413
|
|
35
| 自留賠款 |
25,024,698
|
50,021,480
|
23,040,008
|
|
36
| 漁船保險 (8) | 保費收入 (含再保) |
314,617,452
|
214,542,641
|
227,680,344
|
|
37
| 自留保費 |
7,169,499
|
5,765,942
|
49,777,325
|
|
38
| 自留比率 |
0.13
|
0.11
|
1.02
|
|
39
| 保險賠款 (含再保) |
475,854,945
|
44,353,568
|
18,132,012
|
|
40
| 自留賠款 |
4,704,056
|
114,352
|
-1,260,698
|
|
41
| 航空保險 (9) | 保費收入 (含再保) |
112,457,537
|
101,833,237
|
85,757,446
|
|
42
| 自留保費 |
1,050,425
|
16,152,302
|
21,452,539
|
|
43
| 自留比率 |
0.02
|
0.30
|
0.44
|
|
44
| 保險賠款 (含再保) |
32,596,204
|
122,710,989
|
84,347,467
|
|
45
| 自留賠款 |
20,461,581
|
42,174,130
|
42,150,441
|
|
46
| 一般自用汽車財產損失保險 (10) | 保費收入 (含再保) |
1,855,754,293
|
1,672,250,806
|
1,605,402,825
|
|
47
| 自留保費 |
1,484,629,016
|
1,320,929,879
|
1,265,621,286
|
|
48
| 自留比率 |
27.44
|
24.83
|
25.95
|
|
49
| 保險賠款 (含再保) |
987,921,426
|
809,156,140
|
904,908,789
|
|
50
| 自留賠款 |
779,845,147
|
713,170,886
|
660,174,050
|
|
51
| 一般商業汽車財產損失保險 (11) | 保費收入 (含再保) |
70,487,729
|
58,733,050
|
51,047,288
|
|
52
| 自留保費 |
61,662,778
|
50,973,566
|
43,346,534
|
|
53
| 自留比率 |
1.14
|
0.96
|
0.89
|
|
54
| 保險賠款 (含再保) |
24,936,543
|
27,817,376
|
29,597,932
|
|
55
| 自留賠款 |
27,353,117
|
26,484,007
|
20,986,133
|
|
56
| 一般自用汽車責任保險 (12) | 保費收入 (含再保) |
1,460,530,178
|
1,365,418,195
|
1,335,083,096
|
|
57
| 自留保費 |
1,161,030,230
|
1,062,513,536
|
1,038,587,887
|
|
58
| 自留比率 |
21.46
|
19.97
|
21.29
|
|
59
| 保險賠款 (含再保) |
848,343,229
|
812,197,267
|
930,530,075
|
|
60
| 自留賠款 |
750,375,915
|
715,351,890
|
795,642,056
|
|
61
| 一般商業汽車責任保險 (13) | 保費收入 (含再保) |
207,408,131
|
170,592,616
|
168,824,358
|
|
62
| 自留保費 |
165,904,821
|
134,512,667
|
132,721,181
|
|
63
| 自留比率 |
3.07
|
2.53
|
2.72
|
|
64
| 保險賠款 (含再保) |
93,000,095
|
89,759,238
|
109,934,888
|
|
65
| 自留賠款 |
80,829,234
|
86,197,461
|
87,843,935
|
|
66
| 強制自用汽車責任保險 (14) | 保費收入 (含再保) |
379,904,886
|
386,786,544
|
398,881,121
|
|
67
| 自留保費 |
267,341,608
|
271,394,978
|
279,955,648
|
|
68
| 自留比率 |
4.94
|
5.10
|
5.74
|
|
69
| 保險賠款 (含再保) |
251,576,378
|
267,140,234
|
349,163,026
|
|
70
| 自留賠款 |
159,128,091
|
145,913,697
|
184,091,003
|
|
71
| 強制商業汽車責任保險 (15) | 保費收入 (含再保) |
48,465,574
|
47,737,372
|
49,940,854
|
|
72
| 自留保費 |
32,713,425
|
32,474,402
|
33,658,814
|
|
73
| 自留比率 |
0.60
|
0.61
|
0.69
|
|
74
| 保險賠款 (含再保) |
50,149,673
|
37,937,323
|
47,455,273
|
|
75
| 自留賠款 |
32,086,788
|
24,705,095
|
27,317,537
|
|
76
| 強制機車責任保險 (16) | 保費收入 (含再保) |
124,740,018
|
124,563,365
|
121,302,187
|
|
77
| 自留保費 |
92,480,227
|
92,200,990
|
89,273,763
|
|
78
| 自留比率 |
1.71
|
1.73
|
1.83
|
|
79
| 保險賠款 (含再保) |
99,696,133
|
91,584,182
|
96,648,288
|
|
80
| 自留賠款 |
69,247,877
|
75,270,472
|
74,558,795
|
|
81
| 一般責任保險 (17) | 保費收入 (含再保) |
610,647,750
|
537,549,599
|
468,343,941
|
|
82
| 自留保費 |
306,580,239
|
280,246,472
|
239,658,924
|
|
83
| 自留比率 |
5.67
|
5.27
|
4.91
|
|
84
| 保險賠款 (含再保) |
190,653,020
|
196,580,914
|
204,531,325
|
|
85
| 自留賠款 |
86,452,266
|
119,033,818
|
135,267,495
|
|
86
| 專業責任保險 (18) | 保費收入 (含再保) |
97,213,622
|
87,888,816
|
64,303,283
|
|
87
| 自留保費 |
40,544,319
|
30,369,925
|
24,953,675
|
|
88
| 自留比率 |
0.75
|
0.57
|
0.51
|
|
89
| 保險賠款 (含再保) |
13,663,206
|
10,569,963
|
9,664,500
|
|
90
| 自留賠款 |
13,479,796
|
5,374,928
|
12,071,595
|
|
91
| 工程保險 (19) | 保費收入 (含再保) |
494,183,794
|
382,958,504
|
335,654,776
|
|
92
| 自留保費 |
187,853,385
|
132,808,530
|
123,256,678
|
|
93
| 自留比率 |
3.47
|
2.50
|
2.53
|
|
94
| 保險賠款 (含再保) |
244,107,570
|
62,986,123
|
95,781,249
|
|
95
| 自留賠款 |
110,274,568
|
76,841,047
|
34,277,460
|
|
96
| 核能保險 (20) | 保費收入 (含再保) |
136,146,792
|
153,993,246
|
175,709,809
|
|
97
| 自留保費 |
9,113,882
|
12,942,860
|
15,758,282
|
|
98
| 自留比率 |
0.17
|
0.24
|
0.32
|
|
99
| 保險賠款 (含再保) |
20,041
|
10,080
|
4,395
|
|
100
| 自留賠款 |
1,252,941
|
-300,440
|
463,410
|
|
101
| 保證保險 (21) | 保費收入 (含再保) |
14,190,105
|
17,347,318
|
17,767,677
|
|
102
| 自留保費 |
8,362,433
|
9,721,764
|
9,296,841
|
|
103
| 自留比率 |
0.15
|
0.18
|
0.19
|
|
104
| 保險賠款 (含再保) |
2,489,166
|
23,256,868
|
-8,912,339
|
|
105
| 自留賠款 |
5,583,545
|
5,583,446
|
-4,951,078
|
|
106
| 信用保險 (22) | 保費收入 (含再保) |
32,975,479
|
32,988,194
|
36,192,159
|
|
107
| 自留保費 |
8,104,758
|
7,065,936
|
6,785,444
|
|
108
| 自留比率 |
0.15
|
0.13
|
0.14
|
|
109
| 保險賠款 (含再保) |
-5,749,112
|
-5,759,109
|
-4,506,598
|
|
110
| 自留賠款 |
-5,783,178
|
-5,135,300
|
-5,757,581
|
|
111
| 其他財產保險 (23) | 保費收入 (含再保) |
65,084,219
|
243,689,399
|
226,405,449
|
|
112
| 自留保費 |
43,016,972
|
159,733,320
|
199,052,656
|
|
113
| 自留比率 |
0.80
|
3.00
|
4.08
|
|
114
| 保險賠款 (含再保) |
122,175,291
|
90,257,130
|
107,459,090
|
|
115
| 自留賠款 |
44,033,787
|
91,298,406
|
135,712,405
|
|
116
| 傷害保險 (24) | 保費收入 (含再保) |
756,157,721
|
730,945,028
|
519,288,135
|
|
117
| 自留保費 |
289,193,636
|
279,759,232
|
230,420,932
|
|
118
| 自留比率 |
5.35
|
5.26
|
4.72
|
|
119
| 保險賠款 (含再保) |
436,688,245
|
434,960,865
|
385,881,264
|
|
120
| 自留賠款 |
112,380,176
|
134,491,551
|
141,383,664
|
|
121
| 商業性地震保險 (25) | 保費收入 (含再保) |
531,124,375
|
390,765,166
|
364,619,712
|
|
122
| 自留保費 |
181,999,631
|
144,662,443
|
124,130,282
|
|
123
| 自留比率 |
3.36
|
2.72
|
2.54
|
|
124
| 保險賠款 (含再保) |
22,276,205
|
12,826,818
|
12,517,566
|
|
125
| 自留賠款 |
-6,511,250
|
12,456,694
|
4,754,526
|
|
126
| 個人綜合保險 (26) | 保費收入 (含再保) |
15,535,489
|
12,328,962
|
10,478,934
|
|
127
| 自留保費 |
13,042,696
|
9,359,600
|
7,214,933
|
|
128
| 自留比率 |
0.24
|
0.18
|
0.15
|
|
129
| 保險賠款 (含再保) |
5,734,898
|
3,746,665
|
8,256,680
|
|
130
| 自留賠款 |
2,992,651
|
-487,618
|
10,115,212
|
|
131
| 商業綜合保險 (27) | 保費收入 (含再保) |
0
|
0
|
0
|
|
132
| 自留保費 |
0
|
0
|
0
|
|
133
| 自留比率 |
0.00
|
0.00
|
0.00
|
|
134
| 保險賠款 (含再保) |
0
|
0
|
0
|
|
135
| 自留賠款 |
0
|
0
|
0
|
|
136
| 颱風洪水保險 (28) | 保費收入 (含再保) |
549,733,573
|
424,204,926
|
381,974,607
|
|
137
| 自留保費 |
169,503,239
|
155,313,265
|
124,592,768
|
|
138
| 自留比率 |
3.13
|
2.92
|
2.55
|
|
139
| 保險賠款 (含再保) |
257,617,027
|
8,423,588
|
-73,786,493
|
|
140
| 自留賠款 |
104,013,748
|
110,765
|
-53,440,131
|
|
141
| 政策性地震保險 (29) | 保費收入 (含再保) |
507,456,274
|
485,961,802
|
463,274,935
|
|
142
| 自留保費 |
51,304,299
|
49,691,496
|
46,611,549
|
|
143
| 自留比率 |
0.95
|
0.93
|
0.96
|
|
144
| 保險賠款 (含再保) |
128,282
|
127,347
|
0
|
|
145
| 自留賠款 |
128,282
|
127,347
|
0
|
|
146
| 健康保險 (30) | 保費收入 (含再保) |
53,439,959
|
370,077,872
|
243,204,217
|
|
147
| 自留保費 |
32,286,884
|
191,354,643
|
135,561,903
|
|
148
| 自留比率 |
0.60
|
3.59
|
2.78
|
|
149
| 保險賠款 (含再保) |
6,433,941,122
|
17,213,596,844
|
36,285,825
|
|
150
| 自留賠款 |
1,680,233,161
|
10,349,041,261
|
23,171,108
|
|
151
| 國外再保分進業務 (31) | 保費收入 (含再保) |
207,304,498
|
318,748,541
|
137,759,182
|
|
152
| 自留保費 |
207,304,498
|
318,748,541
|
137,759,182
|
|
153
| 自留比率 |
3.84
|
5.99
|
2.83
|
|
154
| 保險賠款 (含再保) |
128,433,964
|
55,406,610
|
29,973,211
|
|
155
| 自留賠款 |
214,213,974
|
167,000,268
|
42,581,783
|
|
156
| 強制微型電動二輪車責任保險 (43) | 保費收入 (含再保) |
768,921
|
26,782
|
|
|
157
| 自留保費 |
746,352
|
16,497
|
|
|
158
| 自留比率 |
0.01
|
0.00
|
|
|
159
| 保險賠款 (含再保) |
17,371
|
0
|
|
|
160
| 自留賠款 |
132,847
|
1,158
|
|
|
161
| 總計 (99) | 保費收入 (含再保) |
10,550,499,462
|
10,049,136,237
|
8,973,867,687
|
|
162
| 自留保費 |
5,410,093,529
|
5,320,790,784
|
4,878,209,226
|
|
163
| 自留比率 |
100.00
|
100.00
|
100.00
|
|
164
| 保險賠款 (含再保) |
11,544,391,169
|
21,176,362,266
|
4,174,543,539
|
|
165
| 自留賠款 |
4,433,374,858
|
13,016,538,094
|
2,499,889,950
|
|